Blue motor Finance Claim

Mis-sold Blue motor car finance? You could be one of the 14 million drivers owed compensation. Check your eligibility in 60 seconds with our Blue motor refund checker.

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Car finance agreements found in seconds
400,000+ Customers Helped
100% No Win, No Fee1.

Why People Are Claiming Against Blue Motor Ltd

Hidden commissions and unfair charges in Blue Motor Finance agreements have led to FCA investigations and rising Blue Motor Finance complaints. If you were mis-sold, you could be owed a Blue Motor refund. Get the Blue Motor Finance compensation claim you deserve—check your eligibility today with our fast, secure claims checker!

You’ve got the green light!

If you were affected by a Blue Motor Finance mis-sold finance agreement, now is the time to act. Hidden fees, unfair charges, and discretionary commissions may have cost you more than you realise. Filing your Blue Motor Finance claim is quick and straightforward—no complicated paperwork, no legal confusion. Just a simple process designed to help you recover the Blue Motor Finance refund you deserve and put your money back where it belongs: in your pocket.

We find your agreements

Our system connects with major credit reference agencies and vehicle registration databases, allowing us to identify all car finance agreements linked to you, even if you have changed your name or moved to a different address.

We take the wheel

Once you provide your basic details, our system get’s to work. Within seconds we’ll pull together your historic car finance agreements, even those dating back before 2007, which are often difficult for individuals to locate.

The real work begins

Your claim is passed to our partner law firms, who review all your agreements individually. They gather evidence. Negotiate directly with lenders and work to maximise your compensation all on a no-win, no-fee basis, meanwhile, you don’t have to lift a finger.

What Happens When I Start a Blue motor PCP Claims?

We’ll quickly search for relevant car finance agreements in your name, flagging any that may relate to a Blue motor Finance. If potentially eligible agreements are found and you choose to proceed, here’s the updated process timeline:

1

Letter to lender

Our partner, solicitors, will contact your lender by letter to make a claim on your behalf.

2

Reply expected

The lender should reply or at least acknowledge your complaint.

3

Delayed reply possible

Delayed reply possible
The FCA has paused firms from issuing final responses until 4 December 2025.

4

FCA consultation

The regulator will launch a formal consultation on an industry-wide redress scheme, exploring how compensation will be structured, including whether it should be opt-in or opt-out.

Important: Timeframes shown are indicative and may vary. Eligibility and potential refunds depend on factors like interest rates, commission structure, and loan terms. Reclaim247 is a claims management company and works with regulated solicitors who handle claims on a no-win, no-fee basis.

good to know

No Win No Fee Promise

1Where No Win, No Fee is offered - You pay nothing unless your claim is successful. A fee between 18 - 36% including VAT applies on successful claims (fee dependant on level of redress secured), and a cancellation fee may apply outside the 14 day cooling-off period. We may receive a fee for introducing you to a third party/panel solicitor, this does not affect any compensation you may receive.

About Your Choices

Please note that you have the right to pursue your motor finance mis selling claim with the lender directly, through the Financial Ombudsman Service, or via the FCA redress scheme due for free. Whilst we will always strive to get you the maximum amount of compensation possible, there is no guarantee that we will recover any more than you may achieve if you pursued the claim on your own.

FCA Updates

The FCA has extended the deadline for motor finance firms to respond to complaints about discretionary commission arrangements until 4 December 2025.

The FCA is likely to introduce a redress scheme in October 2025 to deal with complaints around hidden commissions in car finance agreements. You can find more information and official updates from the FCA at the following link:

FCA Motor Finance Review - Latest Update

Mis-Sold PCP Car Finance Claims

If you have an Blue motor Finance agreement potentially mis-sold or by another finance provider, our PCP experts are here to help you reclaim what’s rightfully yours. Start your claim today with Reclaim247.

Finance sold by

Black Horse

If you’ve had car finance with Black Horse you could have a claim worth:

Finance sold by

Close Brothers

If you’ve had car finance with Close Brothers you could have a claim worth:

Finance sold by

Motonovo

If you’ve had car finance with Motonovo you could have a claim worth:

FAQs about Blue motor Finance Claims

If you were mis-sold a Blue Motor Finance agreement, you may be eligible for a Blue Motor Finance refund. Use our quick and secure claims checker today to find out if you qualify for Blue Motor Finance compensation.

Yes, if your Blue Motor Finance agreement included inflated interest rates, hidden fees, or undisclosed commissions, you could be entitled to Blue Motor Finance compensation. The Financial Conduct Authority (FCA) is investigating mis-sold car finance, and you may be eligible to reclaim what you overpaid.

The amount varies depending on your Blue Motor Finance agreement, how much interest you overpaid, and whether hidden commissions were involved. Many customers have successfully reclaimed thousands of pounds through Blue Motor Finance claims.

Typically, Blue Motor Finance Ltd should respond within eight weeks of receiving your complaint. However, due to FCA regulations, some cases may take longer. If your claim is delayed or rejected unfairly, it can be escalated to the Financial Ombudsman Service (FOS).

Reclaim247.co.uk is a trading style of Claimsline Group Ltd, registered in England and Wales, Company registration number 09071409. Registered Office: C/O Burton Varley Ltd, Suite 3, 2nd Floor, Didsbury House, 748 - 754 Wilmslow Road, Manchester, United Kingdom, M20 2DW. VAT registration number 199616255. Registered with the Information Commissioner's Office; registration number ZA059156. You can find our terms of use, privacy policy and our cookie policy here. Claimsline Group Ltd is a claims management company. Any solicitor we recommend you to is an independent professional from whom you will receive impartial and confidential advice. You are free to choose another solicitor. Claimsline Group Ltd is authorised and regulated by the Financial Conduct Authority in respect of regulated claims management activities FRN Number is 831196.

1 Where No Win, No Fee is offered - You pay nothing unless your claim is successful. A fee between 18 - 36%, including VAT applies on successful claims (fee dependent on level of redress secured), and a cancellation fee may apply outside the 14 day cooling-off period.

3 All figures disclosed on the results page of our form are based on the £950 figure the FCA has stated to be the amount that each claim could be worth.

4 Free Online Checker refers only to the live soft-credit check completed online to identify your car finance agreements.

5 All three examples of compensation clients have received are examples from our working partners Bott&Co. These claims were all won before the FCA’s pause on motor finance claims.