Black Horse Finance Claim 2026 FCA Compensation Refunds Eligibility

Guide 15 April 2026

headshot of Andrew Franks, expert in automotive and finance, and co-founder of Reclaim247 Andrew Franks

Black Horse Finance Claim 2026: FCA Car Finance Compensation, Black Horse Refunds, Timelines and How to Claim

If you had car finance with Black Horse, you may be eligible for compensation under the FCA’s £7.5 billion car finance redress scheme. Around 12.1 million agreements are being reviewed, with average payouts of £829 depending on the type of mis-selling. This guide explains who qualifies, how much you could receive, how long car finance claims take to pay out, and how to complete a car finance refund check online.

CA Auto Finance Claim 2026 FCA Compensation, Refunds, Eligibility Payouts

Guide 15 April 2026

headshot of Shannon Smith O'Connell, Operations Director at  Reclaim247 Shannon Smith O'Connell

CA Auto Finance Claim 2026: Car Finance Compensation, PCP Refunds, FCA Scheme & Eligibility

If you had CA Auto Finance car finance, your agreement may now be reviewed under the FCA car finance redress scheme. Many customers were not given full details about how their finance was priced, including how interest rates and commission worked. This guide explains how mis-selling is identified, what affects compensation, and how to check if your CA finance agreement could be eligible for a refund.

Find My Car Finance Agreements 2026 FCA Guide Claims

Guide 14 April 2026

headshot of Shannon Smith O'Connell, Operations Director at  Reclaim247 Shannon Smith O'Connell

Can’t Find My Car Finance Agreements? Here’s Exactly What To Do In 2026

You can find your car finance agreements using your credit report, lender records, or support from a finance claims expert. Even without paperwork, lenders can locate your agreement using your details. Once identified, you can complete a car finance refund check to see if it was mis-sold and whether you may be eligible for compensation under FCA 2026 rules.

Clydesdale Car Finance Claims 2026 FCA Compensation, PCP Refund Eligibility

Guide 14 April 2026

headshot of Shannon Smith O'Connell, Operations Director at  Reclaim247 Shannon Smith O'Connell

Clydesdale Finance Claims 2026: FCA Car Finance Compensation Scheme, Eligibility, Payouts and How to Claim

If you took out Clydesdale Partner Finance, you may be eligible for compensation under the FCA car finance scheme. This guide explains who qualifies, how mis-sold car finance is assessed, average payouts in 2026, and how to complete a car finance refund check online. Learn what to expect from PCP claims, key deadlines, and how the process works even if you no longer have your paperwork.

Discretionary vs Fixed Commission FCA Car Finance 2026

Guide 13 April 2026

headshot of Chris Roy, Product and Marketing Director of Reclaim247 Chris Roy

Discretionary vs Fixed Commission: What They Mean for Car Finance Claims in 2026

Not all commission leads to a car finance claim. Under FCA 2026 rules, you may qualify if your agreement involved discretionary commission, restricted lender options, or high undisclosed commission. Find your agreement and complete a car finance refund check to see if you may be eligible for compensation.

Lloyds drops legal challenge to FCA car finance compensation scheme amid rising claims

News 13 April 2026

headshot of Andrew Franks, expert in automotive and finance, and co-founder of Reclaim247 Andrew Franks

Lloyds drops legal challenge to UK car finance compensation scheme

Lloyds Banking Group will not challenge the FCA car finance compensation scheme, signalling a major step forward in resolving the UK car finance scandal. As car finance claims and PCP claims increase, millions of motorists may be eligible for a car finance refund or PCP refund linked to mis-sold car finance. With payouts 2026 expected to reach billions, the decision could accelerate compensation for consumers affected by car finance mis-selling.

PCP Refund Timelines in 2026 Understanding Car Finance Claim Timeframes

Guide 10 April 2026

headshot of Shannon Smith O'Connell, Operations Director at  Reclaim247 Shannon Smith O'Connell

PCP Refund Timelines in 2026: How Long Do Car Finance Claims Take?

PCP refunds now follow a structured FCA car finance timeline in 2026. If you submit your claim early, you could receive a decision within months and a car finance refund shortly after. This guide explains how long car finance claims take, key FCA deadlines, and what to expect from payouts in 2026 and beyond.

Close Brothers shares rise as car finance compensation fears ease amid FCA claims

News 10 April 2026

headshot of Andrew Franks, expert in automotive and finance, and co-founder of Reclaim247 Andrew Franks

Close Brothers stock jumps as bank downplays impact of car finance compensation

Close Brothers shares surged after the lender reassured investors it could absorb the cost of car finance compensation tied to the FCA car finance scheme. The update comes as car finance claims and PCP claims increase following the car finance scandal, with payouts 2026 expected to impact lenders and consumers seeking car finance refunds for mis-sold car finance.

Understanding the Timeline for PCP Claims in 2026: FCA Payouts & Refund Times

Guide 9 April 2026

headshot of Shannon Smith O'Connell, Operations Director at  Reclaim247 Shannon Smith O'Connell

Understanding the Timeline for PCP Claims in 2026

Understanding the timeline for PCP claims is essential in 2026 as the FCA car finance redress scheme moves into action. If you are making a claim for mis-sold car finance, timelines now depend on when you complain and which scheme your agreement falls under. This guide explains how long a PCP claim takes, how long refunds take, and what to expect from payouts in 2026.

Car Finance Mis-Selling 2026: FCA Redress, PS26/3 & £829 Compensation Guide

Guide 8 April 2026

headshot of Chris Roy, Product and Marketing Director of Reclaim247 Chris Roy

Car Finance Mis-Selling in 2026: Your Complete Guide to FCA Redress, PS26/3 and Consumer Rights

Car finance mis-selling affects millions of UK drivers who took out PCP or hire purchase agreements between 2007 and 2024. Under the FCA’s PS26/3 redress scheme, eligible consumers could receive an average of £829 in compensation. This guide explains what mis-sold car finance is, who can claim, how payouts in 2026 will work, and the steps you can take to secure a car finance refund.

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1 Where No Win, No Fee is offered - You pay nothing unless your claim is successful. A fee between 18 - 36%, including VAT applies on successful claims (fee dependent on level of redress secured), and a cancellation fee may apply outside the 14 day cooling-off period.

3 The FCA currently estimates that most individuals could receive an average of £829 in compensation per agreement. We find an average of 2 car finance agreements per client, giving a potential total claim value of £1,658.

4 Free Online Checker refers only to the live soft-credit check completed online to identify your car finance agreements.

5 All three examples of compensation clients have received are examples from our working partners Bott&Co. These claims were all won before the FCA’s pause on motor finance claims.