Clydesdale Finance Claim
Reclaim £1,000s in Compensation Today
Overpaid on your Clydesdale Bank car finance? Hidden commissions could mean you're owed a Clydesdale Finance refund. Check your eligibility now in under 2 minutes!
400,000+ Customers helped.
Car finance agreements found in seconds.
100% No Win No Fee1.
Why People Are Claiming Against Clydesdale Finance
Hidden commissions and unfair charges in Clydesdale Bank car finance agreements have led to FCA scrutiny and rising complaints. If your Clydesdale car finance deal was mis-sold, you could be owed compensation. Check your eligibility now and start reclaiming the Clydesdale Bank PCP compensation you deserve.
Widespread mis-sellingUndisclosed commissions and conflicts of interest have led to mis-selling in car finance agreements. |
Inflated ratesDiscretionary commission models allowed brokers to inflate interest rates for their own gain. |
Blind spotsDrivers lacked clarity on how commissions affected their loan costs, and were often unaware of the financial implications. |
You do not need to use a claims management company to make a claim; you can do this yourself for free by contacting the car dealership or finance provider and if that is not successful you can complain to the Financial Ombudsman Service. We may receive a fee for introducing you to a third party/panel solicitor, this does not affect any compensation you may receive.
Can I claim?
Find out instantly whether you're eligible for a Clydesdale compensation claim and how much you could recover!
Historic agreements found in under 2 minutes
100% No Win No Fee* guarantee
400,000+ customers helped
*Where No Win, No Fee is offered - You pay nothing unless your claim is successful. A fee between 18 - 36% applies on successful claims (fee dependant on level of redress secured), and a cancellation fee may apply outside the 14 day cooling-off period.
Here’s How it works
If you were affected by a mis-sold Clydesdale Bank car finance agreement, now is the time to take action. Hidden fees, unfair charges, and undisclosed commissions may have led you to overpay without realising it. Filing your Clydesdale car finance claim is quick and hassle-free—no confusing paperwork, no legal headaches. Just a simple process to help you recover the Clydesdale car finance refund you deserve and put your money back where it belongs.
wE'll FIND ALL YOUR AGREEMENTS
Our system connects with major credit reference agencies and vehicle registration databases, allowing us to identify all car finance agreements linked to you, even if you have changed your name or moved to a different address.
WE TAKE THE WHEEL
Once you provide your basic details, our system gets to work. Within seconds, we’ll pull together your historic car finance agreements, even those dating back before 2007, which are often difficult for individuals to locate.
THE REAL WORK BEGINS
Your claim is passed to our specialist legal partners, who review all your agreements individually. They gather evidence, negotiate directly with lenders, and work to maximise your compensation — all on a no-win, no-fee basis. Meanwhile, you don’t have to lift a finger.
You do not need to use a claims management company to make a claim; you can do this yourself for free by contacting the car dealership or finance provider and if that is not successful you can complain to the Financial Ombudsman Service. We may receive a fee for introducing you to a third party/panel solicitor, this does not affect any compensation you may receive.
What Happens When I Start a Clydesdale Claim?
We’ll provide you with an instant answer about whether you’re eligible for a Clydesdale car finance claim and how much Clydesdale Bank car loan refund you may be entitled to. If you choose to move forward, here’s what happens next.
Letter to lender
Our partner solicitors, will contact your lender by letter to make a claim on your behalf.
Reply expected
The lender should reply or at least acknowledge your complaint.
Delayed reply
Your lender must reply, but can delay as the FCA has allowed firms to pause complaints until 04/12/2025.
Deadline
The FCA releases its findings.
Historic agreements found in under 2 minutes
100% No Win No Fee* guarantee
400,000+ customers helped
*Where No Win, No Fee is offered - You pay nothing unless your claim is successful. A fee between 18 - 36% applies on successful claims (fee dependant on level of redress secured), and a cancellation fee may apply outside the 14 day cooling-off period.
Reclaim What’s Rightfully Yours
Were you impacted by hidden fees or inflated interest rates on your Clydesdale finance agreement? You could be owed thousands in Clydesdale finance compensation.
Historic agreements found in under 2 minutes
100% No Win No Fee* guarantee
400,000+ customers helped
*Where No Win, No Fee is offered - You pay nothing unless your claim is successful. A fee between 18 - 36% applies on successful claims (fee dependant on level of redress secured), and a cancellation fee may apply outside the 14 day cooling-off period.
Mis-Sold PCP Car Finance Claims
If you have an Clydesdale Finance agreement potentially mis-sold or by another finance provider, our PCP experts are here to help you reclaim what’s rightfully yours. Start your claim today with Reclaim247.
Finance sold by
Black Horse
If you’ve had car finance with Black Horse you could have a claim worth:
£5,4921
Finance sold by
Close Brothers
If you’ve had car finance with Close Brothers you could have a claim worth:
£2,4501
Finance sold by
Motonovo
If you’ve had car finance with Motonovo you could have a claim worth:
£4,4781
Got questions?
The PCP car finance scandal centres around lenders and dealers inflating interest rates without telling customers. Many Clydesdale car finance PCP agreements included hidden commissions, where dealers increased interest rates to boost their own earnings—without informing borrowers. The Financial Conduct Authority (FCA) is investigating these practices, and if you were affected, you could be owed compensation.
Yes. If your Clydesdale Bank car finance PCP agreement included hidden commissions, inflated interest rates, or unfair charges, you could be entitled to a refund. Many customers were unaware they were paying more than necessary and are now reclaiming their overpaid interest and fees.
Borrowers are filing claims because many lenders and dealers did not fully disclose how their interest rates were set. In Clydesdale Bank PCP agreements, discretionary commission arrangements (DCAs) meant that brokers and dealers had the power to increase interest rates to earn more commission—without telling the customer.
The refund amount varies, but many Clydesdale car finance PCP customers have received thousands of pounds in compensation. The total payout depends on:
- The size of your loan
- The interest rate you were charged
- Whether your lender or dealer received a discretionary commission