
News 22 July 2026 | Andrew Franks |
Woodville Consultants, a litigation funder involved in financing car finance claims, has entered administration. While the collapse has left administrators investigating more than £250 million of investor exposure, the FCA's car finance compensation scheme for eligible motorists remains separate and continues to progress.

News 21 July 2026 | Andrew Franks |
Digital investment products linked to litigation funding for UK car finance claims have entered the market, marking a new chapter in the ongoing car finance scandal. While the FCA's compensation scheme remains unchanged for motorists, the emergence of tokenised securities highlights growing investor interest in one of the UK's largest consumer redress programmes.

Guide 20 July 2026 | Andrew Franks |
The Court of Appeal's decision in Black Horse Ltd v Angel and Others marks an important procedural milestone in the UK's car finance litigation. While the ruling does not determine whether motorists are entitled to compensation, it confirms that car finance claims sharing common legal issues can be managed together. The judgment provides greater clarity on how future motor finance disputes may progress through the courts as the wider car finance scandal continues to unfold.

News 18 July 2026 | Andrew Franks |
The Financial Conduct Authority has stepped up its enforcement against misleading advertising, securing the withdrawal or amendment of 170 car finance claims adverts in June alone. The latest action forms part of the regulator's wider effort to protect consumers as more motorists explore potential compensation linked to the car finance scandal. The FCA says firms must ensure promotions are clear, fair and not misleading, particularly as interest in car finance claims and PCP claims continues to grow.

News 17 July 2026 | Andrew Franks |
The Financial Conduct Authority has told MPs that additional legal powers may be needed to address misconduct linked to motor finance claims. Speaking before the Treasury Select Committee, the regulator said it has identified gaps in its existing enforcement powers as more motorists pursue compensation over the car finance scandal. The comments highlight the FCA's growing focus on protecting consumers throughout the claims process, alongside its ongoing work on the proposed motor finance redress scheme.

| Andrew Franks |
The UK car finance scandal has become one of the biggest consumer finance issues in recent years, affecting millions of motorists who took out vehicle finance between 2007 and 2024. This comprehensive 2026 guide explains how the scandal developed, what the FCA's proposed redress scheme means, why legal challenges have delayed compensation, and which lenders and finance agreements may be affected. It also covers eligibility, common complaint themes, car finance refunds, PCP claims, compensation expectations, and how a car finance refund check or PCP claim check can help you understand whether your agreement may warrant further investigation.

Guide 13 July 2026 | Andrew Franks |
Paying off your car finance early does not automatically end your right to seek compensation. This updated 2026 guide explains whether you can still make a car finance claim after early settlement, refinancing, or voluntary termination, and how the latest FCA car finance developments could affect your options. It also covers the proposed redress scheme, ongoing legal challenges, why payouts are now expected to begin in 2027, and how a car finance refund check or PCP claim check can help you determine whether your agreement may be worth reviewing.

News 10 July 2026 | Andrew Franks |
The Financial Conduct Authority has filed its legal defence in the ongoing tribunal battle over its proposed motor finance compensation scheme, arguing that lenders should not determine their own liability for historic commission arrangements. The case marks another major development in the car finance scandal, with compensation remaining on hold while the legal challenges are resolved. Although payments are now expected no earlier than 2027, consumers can still submit complaints and prepare supporting information as the FCA continues to defend its £9.1 billion redress programme.

Guide 8 July 2026 | Shannon Smith O'Connell |
If you took out a car finance agreement between 2007 and 2024, you may still be able to make a claim, even if the finance has ended or the vehicle has been sold. This updated 2026 guide explains how far back you can claim for car finance, whether there is a car finance claims deadline, and how the FCA's proposed redress scheme could affect historic agreements. It also covers the latest legal challenges, why compensation is now expected to be delayed until 2027, how car finance refund checks and PCP claim checks work, and what consumers can do now while the FCA process continues.

News 6 July 2026 | Andrew Franks |
The FCA has confirmed that key parts of its proposed motor finance compensation scheme remain on hold while legal challenges continue through the Upper Tribunal. Although compensation payments are now expected no earlier than 2027, motorists who believe they may have been affected by the car finance scandal can still submit complaints and prepare supporting information while the legal process unfolds. The regulator has also confirmed that some consumers may begin receiving decisions if they are not eligible for compensation under the proposed scheme.