Guide 29 July 2026 |  | Andrew Franks |
Black Horse Finance Claim (2026): Latest FCA Compensation Update, Delays and How to Claim
If you took out a Black Horse PCP or Hire Purchase agreement, you may be wondering whether the UK's ongoing car finance scandal affects you. This guide explains the latest FCA compensation update, why payments have been delayed, who may be eligible to claim and what the next steps could be. It also explores why Black Horse is one of the lenders most closely linked to the FCA's proposed redress scheme and what the latest legal developments mean for motorists. Whether you're looking for a Black Horse refund, checking your eligibility or simply trying to stay up to date with the latest FCA car finance news, this guide brings together everything you need to know in one place.
 | Chris Roy |
Car Finance Compensation Update (July 2026): Latest FCA Claims, Delays and What Happens Next
The UK car finance scandal continues to evolve following the FCA's proposed compensation scheme and the latest legal challenges. This comprehensive guide explains the July 2026 car finance compensation update, including the partial suspension of the scheme, why payouts 2026 are now unlikely, the current car finance claims deadline, who may be eligible to make car finance claims, and what the latest developments mean for motorists with historic HP and PCP car finance agreements. Whether you're considering a car finance claim, checking potential PCP claims, or simply want to understand the latest FCA guidance, this guide brings together everything you need to know in one place.
News 28 July 2026 | | Andrew Franks |
FCA Launches Campaign to Help Drivers Understand Their Car Finance Complaint Options
The FCA has launched a £2 million campaign to help motorists understand their options for pursuing car finance claims. Drivers can complain directly using the regulator's free template letter, seek legal advice or choose an FCA-regulated claims management company, depending on what best suits their circumstances, as the Motor Finance Compensation Scheme progresses.
Guide 27 July 2026 | | Andrew Franks |
FCA Updates Motor Finance Guidance Following Partial Suspension: What It Means for Your Claim
The FCA has issued updated guidance for firms after the Upper Tribunal's partial suspension of the Motor Finance Compensation Scheme. While lenders have received further operational instructions, the update does not change motorists' eligibility for car finance compensation or the overall redress scheme.
Guide 24 July 2026 | | Andrew Franks |
Inside the FCA Car Finance Legal Challenge: What the Tribunal Documents Reveal
The Financial Conduct Authority has released the key legal documents behind the tribunal challenge to its proposed motor finance compensation scheme. The filings reveal why lenders are contesting the FCA's approach, why a consumer group believes the scheme should go further, and what the legal dispute could mean for motorists with potential car finance claims or PCP claims. As the tribunal prepares to hear the case, the documents provide the clearest picture yet of the arguments that could shape the future of compensation.
News 22 July 2026 | | Andrew Franks |
Car Finance Litigation Funder Enters Administration as £250m Investor Exposure Investigated
Woodville Consultants, a litigation funder involved in financing car finance claims, has entered administration. While the collapse has left administrators investigating more than £250 million of investor exposure, the FCA's car finance compensation scheme for eligible motorists remains separate and continues to progress.
News 21 July 2026 | | Andrew Franks |
Crypto Investors Target UK Car Finance Compensation Market Through Tokenised Securities
Digital investment products linked to litigation funding for UK car finance claims have entered the market, marking a new chapter in the ongoing car finance scandal. While the FCA's compensation scheme remains unchanged for motorists, the emergence of tokenised securities highlights growing investor interest in one of the UK's largest consumer redress programmes.
Guide 20 July 2026 | | Andrew Franks |
Why the Angel Court Ruling Could Shape Future Car Finance Claims
The Court of Appeal's decision in Black Horse Ltd v Angel and Others marks an important procedural milestone in the UK's car finance litigation. While the ruling does not determine whether motorists are entitled to compensation, it confirms that car finance claims sharing common legal issues can be managed together. The judgment provides greater clarity on how future motor finance disputes may progress through the courts as the wider car finance scandal continues to unfold.
News 18 July 2026 | | Andrew Franks |
FCA Removes 170 Misleading Car Finance Claims Adverts in Latest Crackdown
The Financial Conduct Authority has stepped up its enforcement against misleading advertising, securing the withdrawal or amendment of 170 car finance claims adverts in June alone. The latest action forms part of the regulator's wider effort to protect consumers as more motorists explore potential compensation linked to the car finance scandal. The FCA says firms must ensure promotions are clear, fair and not misleading, particularly as interest in car finance claims and PCP claims continues to grow.
News 17 July 2026 | | Andrew Franks |
FCA Seeks Stronger Powers to Protect Consumers Making Motor Finance Claims
The Financial Conduct Authority has told MPs that additional legal powers may be needed to address misconduct linked to motor finance claims. Speaking before the Treasury Select Committee, the regulator said it has identified gaps in its existing enforcement powers as more motorists pursue compensation over the car finance scandal. The comments highlight the FCA's growing focus on protecting consumers throughout the claims process, alongside its ongoing work on the proposed motor finance redress scheme.