Guide 23 June 2025 |  | Chris Roy |
Does mis-selling apply to lease purchase or hire purchase, or just PCP?
While PCP mis-selling dominates headlines, it’s not the only risky finance type. Hire Purchase and Lease Purchase agreements can also involve hidden commissions, poor affordability checks, and misleading terms. In this quick guide, we explore how mis-selling happens across all agreement types.
Guide 21 June 2025 |  | Shannon Smith O'Connell |
What’s the average wait time for a PCP mis-selling complaint in 2025?
As thousands file PCP mis-selling complaints in 2025, many are left wondering when decisions and payouts will begin. Due to an upcoming FCA ruling expected after a July Supreme Court case, complaint processing is currently paused. This short guide explains why timelines are delayed, what’s expected in the coming months, and what claimants should do to stay prepared.
Guide 18 June 2025 |  | Andrew Franks |
Do I still have a case if I signed a disclosure form at the dealership?
Worried that signing a disclosure form means you can’t claim for mis-sold car finance in the UK? This article explains why a signature doesn’t always equal informed consent, explores your car finance consumer rights, and shows how even legitimate PCP claims can still succeed under FCA car finance rules. Use our free PCP claims checker to find out if you're eligible.
Guide 16 June 2025 | | Chris Roy |
Can I be mis-sold if I chose the car finance option myself online?
Many believe choosing car finance online eliminates mis-selling risks, but hidden fees, unclear terms, and inadequate disclosures still put consumers at risk. Learn how to identify mis-selling and check your agreement with Reclaim247’s expert guidance on car finance mis-selling and PCP claims.
Guide 14 June 2025 | | Shannon Smith O'Connell |
How Long Does a Mis-Sold Car Finance Claim Typically Take?
If you’re hesitating to start your mis-sold car finance claim, now’s the time to act. With a major Supreme Court ruling expected by July 2025 and the FCA preparing new guidance, early claims may be processed faster or prioritised. This step-by-step guide breaks down the typical claim timeline, key legal updates, and what you can do to speed things up. Whether you go through it alone or use a Claims Management Company, understanding the process could be the key to getting the compensation you deserve.
News 11 June 2025 | | Andrew Franks |
UK Car Finance Scandal: FCA Unveils Framework for Potential Compensation Scheme
The FCA is preparing a potential car finance compensation scheme, offering hope to millions of UK drivers. Learn what this landmark move means for you amidst the ongoing car finance scandal and how the FCA aims to ensure fair redress.
News 9 June 2025 | | Andrew Franks |
FCA Develops Streamlined Compensation Scheme Amid Growing Car Finance Scandal
The FCA is designing a streamlined car finance compensation scheme following allegations of mis-sold loans and secret commissions. With up to £16 billion at stake, millions affected by pre-2021 finance deals may soon be eligible for redress. A Supreme Court ruling expected in July will determine the legal basis for the scheme, potentially making this one of the UK’s largest financial compensation efforts since the PPI scandal.
Guide 7 June 2025 | | Shannon Smith O'Connell |
Is It Illegal for Dealerships to Earn Commission on Car Finance?
Are you owed money on your car finance deal? This guide explores how discretionary commissions inflated costs, the legality of dealership practices, and how to check if you're eligible for a refund using a car finance commission claim calculator. Stay informed about your rights in the UK car finance scandal.
Guide 5 June 2025 | | Shannon Smith O'Connell |
Can I Claim if I Refinanced My PCP Agreement Before It Ended?
Refinancing your PCP agreement doesn’t always mean you lose your right to claim for mis-selling. This guide explains how refinancing impacts claim eligibility, outlines key factors like commission structures and FCA rulings, and shows how to check your potential car finance compensation claim using a trusted PCP claims company. Discover your rights and next steps today.
Guide 3 June 2025 | | Shannon Smith O'Connell |
What Happens if My Car Finance Company Refuses to Cooperate With the Ombudsman?
If your car finance company refuses to cooperate with the ombudsman, you still have options. This guide explores your rights, FCA car finance complaint steps, real case examples, and how professional help like Reclaim247 can support you in pursuing mis-sold car finance claims. Don’t let lender silence stop your fight for fair treatment.