Guide 12 December 2025 |  | Chris Roy |
Bought Your Car Through a Broker or Supermarket? Here’s How You Can Still Claim
If you purchased a car through a broker, car supermarket, or online, you may still be eligible to claim for PCP mis-selling. This guide explains how the finance provider remains accountable, what to expect from the process, and the steps to check your eligibility for compensation. Stay informed about the latest car finance scandal updates and ensure your claim is handled correctly.
Guide 11 December 2025 |  | Andrew Franks |
How the FCA May Structure a Redress Scheme for Car Finance Customers
The FCA car finance consultation will shape how refunds are calculated, who qualifies, and how lenders must review historic PCP and HP agreements. While final rules arrive in 2026, claims submitted now are logged, protected, and placed in the review queue. Here is what the proposed redress scheme may look like and how it affects drivers waiting on compensation.
Guide 10 December 2025 | | Chris Roy |
Should I Still Make a Car Finance Complaint While Lenders Are Paused?
Lenders may be paused from issuing final decisions, but you can still submit a car finance claim. In fact, raising it now protects your eligibility and secures your place in the queue before the 2026 backlog hits. The pause only affects outcomes, not submissions, so early action still makes a real difference.
News 9 December 2025 | | Andrew Franks |
Pressure Mounts on Ministers to Block Tax Break Linked to Car Finance Scandal
Ministers are being urged to close a £2 billion tax loophole amid the UK’s car finance scandal, as concerns grow that lenders could claim tax relief on payouts related to mis-sold car finance. While the FCA will resume handling car finance claims from 31 May 2026, the redress scheme itself is still under review. The focus now shifts to ensuring firms involved in PCP claims and car finance mis-selling do not benefit from the system at taxpayers’ expense.
Guide 8 December 2025 | | Andrew Franks |
What the FCA Consultation Means for Refund Timelines: A Clear Guide for Drivers Waiting on Car Finance Claims
The FCA car finance consultation running until 12 December 2025 will decide how lenders must review historic PCP and HP complaints and how refunds for mis-sold car finance should be calculated. Until the FCA sets these rules, lenders cannot issue final outcomes. Drivers who submit car finance claims now secure their place in the queue ahead of the expected surge in 2026.
| | Chris Roy |
Latest Updates on Car Finance Claims in the UK
The FCA has released major updates affecting millions of drivers reviewing potential mis-sold car finance agreements. In December 2025, the regulator confirmed that the pause on complaint handling will lift on 31 May 2026 and published PS25/18, setting out how firms must prepare for the upcoming redress scheme. The consultation on the scheme remains open until 12 December 2025 and could lead to a standardised compensation process for agreements taken out between 2007 and 2024.
| | Andrew Franks |
Car Finance Scandal Explained
The UK car finance scandal is entering its most decisive phase. Millions of drivers may be owed compensation for agreements taken between 2007 and 2024 where commission was not disclosed or interest rates were inflated. The FCA has confirmed the complaint pause will lift on 31 May 2026, and a new redress scheme is taking shape. You may still claim even without the car or the paperwork. Acting early protects your place as lenders prepare for the next stage of reviews.
News 4 December 2025 | | Andrew Franks |
FCA to Restart Car Finance Claims Handling in May 2026 as Redress Plans Advance
The Financial Conduct Authority has confirmed it will resume handling car finance claims on 31 May 2026, ending a two-year pause linked to the UK’s growing car finance scandal. The update impacts complaints involving personal contract purchase (PCP) deals and discretionary commission arrangements. A proposed redress scheme, potentially worth £11 billion, is set to be finalised in early 2026.
Guide 3 December 2025 |  | Shannon Smith O'Connell |
Can I Make a Claim if the Dealership Closed Down or Changed Ownership?
Even if your dealership has closed or changed ownership, you can still pursue a claim for mis-sold car finance. This guide explains how complaints are handled by lenders, how to perform a mis-sold car finance check, and what steps to take to secure compensation. Discover your options for PCP claims, car finance claims, and redress with expert guidance.
Guide 1 December 2025 | | Chris Roy |
Can I Claim Compensation If I Traded in My Car Years Ago?
Traded in your car years ago? You may still be eligible for car finance refunds or PCP claims UK if you have mis-sold car finance. Learn how ownership doesn’t affect eligibility, what counts as mis-selling, and how to check your claim through Reclaim247.