How to Claim Against Black Horse Finance in 2026 FCA Scheme Guide

Guide 24 April 2026

headshot of Shannon Smith O'Connell, Operations Director at  Reclaim247Shannon Smith O'Connell

How to Claim Against Black Horse Finance in 2026: Step-by-Step Guide Under the FCA Redress Scheme

The FCA redress scheme has changed how Black Horse finance claims are handled in 2026. Instead of standard complaints, agreements are now reviewed under a structured process that assesses pricing, commission, and transparency. This guide explains how to check your eligibility, submit a claim, and understand what compensation you may be owed.

Can I Claim Against Close Brothers Finance 2026 Refund Guide FCA Scheme

Guide 24 April 2026

headshot of Shannon Smith O'Connell, Operations Director at  Reclaim247Shannon Smith O'Connell

How to Claim Against Close Brothers Finance in 2026: Step-by-Step Close Brothers Refund Guide

If you had a Close Brothers finance agreement, you may be eligible for compensation under the FCA car finance scheme. This guide explains how to claim, what affects payouts, and how to use a refund checker or finance claims expert to get started.

Blue Motor Finance Claim Guide 2026 DCA, Car Finance Compensation FCA Review

Guide 23 April 2026

headshot of Shannon Smith O'Connell, Operations Director at  Reclaim247Shannon Smith O'Connell

Blue Motor Finance Claim 2026: Understanding Approval-Based Car Finance, Compensation and FCA Review

Blue Motor Finance agreements were often chosen because they offered access when options felt limited. Now, under the FCA car finance review, these approval-focused agreements are being reassessed to determine whether pricing and commission were fully explained. This guide explains how claims work, what affects compensation, and how to check your position.

Car finance scandal payouts 2026 at risk as FCA faces legal challenge

News 23 April 2026

headshot of Andrew Franks, expert in automotive and finance, and co-founder of Reclaim247Andrew Franks

Legal fight over car finance scandal risks delaying payouts for millions

Millions of motorists expecting a car finance refund after the UK’s car finance scandal could face delays as a legal challenge targets the FCA’s £9.1bn compensation scheme. Campaigners warn drivers may be underpaid for mis-sold car finance, with PCP claims and car finance claims at risk of lower payouts or later timelines in 2026.

Hyundai Finance Claim 2026 PCP Claims, Compensation Refund Guide

Guide 22 April 2026

headshot of Shannon Smith O'Connell, Operations Director at  Reclaim247Shannon Smith O'Connell

Hyundai Finance Claim 2026: PCP Agreements, Upgrade Cycles, DCA Concerns and FCA Compensation Explained

Hyundai finance is often built around upgrading vehicles rather than starting from scratch, which can make each agreement feel like part of a continuous process. The FCA review now looks at these agreements individually to assess whether pricing and commission were fully explained. This guide explains how Hyundai finance claims work, what affects compensation, and how to check your position.

Toyota Finance Claim 2026 PCP Refunds, Compensation Finance Complaints

Guide 22 April 2026

headshot of Shannon Smith O'Connell, Operations Director at  Reclaim247Shannon Smith O'Connell

Toyota Finance Claim 2026: PCP Refunds, Commission Complaints and FCA Compensation Explained

Toyota finance agreements often felt simple and reliable, which is why many drivers never questioned them. Now, as part of the FCA car finance review, these agreements are being reassessed to determine whether pricing was fully transparent. This guide explains how Toyota finance claims work, what affects compensation, and how to check your position.

Mercedes Finance Claim 2026 Compensation, PCP Claims FCA Car Finance Scheme

Guide 21 April 2026

headshot of Shannon Smith O'Connell, Operations Director at  Reclaim247Shannon Smith O'Connell

Mercedes Finance Claim 2026: PCP Refunds, Compensation and FCA Scheme Explained

Many Mercedes drivers are only now questioning finance agreements that once felt straightforward. With new FCA rules in place, these agreements are being reassessed to determine whether pricing was fair and fully explained. This guide explores how Mercedes finance claims work, what influences compensation, and how to check your position.

Northridge Finance Claim 2026 NIIB Car Finance, Compensation PCP Claims

Guide 21 April 2026

headshot of Shannon Smith O'Connell, Operations Director at  Reclaim247Shannon Smith O'Connell

Northridge Finance Claim 2026: Northridge Car Finance, NIIB Links and How to Check If You Could Be Owed Compensation

Many drivers do not recall choosing Northridge, yet it may sit behind their car finance agreement. As part of the FCA review, these agreements are now being reassessed for fairness. This guide explains how Northridge and NIIB finance claims work, what affects compensation, and how to check your position.

PSA Finance Claim 2026 Compensation, PCP Claims, Refunds FCA Scheme

Guide 20 April 2026

headshot of Shannon Smith O'Connell, Operations Director at  Reclaim247Shannon Smith O'Connell

PSA Finance Claim 2026: PSA Car Finance Compensation, PCP Claims, FCA Scheme and How to Check If You Can Claim

Many PSA car finance agreements are now being reassessed under FCA rules following concerns around discretionary commission and pricing transparency. Where agreements were not fully explained, compensation may be due. This guide covers eligibility, timelines, and how to start a car finance refund check.

UK Car Finance Scandal Billions in Compensation as FCA Scheme Begins 2026

News 20 April 2026

headshot of Andrew Franks, expert in automotive and finance, and co-founder of Reclaim247Andrew Franks

Carmakers face fresh pressure as UK car finance payouts gap widens

UK carmakers and lenders are under pressure to fund billions in payouts linked to the car finance scandal, with compensation expected to roll out from summer 2026. The FCA car finance redress scheme could see millions of drivers eligible for a car finance claim, including PCP claims and potential refunds.

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1 Where No Win, No Fee is offered - You pay nothing unless your claim is successful. A fee between 18 - 36%, including VAT applies on successful claims (fee dependent on level of redress secured), and a cancellation fee may apply outside the 14 day cooling-off period.

3 The FCA currently estimates that most individuals could receive an average of £829 in compensation per agreement. We find an average of 2 car finance agreements per client, giving a potential total claim value of £1,658.

4 Free Online Checker refers only to the live soft-credit check completed online to identify your car finance agreements.

5 All three examples of compensation clients have received are examples from our working partners Bott&Co. These claims were all won before the FCA’s pause on motor finance claims.