Start your mis-sold car finance claim
250,000+ customers helped
No Win No Fee**
Claim up to £5,492.10*
Quick and easy form
How it works
We your find agreements
We quickly uncover potential car finance claims using our car finance checker. Our system can locate agreements dating back to 2007. It’s free, fast, and identifies whether you’re eligible for a car finance refund.
We get to work
Once you’ve share a few details, and a dedicated team of legal professionals will prepare and submit your car finance claim for you. managing the mis sold car finance process from start to finish.
You get compensation
After securing the best possible compensation package for you, our working partners will make sure your paid out to your chosen bank account.
The FCA has extended the deadline for motor finance firms to respond to complaints about discretionary commission arrangements until 4 December 2025. Read FCA updates.
**Where No Win, No Fee is offered - You pay nothing unless your claim is successful. A fee between 18 - 36% fee (30% + VAT) applies on successful claims (fee dependant on level of redress secured), and a cancellation fee may apply outside the cooling-off period.
You do not need to use a claims management company to make a claim; you can do this yourself for free by contacting the car dealership or finance provider and if that is not successful you can complain to the Financial Ombudsman Service. We may receive a fee for introducing you to a third party/panel solicitor, this does not affect any compensation you may receive.
Car finance claims FAQ’s
You might be eligible for a PCP car finance claim if:
- Brokers or lenders used Discretionary Commission Arrangements (DCA on car finance) to inflate your interest rates for higher commissions.
- You were charged more than necessary due to inflated interest rates.
- The terms of your agreement weren’t explained properly, leaving you unclear about ownership or repayment details.
- The lender didn’t check whether you could afford the agreement.
If any of these sound familiar, use our car finance claims check to start your claim.
You might have a mis sold car finance agreement if:
- Your interest rate was higher than necessary.
- The dealer or broker earned a commission they didn’t disclose to you.
- The terms of your agreement were unclear or misleading.
Our PCP claims checker can quickly confirm if you’re eligible for a refund.
We handle claims against major UK lenders. Check our PCP experts reviews for feedback from customers who successfully reclaimed money from Black Horse Ltd, Volkswagen Financial Services (UK) Ltd, FirstRand Bank Ltd (London Branch), BMW Financial Services (GB) Ltd, Santander Consumer (UK) PLC, RCI Financial Services Ltd, Vauxhall Finance PLC, Close Brothers Ltd, PSA Finance UK Ltd, FCE Bank PLC, Mercedes-Benz Financial Services UK Ltd, CA Auto Finance UK Ltd, Clydesdale Financial Services Ltd, Blue Motor Finance Ltd, NIIB Group Ltd, Toyota Financial Services (UK) PLC, Moneybarn No. 1 Ltd, Hyundai Capital UK Ltd, Startline Motor Finance Ltd, and many more.
If your agreement was with one of these lenders or others not listed, you may still be eligible for compensation. Our PCP claim services can help you get started.
Yes. If your lender has stopped trading, you can still claim against the dealer or broker who arranged your agreement. Reach out to our PCP experts, and we’ll guide you through starting your mis sold car finance refund.