Guide 14 November 2025 |  | Shannon Smith O'Connell |
Car Finance Scandal Timeline: From DCA to FCA Intervention
The UK car finance scandal has exposed years of hidden commissions and unfair lending practices. From the rise of Discretionary Commission Arrangements in 2007 to the FCA’s intervention and consultation extension to 12 December 2025, this guide explains how the issue grew, what the Supreme Court ruling means, and how the new redress scheme will work. With an estimated £8–9 billion in total compensation, most car finance claims are expected to be resolved between December 2025 and July 2026, with payments starting from late 2026.
Guide 12 November 2025 | | Shannon Smith O'Connell |
Can’t Find My Car Finance Agreements? Here’s What To Do In 2025
If you can’t find your car finance agreements, you’re not alone. Many UK drivers have misplaced paperwork from PCP or HP deals but can still make a claim for mis-sold car finance. Reclaim247 helps trace your agreements, recover missing records, and manage your car finance claims under the latest FCA guidance. Whether your deal involved hidden commissions or inflated interest rates, our experts make it simple to check your eligibility and claim what you’re owed.
Guide 10 November 2025 | | Shannon Smith O'Connell |
Car Finance Claims & Refunds: How to Claim Mis-Sold Car Finance (2025–2026 Guide)
If you financed a car between 2007 and 2024, you may be owed compensation. The FCA’s 2025–2026 redress scheme could return up to £8.2-11 billion to UK drivers. Discover how to claim mis-sold car finance, check your eligibility, and secure your car finance refund today.
News 7 November 2025 |  | Andrew Franks |
Lloyds Warns FCA’s Car Finance Claims Scheme Could ‘Damage Britain’ Amid Growing Industry Backlash
Lloyds Bank has warned that the FCA’s sweeping car finance claims scheme could damage Britain’s financial sector. The regulator extended its consultation to December 12 to address lender concerns, as it plans to compensate millions of mis-sold motorists, with average refunds expected to reach £700 per agreement.
News 6 November 2025 | | Andrew Franks |
UK Regulator Extends Deadline in Car Finance Claims Redress Drive Amid Industry Backlash
The Financial Conduct Authority has extended its car finance compensation consultation until 12 December 2025, giving more time to shape how millions of mis-sold car finance customers could receive refunds averaging £700. This update explains what the new deadline means, who qualifies for the FCA’s redress scheme, and how to act now; whether by submitting your complaint directly or through a trusted claims management company.
Guide 5 November 2025 |  | Chris Roy |
Car Finance Mis-Selling In 2025: Your Complete Guide To FCA Redress And Consumer Rights
If you took out a car finance agreement in the UK, you may have been mis-sold car finance without knowing it. With legal and regulatory action ramping up, now is the best time to check your agreement and start your claim. You could be owed hundreds, or even thousands, in overpaid interest and hidden fees.
News 4 November 2025 | | Chris Roy |
MPs Raise Questions Over FCA’s Car Finance Redress Plan as Consultation Continues
As the FCA’s consultation on car finance claims continues, MPs are calling for transparency and fair outcomes for millions of motorists. The proposal aims to resolve historic car finance mis-selling through a structured refund process covering PCP claims and fixed commission agreements. Discover updates on payout timelines, the car finance scandal, and how experts like Reclaim247 guide drivers toward fair compensation.
News 3 November 2025 | | Andrew Franks |
FCA’s Car Finance Redress Plan Faces Criticism Over Low Interest Rate Proposal
The FCA’s new redress proposal could see millions of UK motorists compensated for mis-sold car finance agreements. Learn how fixed commission agreements led to inflated costs, what the proposed 2.09% rate means for refunds, and when PCP claim payouts are expected. Stay informed on the car finance scandal and find guidance from trusted experts to secure your rightful compensation.
Guide 31 October 2025 | | Andrew Franks |
Am I Owed Money by Black Horse Finance? A 2025 Guide to Your Refund & Claim Process
If you financed a car through Black Horse, you could be owed a refund due to hidden commissions or unfair interest rates. This 2025 guide explains how to start a Black Horse finance claim, what the FCA’s latest compensation scheme means for you, and how long payouts may take.
News 31 October 2025 | | Andrew Franks |
Banks Push Back on FCA’s Car Finance Claims Redress Scheme: What It Means for Drivers
Major UK banks are pushing back against the FCA’s proposed redress scheme for mis-sold car finance agreements, which could see millions of drivers receive around £700 each on average. This article explains why lenders are opposing the plan, what the FCA’s consultation covers, and what motorists can do now, from filing a complaint to considering help from a regulated claims management company.