Blue motor Finance Claim
Mis-sold Blue motor car finance? You could be one of the 14 million drivers owed compensation. Check your eligibility in 60 seconds with our Blue motor refund checker.
400,000+ Customers helped.
Car finance agreements found in seconds.
100% No Win No Fee1.
Why People Are Claiming Against Blue Motor Ltd
Hidden commissions and unfair charges in Blue Motor Finance agreements have led to FCA investigations and rising Blue Motor Finance complaints. If you were mis-sold, you could be owed a Blue Motor refund. Get the Blue Motor Finance compensation claim you deserve—check your eligibility today with our fast, secure claims checker!
You’ve got the green light!
If you were affected by a Blue Motor Finance mis-sold finance agreement, now is the time to act. Hidden fees, unfair charges, and discretionary commissions may have cost you more than you realise. Filing your Blue Motor Finance claim is quick and straightforward—no complicated paperwork, no legal confusion. Just a simple process designed to help you recover the Blue Motor Finance refund you deserve and put your money back where it belongs: in your pocket.
We find your agreements
Our system connects with major credit reference agencies and vehicle registration databases, allowing us to identify all car finance agreements linked to you, even if you have changed your name or moved to a different address.
We take the wheel
Once you provide your basic details, our system get’s to work. Within seconds we’ll pull together your historic car finance agreements, even those dating back before 2007, which are often difficult for individuals to locate.
The real work begins
Your claim is passed to our partner law firms, who review all your agreements individually. They gather evidence. Negotiate directly with lenders and work to maximise your compensation all on a , meanwhile, you don’t have to lift a finger.
What Happens When I Start a Blue motor PCP Claims?
We’ll quickly search for relevant car finance agreements in your name, flagging any that may relate to a Blue motor Finance. If potentially eligible agreements are found and you choose to proceed, here’s the updated process timeline:
1
Letter to lender
Our partner, solicitors, will contact your lender by letter to make a claim on your behalf.
2
Reply expected
The lender should reply or at least acknowledge your complaint.
3
Delayed reply possible
Delayed reply possible
The FCA has paused firms from issuing final responses until 4 December 2025.
4
FCA consultation
The regulator will launch a formal consultation in October 2025,, in what could be an industry-wide redress scheme, exploring how compensation will be structured, including whether it should be opt-in or opt-out.
good to know
No Win No Fee Promise
1Where No Win, No Fee is offered - You pay nothing unless your claim is successful. A fee between 18 - 36% including VAT applies on successful claims (fee dependant on level of redress secured), and a cancellation fee may apply outside the 14 day cooling-off period. We may receive a fee for introducing you to a third party/panel solicitor, this does not affect any compensation you may receive.
About Your Choices
Please note that you have the right to pursue your motor finance mis selling claim with the lender directly, through the Financial Ombudsman Service, or via the FCA redress scheme for free. You do not need to use a claims management company. Whilst we will always strive to get you the maximum amount of compensation possible, there is no guarantee that we will recover any more than you may achieve if you pursued the claim on your own.
FCA Updates
The FCA has extended the deadline for motor finance firms to respond to complaints about discretionary commission arrangements until 4 December 2025.
The FCA is likely to introduce a redress scheme in 2026 starting consultation in October 2025 to deal with complaints around hidden commissions in car finance agreements. You can find more information and official updates from the FCA at the following link:
FCA Motor Finance Review - Latest UpdateMis-Sold PCP Car Finance Claims
If you have an Blue motor Finance agreement potentially mis-sold or by another finance provider, our PCP experts are here to help you reclaim what’s rightfully yours. Start your claim today with Reclaim247.
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FAQs about Blue motor Finance Claims
If you believe your Blue Motor Finance agreement was mis-sold, there are three main ways to make a claim:
- Directly with the lender: You can contact Blue Motor Finance and submit a complaint yourself. If they do not respond or reject your claim unfairly, you can escalate it to the Financial Ombudsman Service (FOS) at no cost.
- Through a claims management company (CMC): A regulated CMC can handle the entire process on your behalf, from reviewing your agreement to preparing and submitting your complaint.
- Via a solicitor: Some legal firms may support complex car finance claims, although this route may involve higher costs.
Due to the FCA’s temporary pause on complaint responses, Blue Motor Finance is not currently required to issue a decision until after 4th December 2025. However, you can still use our quick and secure claims checker today to see if you are eligible and reserve your place in the queue.
Yes, if your Blue Motor Finance agreement included inflated interest rates, hidden fees, or undisclosed commissions, you could be entitled to Blue Motor Finance compensation. The Financial Conduct Authority (FCA) is investigating mis-sold car finance, and you may be eligible to reclaim what you overpaid.
The amount of compensation depends on factors such as the size of your loan, the interest rate you were charged, and whether hidden commissions or fees were included in your Blue Motor Finance agreement.
While some customers may be eligible to recover significant sums, no final decisions or refunds have been issued yet due to the ongoing Financial Conduct Authority (FCA) investigation. You can still check your eligibility now and submit your claim to secure your place for review once the FCA pause ends.
Under normal circumstances, Blue Motor Finance Ltd would be expected to respond to a complaint within eight weeks. However, due to the Financial Conduct Authority (FCA) pause on motor finance complaint responses, Blue Motor Finance is not currently required to issue a decision until after 4th December 2025. This pause applies to most mis-selling complaints, especially those involving discretionary commission arrangements (DCAs) or similar issues.
You can still submit your complaint now. Doing so secures your place in the queue for review once the pause ends. If your case is delayed or rejected unfairly after that point, you can escalate it to the Financial Ombudsman Service (FOS) for independent review.
If you believe your Blue Motor Finance agreement was mis-sold, there are three main ways to make a claim:
- Directly with the lender: You can contact Blue Motor Finance and submit a complaint yourself. If they do not respond or reject your claim unfairly, you can escalate it to the Financial Ombudsman Service (FOS) at no cost.
- Through a claims management company (CMC): A regulated CMC can handle the entire process on your behalf, from reviewing your agreement to preparing and submitting your complaint.
- Via a solicitor: Some legal firms may support complex car finance claims, although this route may involve higher costs.
Due to the FCA’s temporary pause on complaint responses, Blue Motor Finance is not currently required to issue a decision until after 4th December 2025. However, you can still use our quick and secure claims checker today to see if you are eligible and reserve your place in the queue.
Yes, if your Blue Motor Finance agreement included inflated interest rates, hidden fees, or undisclosed commissions, you could be entitled to Blue Motor Finance compensation. The Financial Conduct Authority (FCA) is investigating mis-sold car finance, and you may be eligible to reclaim what you overpaid.
The amount of compensation depends on factors such as the size of your loan, the interest rate you were charged, and whether hidden commissions or fees were included in your Blue Motor Finance agreement.
While some customers may be eligible to recover significant sums, no final decisions or refunds have been issued yet due to the ongoing Financial Conduct Authority (FCA) investigation. You can still check your eligibility now and submit your claim to secure your place for review once the FCA pause ends.
Under normal circumstances, Blue Motor Finance Ltd would be expected to respond to a complaint within eight weeks. However, due to the Financial Conduct Authority (FCA) pause on motor finance complaint responses, Blue Motor Finance is not currently required to issue a decision until after 4th December 2025. This pause applies to most mis-selling complaints, especially those involving discretionary commission arrangements (DCAs) or similar issues.
You can still submit your complaint now. Doing so secures your place in the queue for review once the pause ends. If your case is delayed or rejected unfairly after that point, you can escalate it to the Financial Ombudsman Service (FOS) for independent review.