Guide 14 July 2025 |  | Chris Roy |
Will I need to go to court to recover compensation for mis-sold finance?
Concerned that claiming for mis-sold car finance UK means going to court? It’s highly unlikely. Discover how a finance claims expert like Reclaim247 can help you check your car finance claim, resolve it smoothly, and avoid legal stress.
Can I Claim PCP Compensation If I Bought My Car Through a Broker, Not a Dealership?
Bought your car through a broker, not a dealership? You can still make a PCP mis-selling claim. What matters is how the finance was arranged, not where. If a broker earned commission without telling you, or failed to explain the full cost of the deal, you may be able to claim back PCP charges. This article explains what to look for and how to check your car finance claim.
Guide 10 July 2025 |  | Andrew Franks |
Car Finance Scandal Explained: Who’s Eligible, How to Claim Refunds, and What the Supreme Court Ruling Could Mean
This in-depth feature explains the UK car finance scandal, who qualifies for compensation, how to check if you were mis-sold, and the latest updates on claims and settlements ahead of the Supreme Court ruling.
News 8 July 2025 | | Andrew Franks |
Over 23 Million UK Drivers Expect Car Loan Compensation Amid Mounting Mis-Selling Scandal
More than 23 million UK motorists believe they’re owed car finance compensation due to mis-sold loans and undisclosed commissions. With trust in lenders crumbling and the FCA investigating historic practices, this deep dive explains what’s happening, who’s affected, and how to claim mis-sold car finance.
Guide 5 July 2025 |  | Shannon Smith O'Connell |
What’s the Difference Between Undisclosed Commission and Unfair Interest Rates?
Undisclosed commissions and unfair interest rates are two common forms of car finance mis-selling. While they often appear together, they affect your agreement in different ways. This article explains how each works, why they matter, and how to check if your finance deal was impacted. If you were overcharged or kept in the dark, you may be owed compensation.
News 2 July 2025 | | Andrew Franks |
Government Eyes Limits on Financial Ombudsman’s Powers Amid Car Finance Scandal Fallout
As the UK car finance scandal unfolds, the government is considering limiting the Financial Ombudsman’s powers. With billions in potential car loan compensation at stake, the FCA is exploring a formal redress scheme to address car finance commission complaints. This article examines the policy debate, regulatory response, and what it means for consumers.
Guide 30 June 2025 | | Chris Roy |
Latest Updates on Car Finance Claim Settlements in the UK
Stay informed on the 2025 UK car finance scandal. This update covers the FCA pause, Supreme Court ruling timeline, car finance refund status, deadlines, and how Reclaim247 can help you prepare a strong claim before settlements begin. Don’t miss your chance to act early.
Guide 28 June 2025 | | Shannon Smith O'Connell |
Will making a PCP claim affect my credit score or ability to get finance again?
Many people worry that raising a financial complaint might impact their credit score or borrowing power. The truth? It doesn’t. Complaints aren’t credit activity, so they don’t show on your credit report and don’t influence lenders’ decisions. Making a complaint is simply about asserting your consumer rights, not a sign of financial trouble. This guide breaks down why you can file a complaint with confidence and how doing so might even improve your financial position.
Guide 25 June 2025 | | Andrew Franks |
Can I make a car finance claim if I’ve already settled the agreement early?
Think your rights end after settling your car finance early? Many UK consumers remain eligible for a car finance refund even years after closing their agreement. Whether through hidden commission, unfair terms, or lack of affordability checks, mis-sold car finance is more common than you think. This guide explains how early settlement works, outlines your rights under FCA regulations, and helps you take action with a mis-sold car finance check, even if your loan ended years ago.
Guide 23 June 2025 | | Chris Roy |
Does mis-selling apply to lease purchase or hire purchase, or just PCP?
While PCP mis-selling dominates headlines, it’s not the only risky finance type. Hire Purchase and Lease Purchase agreements can also involve hidden commissions, poor affordability checks, and misleading terms. In this quick guide, we explore how mis-selling happens across all agreement types.