CA Auto Finance Claim
Mis-sold CA Auto car finance? You could be one of the 14 million drivers owed compensation. Check your eligibility in 60 seconds with our CA Auto refund checker.
400,000+ Customers helped.
Car finance agreements found in seconds.
100% No Win No Fee1.
Why People Are Claiming Against CA Auto Car Finance
More drivers are challenging CA Auto Finance agreements due to hidden commissions and unfair charges under FCA investigation. If you were mis-sold, you could be owed a CA Auto Finance refund. Check your eligibility today with our secure claims checker to start reclaiming the CA Auto Finance compensation you deserve.
You’ve got the green light!
If you had a CA Auto Finance agreement, you may have paid more than you should have due to hidden fees, unfair charges, or discretionary commissions. Many drivers are now discovering they were mis-sold their finance deals without being told about these extra costs. Filing a CA Auto Finance claim is fast, simple, and stress-free—no complicated forms or legal jargon. Just an easy process to help you reclaim the CA Auto Finance refund you’re owed and get your money back where it belongs.
We find your agreements
Our system connects with major credit reference agencies and vehicle registration databases, allowing us to identify all car finance agreements linked to you, even if you have changed your name or moved to a different address.
We take the wheel
Once you provide your basic details, our system get’s to work. Within seconds we’ll pull together your historic car finance agreements, even those dating back before 2007, which are often difficult for individuals to locate.
The real work begins
Your claim is passed to our partner law firms, who review all your agreements individually. They gather evidence. Negotiate directly with lenders and work to maximise your compensation all on a , meanwhile, you don’t have to lift a finger.
What Happens When I Start a CA Auto PCP Claims?
We’ll quickly search for relevant car finance agreements in your name, flagging any that may relate to a CA Auto Finance. If potentially eligible agreements are found and you choose to proceed, here’s the updated process timeline:
1
Letter to lender
Our partner, solicitors, will contact your lender by letter to make a claim on your behalf.
2
Reply expected
The lender should reply or at least acknowledge your complaint.
3
Delayed reply possible
Delayed reply possible
The FCA has paused firms from issuing final responses until 4 December 2025.
4
FCA consultation
The regulator will launch a formal consultation in October 2025,, in what could be an industry-wide redress scheme, exploring how compensation will be structured, including whether it should be opt-in or opt-out.
good to know
No Win No Fee Promise
1Where No Win, No Fee is offered - You pay nothing unless your claim is successful. A fee between 18 - 36% including VAT applies on successful claims (fee dependant on level of redress secured), and a cancellation fee may apply outside the 14 day cooling-off period. We may receive a fee for introducing you to a third party/panel solicitor, this does not affect any compensation you may receive.
About Your Choices
Please note that you have the right to pursue your motor finance mis selling claim with the lender directly, through the Financial Ombudsman Service, or via the FCA redress scheme for free. You do not need to use a claims management company. Whilst we will always strive to get you the maximum amount of compensation possible, there is no guarantee that we will recover any more than you may achieve if you pursued the claim on your own.
FCA Updates
The FCA has extended the deadline for motor finance firms to respond to complaints about discretionary commission arrangements until 4 December 2025.
The FCA is likely to introduce a redress scheme in 2026 starting consultation in October 2025 to deal with complaints around hidden commissions in car finance agreements. You can find more information and official updates from the FCA at the following link:
FCA Motor Finance Review - Latest UpdateMis-Sold PCP Car Finance Claims
If you have an CA Auto Finance agreement potentially mis-sold or by another finance provider, our PCP experts are here to help you reclaim what’s rightfully yours. Start your claim today with Reclaim247.
Finance sold by
Black Horse
If you’ve had car finance with Black Horse you could have a claim worth:
Finance sold by
Close Brothers
If you’ve had car finance with Close Brothers you could have a claim worth:
Finance sold by
Motonovo
If you’ve had car finance with Motonovo you could have a claim worth:
FAQs about CA Auto Finance Claims
Yes, if your CA Auto Finance UK agreement included hidden fees, inflated interest rates, or undisclosed commissions, you could be entitled to a CA Auto Finance refund. The Financial Conduct Authority (FCA) is investigating mis-sold car finance, and you may be eligible to reclaim what you overpaid.
The amount you could recover depends on your CA Auto Finance UK loan amount, how much interest you were charged, and whether a discretionary commission arrangement (DCA) or hidden fees were involved. While some customers may be eligible to reclaim substantial sums, no final compensation has been issued yet due to the Financial Conduct Authority’s (FCA) ongoing investigation. You can still check your eligibility now and submit your CA Auto Finance claim to secure your place for review once the pause ends.
If your CA Auto Car Finance agreement was mis-sold due to undisclosed commissions or unfair interest rates, you could be eligible for a CA Auto Finance refund or compensation. Use our secure claims checker to see if you qualify for a CA Auto Finance refund.
If you believe your CA Auto Finance UK agreement was mis-sold, you have three main options for making a claim:
- Direct complaint to the lender: You can submit a complaint directly to CA Auto Finance. If they do not respond or you are unhappy with the outcome, you can escalate your case to the Financial Ombudsman Service (FOS) for a free, independent review.
- Use a claims management company (CMC): A regulated CMC can handle the process on your behalf. This includes reviewing your agreement, gathering evidence, and preparing your claim once the FCA pause is lifted.
- Seek legal support: If your case involves complex issues or large financial losses, a solicitor may be able to assist, though this may involve higher costs.
Although CA Auto Finance is not currently required to respond to complaints until after 4th December 2025, you can still begin your claim now to secure your place in line for review under the FCA’s forthcoming guidance.