
Guide 16 September 2026 | Shannon Smith O'Connell |
Lost your old PCP or HP agreement? Missing paperwork does not necessarily stop you from investigating a car finance claim. Learn how to find old car finance agreements, how a car finance refund check may help trace historic finance, and what the FCA scheme’s legal challenges and delays mean in September 2026.

Guide 15 September 2026 | Shannon Smith O'Connell |
A closed, sold or rebranded dealership does not automatically stop a car finance claim. This updated guide explains who to contact, how historic agreements and broker records may still be traced, what a car finance refund check can help with, and how the FCA legal challenges and partial suspension affect car finance and PCP claims in 2026.

News 14 September 2026 | Andrew Franks |
FirstRand has formally put its UK business, including Aldermore Bank and MotoNovo Finance, up for sale after taking a £547.8 million pre-tax hit linked to motor finance redress. We look at why the group is leaving Britain and what the sale could mean for MotoNovo Finance claims.

Guide 11 September 2026 | Shannon Smith O'Connell |
Volkswagen Financial Services is one of the four parties challenging elements of the FCA motor finance redress scheme. This updated guide explains what the legal proceedings mean for Volkswagen finance claims, why parts of the scheme are suspended, what happens to existing complaints and how customers can check historic VW finance while the Upper Tribunal case continues.

News 10 September 2026 | Andrew Franks |
A County Court ruling involving a 2005 Black Horse finance agreement has raised new questions about time limits for historic car finance claims. The judge found that the Limitation Act does not prescribe a statutory limitation period for certain unfair relationship claims, although the non-binding decision is expected to be appealed.

Guide 9 September 2026 | Shannon Smith O'Connell |
Financed more than one Toyota over the years? Each agreement may have a different outcome under the FCA motor finance redress scheme. This updated guide explains Toyota finance claims, PCP and commission arrangements, the partial scheme suspension, upcoming Upper Tribunal hearings and why expected payouts have shifted into 2027.

News 8 September 2026 | Andrew Franks |
Blue Motor Finance customers who qualify for compensation may not receive everything they are owed after the lender entered administration. We explain why the historic liabilities did not transfer to Hodge, what happens to existing claims and why FSCS protection does not apply.

News 7 September 2026 | Andrew Franks |
Motorists who believe they may have an eligible historic car finance agreement now have less than one year until an important FCA deadline. Consumers who are not contacted by their lender have until 31 August 2027 to complain and ask for their agreement to be considered under the Motor Finance Compensation Scheme.

News 4 September 2026 | Andrew Franks |
Mercedes-Benz Financial Services, Volkswagen Financial Services and CA Auto Finance have set out further objections to the FCA's Motor Finance Compensation Scheme. The three lenders are challenging aspects of the regulator's legal interpretation and redress methodology, while the FCA says it will robustly defend the scheme as the fairest and most efficient route to consumer compensation.

News 3 September 2026 | Andrew Franks |
Consumer Voice has raised fresh objections to the FCA's Motor Finance Compensation Scheme, including concerns over compensation calculations and questions about Treasury involvement during its development. The FCA rejects the claims and says it designed the scheme independently to deliver fair compensation to affected motorists.