News 26 June 2026 |  | Andrew Franks |
High Court Ruling on Historic Loan Complaints Does Not Change FCA Car Finance Claims Process
A High Court ruling has found that the Financial Ombudsman Service exceeded its powers by accepting certain historic lending complaints outside the established time limits. While the judgment affects complaints involving overdrafts and credit cards, it does not change the FCA's ongoing review into the car finance scandal or the current process for motorists considering a car finance claim or PCP claim.
Guide 24 June 2026 |  | Chris Roy |
Can I Still Make a PCP Claim If I Don't Remember the Details of My Agreement?
Many motorists considering PCP claims worry they cannot pursue a claim because they no longer remember the details of their agreement. The reality is that missing paperwork, faded memories, or uncertainty about the lender rarely prevent a car finance claim from being investigated. This guide explains how lenders assess historic agreements, how a PCP claim check or car finance refund check can help trace old finance records, and what consumers should know about the FCA car finance redress scheme, compensation timelines, and the latest developments affecting car finance claims in 2026.
Guide 22 June 2026 | | Chris Roy |
Do PCP, HP and Lease Purchase Agreements Qualify for Car Finance Claims in 2026?
Many motorists assume the car finance scandal only affects PCP agreements, but the FCA's review extends much further. PCP claims, HP claims, and many Lease Purchase agreements may all qualify for investigation where concerns exist around commission arrangements, disclosure practices, or lender recommendations. This guide explains which finance products are covered by the FCA car finance redress scheme, how mis-sold PCP car finance and mis-sold HP car finance are being assessed, how to complete a PCP claim check or car finance refund check, and what consumers should know about compensation, refunds, and the latest regulatory developments affecting car finance claims in 2026.
Guide 19 June 2026 | | Andrew Franks |
What Are PCP Claims? A Complete 2026 Guide to Mis-Sold PCP Car Finance
PCP claims have become one of the most significant consumer finance issues in the UK. Following the FCA's motor finance redress scheme, many motorists are now reviewing agreements signed between 2007 and 2024 to determine whether they may have been affected by mis-sold PCP car finance. This guide explains what PCP claims are, how eligibility is assessed, what compensation may be available, how to complete a PCP claims check or car finance refund check, and what consumers should know about FCA car finance developments, compensation timelines, and avoiding PCP claim scams.
Guide 17 June 2026 |  | Shannon Smith O'Connell |
How Long Do Car Finance Claims Take? The 2026 Guide to Compensation, Delays and FCA Redress
The timeline for car finance claims has changed significantly in 2026. Following the FCA's motor finance redress scheme and subsequent legal challenges from lenders and consumer groups, compensation payments are now increasingly expected to begin in 2027 rather than 2026. This guide explains how long a mis-sold car finance claim may take, what could affect your timeline, how much compensation may be available, and how to use a car finance refund check or PCP claims check to identify potentially affected agreements. Whether you are looking into a historic agreement or following the latest FCA car finance developments, this guide covers everything you need to know.
Guide 15 June 2026 | | Chris Roy |
Avoiding Mis-Sold Car Finance in the UK: Key Warning Signs in 2026
Mis-sold car finance has become a major focus following the FCA's 2026 redress scheme and wider car finance scandal. This guide explains the warning signs consumers should watch for, common car finance mis-selling risks, hidden fees, PCP pitfalls, and how to check mis sold car finance using a car finance refund check or PCP claims check. Whether you're arranging finance today or reviewing an older agreement, understanding the risks can help you make more informed decisions and avoid costly mistakes.
Guide 12 June 2026 | | Shannon Smith O'Connell |
Car Finance Scandal Timeline: The Road to FCA Redress and Compensation
The car finance scandal has become one of the UK's biggest consumer compensation programmes. This updated 2026 guide explains how the scandal developed, why the FCA intervened, what the redress scheme means for agreements signed between 2007 and 2024, and what consumers should know about car finance claims, compensation, PCP refunds, and settlement timelines.
News 10 June 2026 | | Andrew Franks |
Car Finance Compensation Delayed Until 2027 as FCA Faces Legal Challenges to £9.1bn Redress Scheme
Millions of motorists waiting for compensation from the UK car finance scandal may have to wait until at least 2027 after the FCA warned that legal challenges could significantly delay its proposed £9.1bn redress scheme. While some lenders are reportedly exploring early settlement options, the regulator says a complaints led approach could add more than £6bn in costs and extend the process by several years.
News 9 June 2026 | | Andrew Franks |
FCA Prepares Alternative Compensation Route as Motor Finance Redress Scheme Faces Legal Challenge
The FCA has revealed that legal challenges to its motor finance compensation scheme could delay payouts for consumers affected by the car finance scandal. At the same time, lenders are being told to prepare for an alternative complaint led process if the scheme does not proceed. This update explains what it means for car finance claims, PCP claims, potential compensation and future complaints.
News 8 June 2026 | | Andrew Franks |
FCA Warns Drivers About Misleading Car Finance Claims Adverts
The FCA has issued a warning about misleading adverts promoting car finance claims, saying some consumers may not realise they are viewing paid promotions. As interest in the car finance scandal grows, the regulator is urging motorists to understand their options, be cautious of potential PCP claim scams and ensure any decision about a car finance claim is based on clear and transparent information.