Guide 5 July 2025 |  | Andrew Franks |
Are Car Finance Companies Making Low Settlement Offers in 2025?
In 2025, some lenders are offering small refunds to car finance customers while the FCA’s complaint process remains paused. This article explains why these early offers are being made, what they often leave out, and how drivers can protect their rights. If you’ve received a refund letter and don’t know whether to accept it, here’s what you should know before making any decision.
News 2 July 2025 | | Andrew Franks |
Government Eyes Limits on Financial Ombudsman’s Powers Amid Car Finance Scandal Fallout
As the UK car finance scandal unfolds, the government is considering limiting the Financial Ombudsman’s powers. With billions in potential car loan compensation at stake, the FCA is exploring a formal redress scheme to address car finance commission complaints. This article examines the policy debate, regulatory response, and what it means for consumers.
Guide 30 June 2025 |  | Chris Roy |
Latest Updates on Car Finance Claim Settlements in the UK
Stay informed on the 2025 UK car finance scandal. This update covers the FCA pause, Supreme Court ruling timeline, car finance refund status, deadlines, and how Reclaim247 can help you prepare a strong claim before settlements begin. Don’t miss your chance to act early.
Guide 28 June 2025 |  | Shannon Smith O'Connell |
Will making a PCP claim affect my credit score or ability to get finance again?
Many people worry that raising a financial complaint might impact their credit score or borrowing power. The truth? It doesn’t. Complaints aren’t credit activity, so they don’t show on your credit report and don’t influence lenders’ decisions. Making a complaint is simply about asserting your consumer rights, not a sign of financial trouble. This guide breaks down why you can file a complaint with confidence and how doing so might even improve your financial position.
Guide 25 June 2025 | | Andrew Franks |
Can I make a car finance claim if I’ve already settled the agreement early?
Think your rights end after settling your car finance early? Many UK consumers remain eligible for a car finance refund even years after closing their agreement. Whether through hidden commission, unfair terms, or lack of affordability checks, mis-sold car finance is more common than you think. This guide explains how early settlement works, outlines your rights under FCA regulations, and helps you take action with a mis-sold car finance check, even if your loan ended years ago.
Guide 23 June 2025 | | Chris Roy |
Does mis-selling apply to lease purchase or hire purchase, or just PCP?
While PCP mis-selling dominates headlines, it’s not the only risky finance type. Hire Purchase and Lease Purchase agreements can also involve hidden commissions, poor affordability checks, and misleading terms. In this quick guide, we explore how mis-selling happens across all agreement types.
Guide 21 June 2025 | | Shannon Smith O'Connell |
What’s the average wait time for a PCP mis-selling complaint in 2025?
As thousands file PCP mis-selling complaints in 2025, many are left wondering when decisions and payouts will begin. Due to an upcoming FCA ruling expected after a July Supreme Court case, complaint processing is currently paused. This short guide explains why timelines are delayed, what’s expected in the coming months, and what claimants should do to stay prepared.
Guide 18 June 2025 | | Andrew Franks |
Do I still have a case if I signed a disclosure form at the dealership?
Worried that signing a disclosure form means you can’t claim for mis-sold car finance in the UK? This article explains why a signature doesn’t always equal informed consent, explores your car finance consumer rights, and shows how even legitimate PCP claims can still succeed under FCA car finance rules. Use our free PCP claims checker to find out if you're eligible.
Guide 16 June 2025 | | Chris Roy |
Can I be mis-sold if I chose the car finance option myself online?
Many believe choosing car finance online eliminates mis-selling risks, but hidden fees, unclear terms, and inadequate disclosures still put consumers at risk. Learn how to identify mis-selling and check your agreement with Reclaim247’s expert guidance on car finance mis-selling and PCP claims.
Guide 14 June 2025 | | Shannon Smith O'Connell |
How Long Does a Mis-Sold Car Finance Claim Typically Take?
If you’re hesitating to start your mis-sold car finance claim, now’s the time to act. With a major Supreme Court ruling expected by July 2025 and the FCA preparing new guidance, early claims may be processed faster or prioritised. This step-by-step guide breaks down the typical claim timeline, key legal updates, and what you can do to speed things up. Whether you go through it alone or use a Claims Management Company, understanding the process could be the key to getting the compensation you deserve.