car salesperson handing car keys to a client

News 20 August 2025

headshot of Andrew Franks, expert in automotive and finance, and co-founder of Reclaim247 Andrew Franks

Car Finance Claims Ruling Sparks Wave of M&A in Motor Finance Sector

The Supreme Court’s ruling on car finance claims has reshaped the UK motor finance market. Analysts predict a surge in mergers and acquisitions as lenders adapt to reduced liabilities, while millions of consumers continue to pursue redress through claims and compensation schemes.

exterior of a court in London

Guide 19 August 2025

headshot of Chris Roy, Product and Marketing Director of Reclaim247 Chris Roy

Discretionary vs Fixed Undisclosed Commissions: Key Differences for Car Finance Claims

The FCA car finance investigation has uncovered two main types of undisclosed commission: Discretionary Commission Arrangements (DCAs) and Fixed Undisclosed Commissions. This guide explains how each works, the legal position, average payouts, and how to claim. It includes a detailed comparison table and a timeline of key events from 2007 to 2025.

Finger pressing car's hazard warning button

Guide 18 August 2025

headshot of Andrew Franks, expert in automotive and finance, and co-founder of Reclaim247 Andrew Franks

Discretionary Commission Arrangement (DCA) Claims: Your Complete 2025 Guide

This guide breaks down discretionary commission arrangements in UK car finance, explains how they led to mis-selling, and outlines your options for a DCA finance claim.

man holding car keys with contract and pen on the paper

Guide 15 August 2025

headshot of Shannon Smith O'Connell, Operations Director at  Reclaim247 Shannon Smith O'Connell

Car Finance Claims Surge: How to Secure Fair Payouts in a Changing Landscape

Car finance claims are rising, with millions potentially owed compensation. Discover how to claim effectively, the pros and cons of using CMCs, and why FCA-led solutions could shape the future of payouts.

man holding a cellphone

News 14 August 2025

headshot of Chris Roy, Product and Marketing Director of Reclaim247 Chris Roy

FCA’s Fresh Warning: Beware of Fake Car-Finance Compensation Calls

The FCA has issued a fresh warning about scammers cold-calling consumers with fake car finance compensation offers. With the redress scheme still in progress following the Supreme Court ruling, find out how to protect yourself, understand the latest updates, and navigate the claims process with expert help.

lawyer handing keys to a client

News 13 August 2025

headshot of Shannon Smith O'Connell, Operations Director at  Reclaim247 Shannon Smith O'Connell

FCA Car Finance Redress Scheme Under Pressure to be Scaled Back

The Financial Conduct Authority is under pressure from the House of Lords to scale back its FCA car finance redress scheme, which could see payouts for agreements dating back to 2007. Critics warn that such a broad scope could cause delays and push up costs, while supporters of a six-year limit say it would balance fairness with practicality. The scheme, linked to the car finance scandal and PCP claims, is expected to cost between £9bn and £18bn.

man in a suit working on a laptop

News 12 August 2025

headshot of Andrew Franks, expert in automotive and finance, and co-founder of Reclaim247 Andrew Franks

FCA to Oversee Car Finance Claims Redress Scheme

Following a landmark Supreme Court ruling, the FCA is set to lead a nationwide scheme to resolve car finance claims. With billions in potential payouts, the regulator aims to ensure fairness, trace affected drivers, and address missing records, giving consumers confidence in the process.

hands typing on a laptop keyboard with the screen showing "fraud alert"

News 11 August 2025

headshot of Andrew Franks, expert in automotive and finance, and co-founder of Reclaim247 Andrew Franks

New Analysis Reveals Data and Fraud Threats Amid the Growing Car Finance Scandal

The UK car finance scandal is intensifying, with FICO warning lenders of huge data and fraud risks in handling upcoming car finance claims and PCP claims. This in-depth update explores the challenges, FCA’s planned redress scheme, and what it means for consumers.

FCA logo with men at the back

Guide 8 August 2025

headshot of Andrew Franks, expert in automotive and finance, and co-founder of Reclaim247 Andrew Franks

FCA & The UK’s Car Finance Scandal: What It Means for You

The FCA is cracking down on mis-sold car finance deals. If you took out a loan to buy a car, you could be owed compensation. Here’s everything you need to know about the investigation, affected companies, and how to claim.

close up photo of a courtroom

NewsGuide 7 August 2025

headshot of Chris Roy, Product and Marketing Director of Reclaim247 Chris Roy

Latest Updates on Car Finance Claims in the UK (Post-Supreme Court Ruling: August 2025)

Stay informed on the 2025 UK car finance scandal. This update covers the FCA updates, Supreme Court ruling, car finance refund status, deadlines, and how Reclaim247 can help you prepare a strong claim. Don’t miss your chance to act now.

Reclaim247.co.uk is a trading style of Claimsline Group Ltd, registered in England and Wales, Company registration number 09071409. Registered Office: C/O Burton Varley Ltd, Suite 3, 2nd Floor, Didsbury House, 748 - 754 Wilmslow Road, Manchester, United Kingdom, M20 2DW. VAT registration number 217654795. Registered with the Information Commissioner's Office; registration number ZA059156. You can find our terms of use, privacy policy and our cookie policy here. Claimsline Group Ltd is a claims management company. Any solicitor we recommend you to is an independent professional from whom you will receive impartial and confidential advice. You are free to choose another solicitor. Claimsline Group Ltd is authorised and regulated by the Financial Conduct Authority in respect of regulated claims management activities FRN Number is 831196.

1Where No Win, No Fee is offered - You pay nothing unless your claim is successful. A fee between 18 - 36%, including VAT applies on successful claims (fee dependant on level of redress secured), and a cancellation fee may apply outside the 14 day cooling-off period.

***All figures disclosed on the results page of our form are based on Bott&co's average compensation payout being over £950.

4Free Online Checker refers only to the live soft-credit check completed online to identify your car finance agreements.