BMW Finance Claim
Reclaim £1,000s in Compensation Today
Overpaid on your BMW car finance? Hidden fees and mis-sold agreements could mean you’re owed compensation. Check your eligibility in 2 minutes with our BMW finance claims checker!
400,000+ Customers helped.
Car finance agreements found in seconds.
100% No Win No Fee1.
Why Drivers Are Claiming Against BMW Car Finance
FCA investigations have uncovered hidden fees, inflated interest rates, and unfair terms in BMW car finance agreements, leading to a rise in BMW Finance complaints. If you were mis-sold, you could be owed a BMW finance refund. Check your eligibility today with our quick and secure BMW finance claim form.
Widespread mis-sellingUndisclosed commissions and conflicts of interest have led to mis-selling in car finance agreements. |
Inflated ratesDiscretionary commission models allowed brokers to inflate interest rates for their own gain. |
Blind spotsDrivers lacked clarity on how commissions affected their loan costs, and were often unaware of the financial implications. |
You do not need to use a claims management company to make a claim; you can do this yourself for free by contacting the car dealership or finance provider and if that is not successful you can complain to the Financial Ombudsman Service. We may receive a fee for introducing you to a third party/panel solicitor, this does not affect any compensation you may receive.
Can I claim?
Find out instantly whether you're eligible for a BMW compensation claim and how much you could recover!
Historic agreements found in under 2 minutes
100% No Win No Fee* guarantee
400,000+ customers helped
*Where No Win, No Fee is offered - You pay nothing unless your claim is successful. A fee between 18 - 36% applies on successful claims (fee dependant on level of redress secured), and a cancellation fee may apply outside the 14 day cooling-off period.
Here’s How it works
If you’ve been affected by BMW mis sold finance, now is the time to take action. Claiming your BMW finance refund has never been easier. No confusing terms or lengthy paperwork—just a simple and efficient process designed to help you reclaim the BMW car finance compensation you deserve and get your money back where it belongs. Use our secure BMW finance claim form today to start your BMW claim.
wE'll FIND ALL YOUR AGREEMENTS
Our system connects with major credit reference agencies and vehicle registration databases, allowing us to identify all car finance agreements linked to you, even if you have changed your name or moved to a different address.
WE TAKE THE WHEEL
Once you provide your basic details, our system gets to work. Within seconds, we’ll pull together your historic car finance agreements, even those dating back before 2007, which are often difficult for individuals to locate.
THE REAL WORK BEGINS
Your claim is passed to our specialist legal partners, who review all your agreements individually. They gather evidence, negotiate directly with lenders, and work to maximise your compensation — all on a no-win, no-fee basis. Meanwhile, you don’t have to lift a finger.
You do not need to use a claims management company to make a claim; you can do this yourself for free by contacting the car dealership or finance provider and if that is not successful you can complain to the Financial Ombudsman Service. We may receive a fee for introducing you to a third party/panel solicitor, this does not affect any compensation you may receive.
What Happens When I Start a BMW Claim?
We’ll provide you with an instant answer about whether you’re eligible for a BMW PCP claim and how much BMW finance compensation you may be entitled to. If you choose to move forward, here’s what happens next.
Letter to lender
Our partner solicitors, will contact your lender by letter to make a claim on your behalf.
Reply expected
The lender should reply or at least acknowledge your complaint.
Delayed reply
Your lender must reply, but can delay as the FCA has allowed firms to pause complaints until 04/12/2025.
Deadline
The FCA releases its findings.
Historic agreements found in under 2 minutes
100% No Win No Fee* guarantee
400,000+ customers helped
*Where No Win, No Fee is offered - You pay nothing unless your claim is successful. A fee between 18 - 36% applies on successful claims (fee dependant on level of redress secured), and a cancellation fee may apply outside the 14 day cooling-off period.
Reclaim What’s Rightfully Yours
Were you impacted by hidden fees or inflated interest rates on your BMW finance agreement? You could be owed thousands in BMW finance compensation.
Historic agreements found in under 2 minutes
100% No Win No Fee* guarantee
400,000+ customers helped
*Where No Win, No Fee is offered - You pay nothing unless your claim is successful. A fee between 18 - 36% applies on successful claims (fee dependant on level of redress secured), and a cancellation fee may apply outside the 14 day cooling-off period.
Mis-Sold PCP Car Finance Claims
If you have an BMW Finance agreement potentially mis-sold or by another finance provider, our PCP experts are here to help you reclaim what’s rightfully yours. Start your claim today with Reclaim247.
Finance sold by
Black Horse
If you’ve had car finance with Black Horse you could have a claim worth:
£5,4921
Finance sold by
Close Brothers
If you’ve had car finance with Close Brothers you could have a claim worth:
£2,4501
Finance sold by
Motonovo
If you’ve had car finance with Motonovo you could have a claim worth:
£4,4781
Got questions?
Yes, BMW car finance practices have been investigated due to concerns about discretionary commission arrangements (DCA), inflated interest rates, and hidden fees. These issues have led to numerous BMW finance claims and calls for greater transparency and fairness for customers.
The amount you could receive varies, but many BMW car finance claims result in payouts of thousands of pounds. Factors such as your loan amount, interest rate, and the extent of the mis-selling will determine your compensation. Use our BMW finance claim form to estimate your potential refund or BMW finance compensation.
If your BMW finance agreement was mis-sold, you may be entitled to a BMW finance refund. Common reasons include inflated interest rates, hidden fees, or undisclosed commissions. Check your eligibility today and start your claim easily.
You can usually claim for BMW car finance mis-selling on agreements up to six years old. If you’ve only recently discovered the issue, you may still be eligible beyond this timeframe. Use our BMW finance claim form to check if you qualify.