Guide 16 February 2026 |  | Shannon Smith O'Connell |
How Car Finance Might Work Post-Scandal
The car finance scandal is reshaping how car finance may work in the UK. This guide explores likely changes to commission, interest rates, transparency, and affordability checks, and explains what car finance after the scandal could look like for future buyers. It also highlights why consumers should still ask questions, even as reforms aim to reduce car finance mis-selling.
News 13 February 2026 |  | Andrew Franks |
Barclays triples compensation fund to £325m as car finance scandal deepens
Barclays has more than tripled its compensation fund to £325 million as drivers continue to submit car finance claims and PCP claims linked to mis-sold car finance. The move highlights the growing scale of the car finance scandal and what it could mean for affected motorists.
News 11 February 2026 | | Andrew Franks |
Lloyds flags £1.95bn risk as FCA urges care amid growing car finance scandal
Lloyds has warned that its £1.95bn provision for car finance claims may not be enough as more drivers explore PCP claims linked to mis-sold car finance. The FCA has meanwhile stressed the importance of clear, fair handling as the car finance scandal continues to unfold.
Guide 9 February 2026 |  | Chris Roy |
What Rising Complaints Tell Us About Car Finance Mis-Selling
Car finance complaints are increasing, but not because mis-selling suddenly began. This guide explains why awareness has grown, why many complaints relate to older PCP agreements, and what rising complaint volumes reveal about commission, disclosure, and the wider car finance scandal. It also explores what this trend means for drivers considering a PCP claim or car finance claim today.
News 6 February 2026 | | Andrew Franks |
Santander UK boosts motor finance redress fund to £461m
Santander UK has increased its compensation provision to £461 million to cover potential car finance claims tied to mis-sold car finance. The move comes as complaints over historic PCP deals grow and regulators consider wider redress for the car finance scandal.
Guide 4 February 2026 | | Shannon Smith O'Connell |
Red Flags in PCP Agreements Beyond Monthly Payments
Low monthly payments can hide deeper issues in PCP agreements. This guide explains common PCP agreement red flags, including unclear interest rates, commission linked to higher costs, missing disclosures, and pressure to sign. It shows why these warning signs still matter after the sale and how they can relate to PCP claims and wider car finance claims linked to mis-sold car finance and the car finance scandal.
Guide 2 February 2026 | | Chris Roy |
Should You Use a Claims Management Company for Your PCP Claim?
If you’re considering a PCP claim, you may be weighing up DIY complaints versus professional support. This guide explains what FCA regulated claims management companies do, what they cannot do, and how PCP claim services compare to handling a car finance claim yourself. It also covers fees, No Win No Fee models, common misconceptions, and how to avoid unregulated operators while exploring PCP claims and wider car finance claims linked to mis-sold car finance and car finance mis-selling.
Guide 30 January 2026 | | Shannon Smith O'Connell |
Is It Too Late to Claim? What to Know If Your PCP Deal Ended Years Ago
If your PCP deal ended years ago, you may still be able to raise a complaint. This guide explains how far back you can claim for car finance, clears up common myths about car finance claim time limits, and shows why the focus is often on the sale, not current car ownership. It also covers what to do if you settled early, changed cars, or need a car finance refund check because your paperwork is missing.
News 28 January 2026 | | Andrew Franks |
Redress, tax and reform: Inside the UK car finance scandal
The UK’s car finance scandal has triggered a wave of car finance claims, with thousands of drivers questioning whether they were mis-sold car finance through hidden commission or unfair lending practices. As the FCA prepares a national redress scheme, this guide explains what went wrong, how PCP claims are involved, and what steps you can take if you were affected.
Guide 26 January 2026 | | Chris Roy |
What Makes a Car Finance Contract Unfair?
Not sure why your PCP or HP deal feels wrong? This guide explains what an unfair car finance contract can look like in practice, and why unfairness is often about structure and disclosure, not just cost. Learn the key warning signs, how commission and interest rate flexibility may play a role, and what to reflect on before starting a PCP claim or car finance claim.