Black Horse Finance Claim
Reclaim £1,000s in Compensation Today
Mis-sold Black Horse car finance? You could be owed up to £5,492* in compensation. Check your eligibility in just 2 minutes with our Black Horse refund checker.
400,000+ Customers helped.
Car finance agreements found in seconds.
100% No Win No Fee1.
Why People Are Claiming Against Black Horse Finance
Thousands of drivers have raised concerns about Black Horse car finance, prompting an FCA review into mis-selling and unfair charges. Many customers were unknowingly overcharged due to hidden commissions and inflated interest rates. If you had a Black Horse finance agreement, you could be entitled to a refund. Start your Black Horse car finance claim today and reclaim what’s rightfully yours.
Widespread mis-sellingUndisclosed commissions and conflicts of interest have led to mis-selling in car finance agreements. |
Inflated ratesDiscretionary commission models allowed brokers to inflate interest rates for their own gain. |
Blind spotsDrivers lacked clarity on how commissions affected their loan costs, and were often unaware of the financial implications. |
You do not need to use a claims management company to make a claim; you can do this yourself for free by contacting the car dealership or finance provider and if that is not successful you can complain to the Financial Ombudsman Service. We may receive a fee for introducing you to a third party/panel solicitor, this does not affect any compensation you may receive.
Can I claim?
Find out instantly whether you're eligible for a Black Horse compensation claim and how much you could recover!
Historic agreements found in under 2 minutes
100% No Win No Fee* guarantee
400,000+ customers helped
*Where No Win, No Fee is offered - You pay nothing unless your claim is successful. A fee between 18 - 36% applies on successful claims (fee dependant on level of redress secured), and a cancellation fee may apply outside the 14 day cooling-off period.
Here’s How it works
If you’ve been mis-sold a Black Horse car finance agreement, you’ve waited long enough to reclaim what’s rightfully yours. That’s why we’ve simplified the process for your Black Horse finance claim—no confusing paperwork or legal jargon. Just a hassle-free way to secure the Black Horse compensation you deserve and put money back in your pocket. Start your Black Horse refund claim today.
wE'll FIND ALL YOUR AGREEMENTS
Our system connects with major credit reference agencies and vehicle registration databases, allowing us to identify all car finance agreements linked to you, even if you have changed your name or moved to a different address.
WE TAKE THE WHEEL
Once you provide your basic details, our system gets to work. Within seconds, we’ll pull together your historic car finance agreements, even those dating back before 2007, which are often difficult for individuals to locate.
THE REAL WORK BEGINS
Your claim is passed to our specialist legal partners, who review all your agreements individually. They gather evidence, negotiate directly with lenders, and work to maximise your compensation — all on a no-win, no-fee basis. Meanwhile, you don’t have to lift a finger.
You do not need to use a claims management company to make a claim; you can do this yourself for free by contacting the car dealership or finance provider and if that is not successful you can complain to the Financial Ombudsman Service. We may receive a fee for introducing you to a third party/panel solicitor, this does not affect any compensation you may receive.
What Happens When I Start a Black Horse Claim?
We’ll provide you with an instant answer about whether you’re eligible for a BlackHorse Finance claim and how much BlackHorse refund you may be entitled to. If you choose to move forward, here’s what happens next.
Letter to lender
Our partner solicitors, will contact your lender by letter to make a claim on your behalf.
Reply expected
The lender should reply or at least acknowledge your complaint.
Delayed reply
Your lender must reply, but can delay as the FCA has allowed firms to pause complaints until 04/12/2025.
Deadline
The FCA releases its findings.
Historic agreements found in under 2 minutes
100% No Win No Fee* guarantee
400,000+ customers helped
*Where No Win, No Fee is offered - You pay nothing unless your claim is successful. A fee between 18 - 36% applies on successful claims (fee dependant on level of redress secured), and a cancellation fee may apply outside the 14 day cooling-off period.
Reclaim What’s Rightfully Yours
Were you impacted by hidden fees or inflated interest rates on your Black Horse finance agreement? You could be owed thousands in Black Horse finance compensation.
Historic agreements found in under 2 minutes
100% No Win No Fee* guarantee
400,000+ customers helped
*Where No Win, No Fee is offered - You pay nothing unless your claim is successful. A fee between 18 - 36% applies on successful claims (fee dependant on level of redress secured), and a cancellation fee may apply outside the 14 day cooling-off period.
Mis-Sold PCP Car Finance Claims
If you have an Black Horse Finance agreement potentially mis-sold or by another finance provider, our PCP experts are here to help you reclaim what’s rightfully yours. Start your claim today with Reclaim247.
Finance sold by
Close Brothers
If you’ve had car finance with Close Brothers you could have a claim worth:
£2,4501
Finance sold by
Motonovo
If you’ve had car finance with Motonovo you could have a claim worth:
£4,4781
Finance sold by
Santander
If you’ve had car finance with Santander you could have a claim worth:
£4,2981
Got questions?
There are three main options to start your Black Horse finance claim:
- Self-representation: Contact Black Horse Finance directly to request compensation. If your claim is denied, you can escalate it to the Financial Ombudsman Service (FOS) for further review.
- Using Reclaim247: Submit your claim by completing our simple online form. Our trusted team will handle every step for you, from eligibility checks to securing your Black Horse finance refund, all on a 100% No Win, No Fee basis.
- Using a solicitor: Work with a solicitor who specialises in car finance claims with Black Horse. While solicitors provide expert legal assistance, this option may involve higher fees and take longer.
Thousands of drivers are filing Black Horse claims due to mis-sold car finance agreements. Common reasons include hidden commissions that were not disclosed, inflated interest rates designed to maximise dealer profits, and unclear terms that left customers unaware of the true cost of their loans. If you suspect your Black Horse car finance was mis-sold, you could be entitled to compensation.
Begin by using our Black Horse refund checker to determine your eligibility in just 2 minutes. If eligible, our experienced team will manage the entire process, ensuring a smooth and stress-free experience. Once approved, your Black Horse compensation will be transferred directly to your account. We operate on a No Win, No Fee basis, meaning there are no upfront costs, and if your claim is unsuccessful, you won’t pay anything. A pre-agreed percentage will only be deducted if your claim is successful.
You may qualify for car finance claims from Black Horse if you entered into a PCP or HP agreement where fees, commissions, or terms were not fully disclosed. Additionally, agreements deemed unsuitable for your financial circumstances or signed before January 2021, when FCA regulations were updated, may be eligible. Even if your Black Horse car finance agreement has ended, you could still qualify for compensation.