Resources

Do You Need Finance Claims Experts for Car Finance Claims

Guide 13 May 2026

headshot of Shannon Smith O'Connell, Operations Director at  Reclaim247Shannon Smith O'Connell

The Role of Finance Claims Experts in Car Finance Claims: Do You Need One in 2026?

You can make a car finance claim yourself, but many people use a finance claims expert or claims management company to simplify the process. In 2026, eligibility depends on whether your agreement caused a financial impact. Start with a car finance refund check to see if you may qualify for compensation.

Car finance compensation delays may push payouts to November, FCA confusion clarified

News 12 May 2026

headshot of Andrew Franks, expert in automotive and finance, and co-founder of Reclaim247Andrew Franks

Car finance compensation confusion clarified as delays push scheme towards November

Confusion over the FCA car finance compensation scheme has been clarified after officials confirmed motorists in Guernsey and Jersey are not covered by the UK redress programme. Meanwhile, ongoing legal challenges linked to the car finance scandal and mis-sold car finance could delay payouts 2026, as drivers continue filing car finance claims and carrying out a car finance refund check.

FCA warns car finance compensation delays may stretch beyond October

News 11 May 2026

headshot of Andrew Franks, expert in automotive and finance, and co-founder of Reclaim247Andrew Franks

FCA warns car finance compensation delays could stretch beyond October

The FCA has warned that legal challenges to its car finance compensation scheme are unlikely to reach court before October, leaving millions pursuing a car finance claim or PCP claim facing fresh uncertainty. The ongoing car finance scandal involving mis-sold car finance and car finance mis-selling could delay payouts 2026, as motorists continue seeking a car finance refund, PCP refund and support with car finance claims.

FCA review puts spotlight on car finance claims practices amid compensation surge

News 8 May 2026

headshot of Andrew Franks, expert in automotive and finance, and co-founder of Reclaim247Andrew Franks

FCA review targets conduct in booming car finance claims market

The FCA has intensified scrutiny of the claims management sector as millions of motorists pursue compensation linked to the UK car finance scandal. While the watchdog raised concerns about aggressive advertising and unclear fees, industry experts say regulated claims management companies continue to play an important role for consumers navigating complex complaints and compensation processes.

Blue Motor Finance nears collapse over FCA car finance compensation scheme

News 6 May 2026

headshot of Andrew Franks, expert in automotive and finance, and co-founder of Reclaim247Andrew Franks

UK car finance scandal deepens as lender faces collapse threat amid £9.1bn compensation crisis

The UK car finance scandal has intensified after reports claimed Blue Motor Finance is nearing collapse amid mounting liabilities linked to alleged car finance mis-selling. The FCA’s proposed £9.1 billion compensation scheme could trigger widespread car finance claims and PCP claims as motorists seek refunds for potentially unfair finance agreements.

DCA Claims Explained FCA Car Finance Compensation 2026

Guide 6 May 2026

headshot of Andrew Franks, expert in automotive and finance, and co-founder of Reclaim247Andrew Franks

Discretionary Commission Arrangement (DCA) Claims: Your Complete 2026 Guide

DCA claims relate to car finance agreements where dealers could increase your interest rate to earn more commission. Under FCA 2026 rules, you may qualify for compensation if this affected your agreement. Find your lender, then complete a car finance refund check to see if you may be eligible for a refund or payout.

FCA faces lawsuits over car finance compensation scheme as claims uncertainty grows

News 4 May 2026

headshot of Andrew Franks, expert in automotive and finance, and co-founder of Reclaim247Andrew Franks

FCA faces four legal challenges over car finance compensation scheme

The FCA is facing four legal challenges from lenders and a consumer group over its car finance compensation scheme, creating fresh uncertainty for millions pursuing a car finance claim or PCP claim. The dispute, tied to the wider car finance scandal and mis-sold car finance, could delay payouts 2026, as drivers consider their options for a car finance refund, PCP refund or support with car finance claims.

Is MotoNovo Finance Refunding in 2026 Claims, Compensation and FCA Review

Guide 4 May 2026

headshot of Chris Roy, Product and Marketing Director of Reclaim247Chris Roy

MotoNovo Finance Refund 2026: Compensation, FCA Scheme, PCP Claims and What MotoNovo Customers Need to Know

Questions around MotoNovo finance refunds, overcharging, and commission have become central to the wider car finance scandal. This page breaks down how claims are reviewed, how compensation is calculated, and what to expect if your agreement is assessed under FCA rules.

BMW Finance Claims Guide Check PCP Refunds Compensation 2026

Guide 1 May 2026

headshot of Shannon Smith O'Connell, Operations Director at  Reclaim247Shannon Smith O'Connell

BMW Car Finance Claim 2026: PCP Claims, Refunds and Compensation Explained

If you had a BMW or BMW Financial Services agreement, you may be eligible for compensation under the FCA car finance scheme. This guide explains how claims work, what affects payouts, and how to check your agreement for a potential refund.

Audi Car Finance Claim 2026 PCP Refunds, Compensation FCA Scheme

Guide 1 May 2026

headshot of Shannon Smith O'Connell, Operations Director at  Reclaim247Shannon Smith O'Connell

Audi Car Finance Claim 2026: Refunds, Payouts and Eligibility Explained

Audi finance agreements are now being reviewed as part of the FCA car finance scheme, which is assessing whether pricing, commission, and interest rates were clearly explained at the time. This guide breaks down how Audi finance claims work, how compensation is calculated, and what factors determine whether a finance agreement may qualify for a refund.

Terms & conditionsPrivacyComplaintsCookiesFees
© Claimsline Group Ltd 2025

Reclaim247.co.uk is a trading style of Claimsline Group Ltd, registered in England and Wales, Company registration number 09071409. Registered Office: C/O Burton Varley Ltd, Suite 3, 2nd Floor, Didsbury House, 748 - 754 Wilmslow Road, Manchester, United Kingdom, M20 2DW. VAT registration number 217654795. Registered with the Information Commissioner's Office; registration number ZA059156. You can find our terms of use, privacy policy and our cookie policy here. Claimsline Group Ltd is a claims management company. Any solicitor we recommend you to is an independent professional from whom you will receive impartial and confidential advice. You are free to choose another solicitor. Claimsline Group Ltd is authorised and regulated by the Financial Conduct Authority in respect of regulated claims management activities FRN Number is 831196.

1 Where No Win, No Fee is offered - You pay nothing unless your claim is successful. A fee between 18 - 36%, including VAT applies on successful claims (fee dependent on level of redress secured), and a cancellation fee may apply outside the 14 day cooling-off period.

3 The FCA currently estimates that most individuals could receive an average of £829 in compensation per agreement. We find an average of 2 car finance agreements per client, giving a potential total claim value of £1,658.

4 Free Online Checker refers only to the live soft-credit check completed online to identify your car finance agreements.

5 All three examples of compensation clients have received are examples from our working partners Bott&Co. These claims were all won before the FCA’s pause on motor finance claims.

Terms & conditionsPrivacyComplaintsCookiesFees
© Claimsline Group Ltd 2025