Guide 2 February 2026 |  | Chris Roy |
Should You Use a Claims Management Company for Your PCP Claim?
If you’re considering a PCP claim, you may be weighing up DIY complaints versus professional support. This guide explains what FCA regulated claims management companies do, what they cannot do, and how PCP claim services compare to handling a car finance claim yourself. It also covers fees, No Win No Fee models, common misconceptions, and how to avoid unregulated operators while exploring PCP claims and wider car finance claims linked to mis-sold car finance and car finance mis-selling.
Guide 30 January 2026 |  | Shannon Smith O'Connell |
Is It Too Late to Claim? What to Know If Your PCP Deal Ended Years Ago
If your PCP deal ended years ago, you may still be able to raise a complaint. This guide explains how far back you can claim for car finance, clears up common myths about car finance claim time limits, and shows why the focus is often on the sale, not current car ownership. It also covers what to do if you settled early, changed cars, or need a car finance refund check because your paperwork is missing.
News 28 January 2026 |  | Andrew Franks |
Redress, tax and reform: Inside the UK car finance scandal
The UK’s car finance scandal has triggered a wave of car finance claims, with thousands of drivers questioning whether they were mis-sold car finance through hidden commission or unfair lending practices. As the FCA prepares a national redress scheme, this guide explains what went wrong, how PCP claims are involved, and what steps you can take if you were affected.
Guide 26 January 2026 | | Chris Roy |
What Makes a Car Finance Contract Unfair?
Not sure why your PCP or HP deal feels wrong? This guide explains what an unfair car finance contract can look like in practice, and why unfairness is often about structure and disclosure, not just cost. Learn the key warning signs, how commission and interest rate flexibility may play a role, and what to reflect on before starting a PCP claim or car finance claim.
Guide 23 January 2026 | | Shannon Smith O'Connell |
Does Pressure in the Showroom Count as PCP Mis-Selling?
If you felt pushed into signing a PCP agreement, you are not alone. Showroom pressure does not always prove mis-selling by itself, but it can still matter. Especially if the total cost, commission-driven sales approach, or key terms were not explained properly at the time.
Guide 21 January 2026 | | Chris Roy |
How to Spot PCP Claim Scams in 2026
PCP claim scams are increasing as more drivers search for answers about the car finance scandal. This guide explains how scams operate, the red flags to look out for, and how to stay safe while pursuing legitimate PCP and car finance claims in 2026.
Guide 19 January 2026 | | Shannon Smith O'Connell |
Are PCP Template Letters Safe to Use? What Drivers Need to Know
Many drivers use PCP template letters to start a car finance claim, but they are not always risk free. This guide explains when a template can help, when bespoke wording is better, and how to avoid common mistakes during the car finance scandal.
Guide 16 January 2026 | | Shannon Smith O'Connell |
PCP Refund Timelines in 2026: How Long Do Car Finance Claims Take?
PCP refunds are not instant. In 2026, the process often starts with getting your complaint received and confirmed. Final outcomes can take longer, especially for commission-related complaints. This guide breaks down the typical stages and timeframes.
Guide 14 January 2026 | | Chris Roy |
What Happens When Your PCP Claim Gets Rejected? Next Steps for UK Drivers
If your PCP claim has been rejected, it may not be the final word. Many car finance claims are affected by regulatory pauses, which means some responses are temporary. This guide explains what a rejection can mean, how to protect your position, and what to expect once complaint handling resumes.
Guide 12 January 2026 | | Shannon Smith O'Connell |
Did My Lender Use Discretionary Commission? A Plain-English Guide for UK Drivers
Many UK drivers are unsure whether discretionary commission was used in their PCP agreement. This guide explains how discretionary commission arrangements worked, the signs to look for, and why poor recall does not prevent a car finance claim linked to the wider car finance scandal.