Alphera Finance Claim
Reclaim £1,000s in Compensation Today
Owed an Alphera finance refund? Hidden commissions and unfair charges may have cost you. Check your eligibility now with our quick Alphera claims checker—get results in 2 minutes!
400,000+ Customers helped.
Car finance agreements found in seconds.
100% No Win No Fee1.
Why People Are Filing Alphera Car Finance Claim
FCA investigations into hidden fees and unfair interest rates have led to rising Alphera car finance complaints. If your Alphera finance agreement was affected, you could be eligible for an Alphera finance refund. Use our secure claims checker today to see if you qualify and reclaim the Alphera finance compensation you deserve.
Widespread mis-sellingUndisclosed commissions and conflicts of interest have led to mis-selling in car finance agreements. |
Inflated ratesDiscretionary commission models allowed brokers to inflate interest rates for their own gain. |
Blind spotsDrivers lacked clarity on how commissions affected their loan costs, and were often unaware of the financial implications. |
You do not need to use a claims management company to make a claim; you can do this yourself for free by contacting the car dealership or finance provider and if that is not successful you can complain to the Financial Ombudsman Service. We may receive a fee for introducing you to a third party/panel solicitor, this does not affect any compensation you may receive.
Can I claim?
Find out instantly whether you're eligible for an Alphera compensation claim and how much you could recover!
Historic agreements found in under 2 minutes
100% No Win No Fee* guarantee
400,000+ customers helped
*Where No Win, No Fee is offered - You pay nothing unless your claim is successful. A fee between 18 - 36% applies on successful claims (fee dependant on level of redress secured), and a cancellation fee may apply outside the 14 day cooling-off period.
Here’s How it works
If you’ve been mis-sold Alphera car finance, don’t miss your chance to claim. Starting your Alphera finance claim is fast and hassle-free—no complex paperwork, no legal jargon. Just a straightforward process to help you recover the Alphera finance refund you deserve and get your money back where it belongs.
wE'll FIND ALL YOUR AGREEMENTS
Our system connects with major credit reference agencies and vehicle registration databases, allowing us to identify all car finance agreements linked to you, even if you have changed your name or moved to a different address.
WE TAKE THE WHEEL
Once you provide your basic details, our system gets to work. Within seconds, we’ll pull together your historic car finance agreements, even those dating back before 2007, which are often difficult for individuals to locate.
THE REAL WORK BEGINS
Your claim is passed to our specialist legal partners, who review all your agreements individually. They gather evidence, negotiate directly with lenders, and work to maximise your compensation — all on a no-win, no-fee basis. Meanwhile, you don’t have to lift a finger.
You do not need to use a claims management company to make a claim; you can do this yourself for free by contacting the car dealership or finance provider and if that is not successful you can complain to the Financial Ombudsman Service. We may receive a fee for introducing you to a third party/panel solicitor, this does not affect any compensation you may receive.
What Happens When I Start an Alphera Claim?
We’ll provide you with an instant answer about whether you’re eligible for an Alphera finance mis-sold car finance claim and how much Alphera finance compensation you may be entitled to. If you choose to move forward, here’s what happens next.
Letter to lender
Our partner solicitors, will contact your lender by letter to make a claim on your behalf.
Reply expected
The lender should reply or at least acknowledge your complaint.
Delayed reply
Your lender must reply, but can delay as the FCA has allowed firms to pause complaints until 04/12/2025.
Deadline
The FCA releases its findings.
Historic agreements found in under 2 minutes
100% No Win No Fee* guarantee
400,000+ customers helped
*Where No Win, No Fee is offered - You pay nothing unless your claim is successful. A fee between 18 - 36% applies on successful claims (fee dependant on level of redress secured), and a cancellation fee may apply outside the 14 day cooling-off period.
Reclaim What’s Rightfully Yours
Were you impacted by hidden fees or inflated interest rates on your Alphera finance agreement? You could be owed thousands in Alphera finance compensation.
Historic agreements found in under 2 minutes
100% No Win No Fee* guarantee
400,000+ customers helped
*Where No Win, No Fee is offered - You pay nothing unless your claim is successful. A fee between 18 - 36% applies on successful claims (fee dependant on level of redress secured), and a cancellation fee may apply outside the 14 day cooling-off period.
Mis-Sold PCP Car Finance Claims
If you have an Alphera Finance agreement potentially mis-sold or by another finance provider, our PCP experts are here to help you reclaim what’s rightfully yours. Start your claim today with Reclaim247.
Finance sold by
Black Horse
If you’ve had car finance with Black Horse you could have a claim worth:
£5,4921
Finance sold by
Close Brothers
If you’ve had car finance with Close Brothers you could have a claim worth:
£2,4501
Finance sold by
Motonovo
If you’ve had car finance with Motonovo you could have a claim worth:
£4,4781
Got questions?
If you need to settle your Alphera car finance agreement, you can request a settlement figure directly from Alphera Financial Services. If your loan included hidden commissions or unfair charges, you could also be eligible for an Alphera finance claim to recover any overpaid interest.
You can reach Alphera Financial Services through their official website at alphera.co.uk or by contacting their customer service team. If you're looking to file an Alphera finance claim, our team can guide you through the process.
Yes, Alphera Financial Services is a subsidiary of the BMW Group, providing car finance solutions under the Alphera Finance brand. Many customers have raised concerns about Alphera finance mis-sold car finance cases due to unfair lending practices.
To obtain a settlement figure for your Alphera finance agreement, you need to request it directly from Alphera Financial Services. If you suspect your Alphera car finance agreement was mis-sold, you could also be entitled to an Alphera finance compensation claim.