Barclays Finance Claim
Mis-sold Barclays car finance? You could be one of the 14 million drivers owed compensation. Check your eligibility in 60 seconds with our Barclays refund checker.
400,000+ Customers helped.
Car finance agreements found in seconds.
100% No Win No Fee1.
Why People Are Filing Barclays Partner Finance Claim
FCA investigations into Barclays car finance have uncovered hidden fees, inflated interest rates, and undisclosed commissions. Many drivers are now filing Barclays car finance complaints. If you were affected, you may be eligible for a Barclays Partner Finance refund. Use our secure claims checker today to see if you qualify and reclaim the Barclays car finance compensation you deserve.
You’ve got the green light!
If you’ve been mis-sold car finance by Barclays, now is the time to take action. Filing your Barclays car finance reclaim is quick and hassle-free. No complex paperwork or legal jargon—just a straightforward process to help you secure the Barclays Partner Finance refund you deserve and get your money back where it belongs: in your pocket.
We find your agreements
Our system connects with major credit reference agencies and vehicle registration databases, allowing us to identify all car finance agreements linked to you, even if you have changed your name or moved to a different address.
We take the wheel
Once you provide your basic details, our system get’s to work. Within seconds we’ll pull together your historic car finance agreements, even those dating back before 2007, which are often difficult for individuals to locate.
The real work begins
Your claim is passed to our partner law firms, who review all your agreements individually. They gather evidence. Negotiate directly with lenders and work to maximise your compensation all on a , meanwhile, you don’t have to lift a finger.
What Happens When I Start a Barclays PCP Claims?
We’ll quickly search for relevant car finance agreements in your name, flagging any that may relate to a Barclays Finance. If potentially eligible agreements are found and you choose to proceed, here’s the updated process timeline:
1
Letter to lender
Our partner, solicitors, will contact your lender by letter to make a claim on your behalf.
2
Reply expected
The lender should reply or at least acknowledge your complaint.
3
Delayed reply possible
Delayed reply possible
The FCA has paused firms from issuing final responses until 4 December 2025.
4
FCA consultation
The FCA has published its consultation (October 2025) on an industry-wide motor finance compensation scheme, covering April 2007 to November 2024. It proposes average payments around £700 per agreement and an opt-in process for most customers.
good to know
No Win No Fee Promise
1Where No Win, No Fee is offered - You pay nothing unless your claim is successful. A fee between 18 - 36% including VAT applies on successful claims (fee dependant on level of redress secured), and a cancellation fee may apply outside the 14 day cooling-off period. We may receive a fee for introducing you to a third party/panel solicitor, this does not affect any compensation you may receive.
About Your Choices
Please note that you have the right to pursue your motor finance mis selling claim with the lender directly, through the Financial Ombudsman Service or any public compensation scheme, including any industry wide redress scheme that the FCA will introduce in 2026. Whilst we will always strive to get you the maximum amount of compensation possible, there is no guarantee that we will recover any more than you may achieve if you pursued the claim on your own.
FCA Updates
The FCA has extended the deadline for motor finance firms to respond to complaints about discretionary commission arrangements until 4 December 2025.
The FCA has confirmed plans for an industry-wide motor finance compensation scheme expected in 2026.
It will cover car finance agreements taken out between April 2007 and November 2024, with average payouts estimated at around £700 per agreement.
FCA Motor Finance Review - Latest UpdateMis-Sold PCP Car Finance Claims
If you have an Barclays Finance agreement potentially mis-sold or by another finance provider, our PCP experts are here to help you reclaim what’s rightfully yours. Start your claim today with Reclaim247.
Finance sold by
Black Horse
If you’ve had car finance with Black Horse you could have a claim worth:
Finance sold by
Close Brothers
If you’ve had car finance with Close Brothers you could have a claim worth:
Finance sold by
Motonovo
If you’ve had car finance with Motonovo you could have a claim worth:
FAQs about Barclays Finance Claims
You can start your Barclays car finance claim in a few different ways, depending on what suits you best:
- Do it yourself: You can contact Barclays Partner Finance directly and submit a complaint about your car finance agreement. If they do not resolve it or reject your claim unfairly, you can escalate it to the Financial Ombudsman Service (FOS) for free.
- Use a claims management company (CMC): If you prefer support, a regulated CMC can manage the process on your behalf. We offer an online claims checker to help you get started and can handle your claim from assessment to submission.
- Speak to a solicitor: Some legal firms offer support with complex finance claims, though this route may involve additional costs.
Whichever option you choose, submitting your claim now helps secure your place in line for when Barclays resumes complaint handling after the FCA pause ends on 4th December 2025.
A Barclays PCP claim refers to Personal Contract Purchase (PCP) or Hire Purchase (HP) agreements that were mis-sold. If Barclays or the dealer inflated your interest rate without informing you, you might be eligible for a Barclays Partner Finance PCP claim refund.
If you had a Barclays car finance agreement and were not informed about hidden fees, inflated interest rates, or undisclosed commissions, you could be owed a refund. Starting your Barclays car finance claim is simple. Use our online claims checker to see if you qualify. Our team will handle everything, from gathering evidence to submitting your complaint and helping you pursue Barclays car finance compensation.
Most Barclays finance claims are resolved within a few months. However, due to FCA regulations, some lenders, including Barclays Partner Finance, may delay claims until 4th December 2025. If Barclays doesn’t respond or rejects your claim unfairly, we can escalate your case to the Financial Ombudsman Service (FOS) for independent review.