Many agreements included hidden commissions - check if you've overpaid. Claim in just 60 seconds
The dealer set or adjusted your interest rate without properly explaining it in your car finance agreement.
You may be overpaying due to unfair interest rates. We'll help you claim it back.
This amount of compensation has been achieved by our working partners.
1Where No Win, No Fee is offered - You pay nothing unless your claim is successful. A fee between 18 - 36% applies on successful claims (fee dependant on level of redress secured), and a cancellation fee may apply outside the 14 day cooling-off period.
You do not need to use a claims management company to make a claim; you can do this yourself for free by contacting the car dealership or finance provider and if that is not successful you can complain to the Financial Ombudsman Service.
Successful claims made through any of our panel(s) are subject to a Success Fee, charges as per your terms of business (Fee’s may range from 18% to 36% (Inclusive of VAT), depending on level of redress you have received). We receive a fee after a successful payout or a referral fee from your solicitor and this does not affect the compensation you receive.
The Financial Conduct Authority has extended the pause to the deadline for motor finance firms to provide a final response to customer complaints regarding discretionary commission arrangements until 4 December 2025. Click below for more information. View updates here
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You might be eligible for a PCP car finance claim if:
If any of these sound familiar, use our car finance claims check to start your claim.
You might have a mis sold car finance agreement if:
Our PCP claims checker can quickly confirm if you’re eligible for a refund.
We handle claims against major UK lenders. Check our PCP experts reviews for feedback from customers who successfully reclaimed money from Black Horse Ltd, Volkswagen Financial Services (UK) Ltd, FirstRand Bank Ltd (London Branch), BMW Financial Services (GB) Ltd, Santander Consumer (UK) PLC, RCI Financial Services Ltd, Vauxhall Finance PLC, Close Brothers Ltd, PSA Finance UK Ltd, FCE Bank PLC, Mercedes-Benz Financial Services UK Ltd, CA Auto Finance UK Ltd, Clydesdale Financial Services Ltd, Blue Motor Finance Ltd, NIIB Group Ltd, Toyota Financial Services (UK) PLC, Moneybarn No. 1 Ltd, Hyundai Capital UK Ltd, Startline Motor Finance Ltd, and many more.
If your agreement was with one of these lenders or others not listed, you may still be eligible for compensation. Our PCP claim services can help you get started.
Yes. If your lender has stopped trading, you can still claim against the dealer or broker who arranged your agreement. Reach out to our PCP experts, and we’ll guide you through starting your mis sold car finance refund.
You can claim for PCP car finance misselling dating back to 2007. Use our PCP finance checker to find older agreements and check if you’re eligible.
Yes, you can file separate claims for each mis sold car finance agreement. If you’ve had multiple agreements, each one may qualify for a refund. Start your claims with our car finance claims check.
Refunds depend on factors like your loan amount, interest rates, and repayment terms. The mis sold car finance average payout is £1,600, but some claims exceed £5,000. Use our car finance claim calculator to estimate your refund.
The average PCP refund payout is £1,600. However, some successful claims have resulted in refunds over £4,000, depending on the agreement.
No, you don’t need your original paperwork. Our PCP claims checker can retrieve the necessary details to make your claim simple and hassle-free.
Car finance claims are highly successful, especially when there’s clear evidence of mis-selling. Many customers have received refunds even for agreements over a decade old.
If your agreement was mis-sold, you could qualify for car finance compensation. Common reasons include hidden fees, unclear terms, or inflated interest rates.
Most claims are resolved within a few months, but timelines vary by lender. Once approved, car finance refunds are usually paid out within weeks.
The car finance scandal uncovered widespread mis-selling practices like hidden commissions and inflated interest rates. These unethical practices led to thousands of compensation claims. Use our car finance checker to see if you qualify.
Refunds are being issued because of the FCA car finance scandal, which revealed how lenders unfairly profited from mis-selling agreements. Customers are now entitled to refunds for these practices.
To file a complaint about car finance mis selling, use our car finance claims check tool or contact our team. We’ll walk you through the process to ensure your claim is handled efficiently.
Yes, complaints about mis sold car finance have surged due to the car finance scandal. If you think you’ve been affected, start your claim today.
Our PCP experts will keep you updated every step of the way, ensuring your car finance refund stays on track. You’ll receive regular progress updates and know exactly where your claim stands.