CA Auto Finance Claim

Reclaim £1,000s in Compensation Today

Overpaid on your CA Auto Finance agreement? Hidden commissions and unfair charges could mean you're owed a CA car finance refund. Check your eligibility in 2 minutes with our secure claims checker!

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400,000+ Customers helped.

Car finance agreements found in seconds.

100% No Win No Fee1.

Why People Are Claiming Against CA Auto Car Finance

More drivers are challenging CA Auto Finance agreements due to hidden commissions and unfair charges under FCA investigation. If you were mis-sold, you could be owed a CA Auto Finance refund. Check your eligibility today with our secure claims checker to start reclaiming the CA Auto Finance compensation you deserve.

Widespread mis-selling

Undisclosed commissions and conflicts of interest have led to mis-selling in car finance agreements.

Inflated rates

Discretionary commission models allowed brokers to inflate interest rates for their own gain.

Blind spots

Drivers lacked clarity on how commissions affected their loan costs, and were often unaware of the financial implications. 

You do not need to use a claims management company to make a claim; you can do this yourself for free by contacting the car dealership or finance provider and if that is not successful you can complain to the Financial Ombudsman Service. We may receive a fee for introducing you to a third party/panel solicitor, this does not affect any compensation you may receive. 

Can I claim?

Find out instantly whether you're eligible for a CA Auto compensation claim and how much you could recover!

Historic agreements found in under 2 minutes

100% No Win No Fee* guarantee

400,000+ customers helped

*Where No Win, No Fee is offered - You pay nothing unless your claim is successful. A fee between 18 - 36% applies on successful claims (fee dependant on level of redress secured), and a cancellation fee may apply outside the 14 day cooling-off period.

Here’s How it works

If you had a CA Auto Finance agreement, you may have paid more than you should have due to hidden fees, unfair charges, or discretionary commissions. Many drivers are now discovering they were mis-sold their finance deals without being told about these extra costs. Filing a CA Auto Finance claim is fast, simple, and stress-free—no complicated forms or legal jargon. Just an easy process to help you reclaim the CA Auto Finance refund you’re owed and get your money back where it belongs.

wE'll FIND ALL YOUR AGREEMENTS

Our system connects with major credit reference agencies and vehicle registration databases, allowing us to identify all car finance agreements linked to you, even if you have changed your name or moved to a different address.

WE TAKE THE WHEEL

Once you provide your basic details, our system gets to work. Within seconds, we’ll pull together your historic car finance agreements, even those dating back before 2007, which are often difficult for individuals to locate.

THE REAL WORK BEGINS

Your claim is passed to our specialist legal partners, who review all your agreements individually. They gather evidence, negotiate directly with lenders, and work to maximise your compensation — all on a no-win, no-fee basis. Meanwhile, you don’t have to lift a finger.

You do not need to use a claims management company to make a claim; you can do this yourself for free by contacting the car dealership or finance provider and if that is not successful you can complain to the Financial Ombudsman Service. We may receive a fee for introducing you to a third party/panel solicitor, this does not affect any compensation you may receive.

What Happens When I Start a CA Auto Claim?

We’ll provide you with an instant answer about whether you’re eligible for a CA Auto Finance claim and how much CA Auto Finance compensation you may be entitled to. If you choose to move forward, here’s what happens next.

Day 1-2

Letter to lender

Our partner solicitors, will contact your lender by letter to make a claim on your behalf.

Day 14

Reply expected

The lender should reply or at least acknowledge your complaint.

Week 8

Delayed reply

Your lender must reply, but can delay as the FCA has allowed firms to pause complaints until 04/12/2025.

4 December 2025 

Deadline

The FCA releases its findings.

Historic agreements found in under 2 minutes

100% No Win No Fee* guarantee

400,000+ customers helped

*Where No Win, No Fee is offered - You pay nothing unless your claim is successful. A fee between 18 - 36% applies on successful claims (fee dependant on level of redress secured), and a cancellation fee may apply outside the 14 day cooling-off period.

Reclaim What’s Rightfully Yours

Were you impacted by hidden fees or inflated interest rates on your CA Auto finance agreement? You could be owed thousands in CA Auto finance compensation.

Historic agreements found in under 2 minutes

100% No Win No Fee* guarantee

400,000+ customers helped

*Where No Win, No Fee is offered - You pay nothing unless your claim is successful. A fee between 18 - 36% applies on successful claims (fee dependant on level of redress secured), and a cancellation fee may apply outside the 14 day cooling-off period.

Mis-Sold PCP Car Finance Claims

If you have an CA Auto Finance agreement potentially mis-sold or by another finance provider, our PCP experts are here to help you reclaim what’s rightfully yours. Start your claim today with Reclaim247.

Finance sold by

Black Horse

If you’ve had car finance with Black Horse you could have a claim worth:

£5,4921

Finance sold by

Close Brothers

If you’ve had car finance with Close Brothers you could have a claim worth:

£2,4501

Finance sold by

Motonovo

If you’ve had car finance with Motonovo you could have a claim worth:

£4,4781

Got questions?

Yes, if your CA Auto Finance UK agreement included hidden fees, inflated interest rates, or undisclosed commissions, you could be entitled to a CA Auto Finance refund. The Financial Conduct Authority (FCA) is investigating mis-sold car finance, and you may be eligible to reclaim what you overpaid.

The amount varies depending on your CA Auto Finance UK loan amount, the interest you overpaid, and whether your loan had a discretionary commission arrangement (DCA). Many customers have successfully reclaimed thousands of pounds through CA Auto Finance claims.

If your CA Auto Car Finance agreement was mis-sold due to undisclosed commissions or unfair interest rates, you could be eligible for a CA Auto Finance refund or compensation. Use our secure claims checker to see if you qualify for a CA Auto Finance refund.

A CA Auto Finance discretionary commission (DCA) allowed dealers to adjust interest rates to earn higher commissions—often without informing customers. This practice is now under FCA investigation, and if it affected your loan, you could be entitled to CA Auto Finance compensation.

Reclaim247.co.uk is a trading style of Claimsline Group Ltd, registered in England and Wales, Company registration number 09071409. Registered Office: C/O Burton Varley Ltd, Suite 3, 2nd Floor, Didsbury House, 748 - 754 Wilmslow Road, Manchester, United Kingdom, M20 2DW. VAT registration number 199616255. Registered with the Information Commissioner's Office; registration number ZA059156. You can find our terms of use, privacy policy and our cookie policy here. Claimsline Group Ltd is a claims management company. Any solicitor we recommend you to is an independent professional from whom you will receive impartial and confidential advice. You are free to choose another solicitor. Claimsline Group Ltd is authorised and regulated by the Financial Conduct Authority in respect of regulated claims management activities FRN Number is 831196.

1Where No Win, No Fee is offered - You pay nothing unless your claim is successful. A fee between 18 - 36% applies on successful claims (fee dependant on level of redress secured), and a cancellation fee may apply outside the 14 day cooling-off period.

2£5,492.10 is the figure disclosed to Bott & Co Solicitors by Black Horse. £4,478.46 is the figure disclosed to Bott & Co Solicitors by Motonovo. £2,449.65 is the figure disclosed to Bott & Co Solicitors by Close Brothers. £4,298 is the figure disclosed to Bott & Co Solicitors by Santander.

***All figures disclosed on the results page of our form are based on Bott&co's average compensation payout being over £1,600.

4Free Online Checker refers only to the live soft-credit check completed online to identify your car finance agreements.