How to Spot PCP Claim Scams in 2026 Car Finance Scam UK

Guide 20 May 2026

headshot of Chris Roy, Product and Marketing Director of Reclaim247Chris Roy

How to Spot PCP Claim Scams in 2026 and Stay Safe During the Car Finance Scandal UK

As payouts 2026 move closer, scammers are increasingly targeting drivers searching for PCP claims UK and car finance compensation. Learn how fake refund PCP text messages work, how to verify finance claims experts through FCA and SRA registers, and how to safely complete a car finance refund check without risking your personal information.

FCA steps up scrutiny as car finance claims ads surge across social media

News 19 May 2026

headshot of Andrew Franks, expert in automotive and finance, and co-founder of Reclaim247Andrew Franks

FCA faces growing challenge as car finance claims advertising surges online

The FCA car finance investigation is facing growing pressure as online advertising linked to the car finance scandal continues to surge across social media platforms. Regulators are reviewing claims practices tied to car finance claims and car finance compensation, while consumers seeking a car finance refund are being urged to choose support providers carefully as payouts 2026 remain uncertain.

Find Your DCA Claim in 2026 No Paperwork Needed

Guide 18 May 2026

headshot of Shannon Smith O'Connell, Operations Director at  Reclaim247Shannon Smith O'Connell

How to Find My DCA Claim in 2026 (Even Without Paperwork)

You can still find your DCA claim even without paperwork. Use your credit report or a car finance refund check to find car finance agreements and see if you qualify for car finance compensation under FCA 2026 rules.

FCA scrutiny reshapes car finance claims market as CMC numbers decline

News 16 May 2026

headshot of Andrew Franks, expert in automotive and finance, and co-founder of Reclaim247Andrew Franks

FCA scrutiny intensifies as claims sector adapts to changing car finance landscape

The UK claims sector is undergoing major change as regulators tighten oversight linked to the car finance scandal and FCA car finance compensation scheme. With claims management company numbers falling sharply and payouts 2026 still facing delays, motorists pursuing car finance claims, PCP claims, car finance refunds and PCP refunds are being urged to prepare carefully and choose support providers wisely.

Regulators crack down on nuisance marketing linked to car finance claims surge

News 15 May 2026

headshot of Andrew Franks, expert in automotive and finance, and co-founder of Reclaim247Andrew Franks

Regulators target nuisance marketing as car finance claims surge across UK

UK regulators have stepped up scrutiny of nuisance marketing linked to the car finance scandal after millions of complaints over unsolicited calls and messages promoting car finance claims and PCP claims. The FCA car finance compensation scheme continues to drive demand for support with car finance refunds, while motorists are being urged to choose claims assistance carefully as payouts 2026 remain uncertain.

FCA car finance compensation delays deepen as legal challenges threaten payouts

News 14 May 2026

headshot of Andrew Franks, expert in automotive and finance, and co-founder of Reclaim247Andrew Franks

FCA car finance compensation scheme faces fresh delays amid legal battle

The FCA car finance compensation scheme is facing growing delays as ongoing legal challenges threaten to push payouts 2026 towards November. Millions affected by the car finance scandal are continuing to pursue car finance claims and a potential car finance refund or PCP refund linked to alleged car finance mis-selling.

Do You Need Finance Claims Experts for Car Finance Claims

Guide 13 May 2026

headshot of Shannon Smith O'Connell, Operations Director at  Reclaim247Shannon Smith O'Connell

The Role of Finance Claims Experts in Car Finance Claims: Do You Need One in 2026?

You can make a car finance claim yourself, but many people use a finance claims expert or claims management company to simplify the process. In 2026, eligibility depends on whether your agreement caused a financial impact. Start with a car finance refund check to see if you may qualify for compensation.

Car finance compensation delays may push payouts to November, FCA confusion clarified

News 12 May 2026

headshot of Andrew Franks, expert in automotive and finance, and co-founder of Reclaim247Andrew Franks

Car finance compensation confusion clarified as delays push scheme towards November

Confusion over the FCA car finance compensation scheme has been clarified after officials confirmed motorists in Guernsey and Jersey are not covered by the UK redress programme. Meanwhile, ongoing legal challenges linked to the car finance scandal and mis-sold car finance could delay payouts 2026, as drivers continue filing car finance claims and carrying out a car finance refund check.

FCA warns car finance compensation delays may stretch beyond October

News 11 May 2026

headshot of Andrew Franks, expert in automotive and finance, and co-founder of Reclaim247Andrew Franks

FCA warns car finance compensation delays could stretch beyond October

The FCA has warned that legal challenges to its car finance compensation scheme are unlikely to reach court before October, leaving millions pursuing a car finance claim or PCP claim facing fresh uncertainty. The ongoing car finance scandal involving mis-sold car finance and car finance mis-selling could delay payouts 2026, as motorists continue seeking a car finance refund, PCP refund and support with car finance claims.

FCA review puts spotlight on car finance claims practices amid compensation surge

News 8 May 2026

headshot of Andrew Franks, expert in automotive and finance, and co-founder of Reclaim247Andrew Franks

FCA review targets conduct in booming car finance claims market

The FCA has intensified scrutiny of the claims management sector as millions of motorists pursue compensation linked to the UK car finance scandal. While the watchdog raised concerns about aggressive advertising and unclear fees, industry experts say regulated claims management companies continue to play an important role for consumers navigating complex complaints and compensation processes.

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1 Where No Win, No Fee is offered - You pay nothing unless your claim is successful. A fee between 18 - 36%, including VAT applies on successful claims (fee dependent on level of redress secured), and a cancellation fee may apply outside the 14 day cooling-off period.

3 The FCA currently estimates that most individuals could receive an average of £829 in compensation per agreement. We find an average of 2 car finance agreements per client, giving a potential total claim value of £1,658.

4 Free Online Checker refers only to the live soft-credit check completed online to identify your car finance agreements.

5 All three examples of compensation clients have received are examples from our working partners Bott&Co. These claims were all won before the FCA’s pause on motor finance claims.