Moneybarn Finance Claim

Reclaim £1,000s in Compensation Today

Hidden commissions and unfair charges could mean you're owed a Moneybarn refund. Check your eligibility with our quick and secure Moneybarn claims checker—get your results in 2 minutes!

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400,000+ Customers helped.

Car finance agreements found in seconds.

100% No Win No Fee1.

Why People Are Claiming Against Moneybarn

More Moneybarn Finance customers are uncovering hidden commissions and unfair charges. With the FCA investigating Moneybarn DCAs, Moneybarn complaints are rising as drivers fight to reclaim overpaid costs. If your Moneybarn car finance was mis-sold, you could be owed Moneybarn compensation. Check your eligibility now to start reclaiming the Moneybarn refund you deserve.

Widespread mis-selling

Undisclosed commissions and conflicts of interest have led to mis-selling in car finance agreements.

Inflated rates

Discretionary commission models allowed brokers to inflate interest rates for their own gain.

Blind spots

Drivers lacked clarity on how commissions affected their loan costs, and were often unaware of the financial implications. 

You do not need to use a claims management company to make a claim; you can do this yourself for free by contacting the car dealership or finance provider and if that is not successful you can complain to the Financial Ombudsman Service. We may receive a fee for introducing you to a third party/panel solicitor, this does not affect any compensation you may receive. 

Can I claim?

Find out instantly whether you're eligible for a Moneybarn compensation claim and how much you could recover!

Historic agreements found in under 2 minutes

100% No Win No Fee* guarantee

400,000+ customers helped

*Where No Win, No Fee is offered - You pay nothing unless your claim is successful. A fee between 18 - 36% applies on successful claims (fee dependant on level of redress secured), and a cancellation fee may apply outside the 14 day cooling-off period.

Here’s How it works

If your Moneybarn finance agreement included hidden commissions or unfair charges, you could be owed compensation. Many drivers unknowingly paid inflated interest rates on their Moneybarn car finance, costing them more than they should have. Making a Moneybarn claim is quick and hassle-free—no complicated paperwork, no legal jargon. Just a simple process designed to help you reclaim the Moneybarn refund you’re entitled to and put your money back where it belongs.

wE'll FIND ALL YOUR AGREEMENTS

Our system connects with major credit reference agencies and vehicle registration databases, allowing us to identify all car finance agreements linked to you, even if you have changed your name or moved to a different address.

WE TAKE THE WHEEL

Once you provide your basic details, our system gets to work. Within seconds, we’ll pull together your historic car finance agreements, even those dating back before 2007, which are often difficult for individuals to locate.

THE REAL WORK BEGINS

Your claim is passed to our specialist legal partners, who review all your agreements individually. They gather evidence, negotiate directly with lenders, and work to maximise your compensation — all on a no-win, no-fee basis. Meanwhile, you don’t have to lift a finger.

You do not need to use a claims management company to make a claim; you can do this yourself for free by contacting the car dealership or finance provider and if that is not successful you can complain to the Financial Ombudsman Service. We may receive a fee for introducing you to a third party/panel solicitor, this does not affect any compensation you may receive.

What Happens When I Start a Moneybarn Claim?

We’ll provide you with an instant answer about whether you’re eligible for a Moneybarn finance claim and how much Moneybarn compensation you may be entitled to. If you choose to move forward, here’s what happens next.

Day 1-2

Letter to lender

Our partner solicitors, will contact your lender by letter to make a claim on your behalf.

Day 14

Reply expected

The lender should reply or at least acknowledge your complaint.

Week 8

Delayed reply

Your lender must reply, but can delay as the FCA has allowed firms to pause complaints until 04/12/2025.

4 December 2025 

Deadline

The FCA releases its findings.

Historic agreements found in under 2 minutes

100% No Win No Fee* guarantee

400,000+ customers helped

*Where No Win, No Fee is offered - You pay nothing unless your claim is successful. A fee between 18 - 36% applies on successful claims (fee dependant on level of redress secured), and a cancellation fee may apply outside the 14 day cooling-off period.

Reclaim What’s Rightfully Yours

Were you impacted by hidden fees or inflated interest rates on your Moneybarn finance agreement? You could be owed thousands in Moneybarn finance compensation.

Historic agreements found in under 2 minutes

100% No Win No Fee* guarantee

400,000+ customers helped

*Where No Win, No Fee is offered - You pay nothing unless your claim is successful. A fee between 18 - 36% applies on successful claims (fee dependant on level of redress secured), and a cancellation fee may apply outside the 14 day cooling-off period.

Mis-Sold PCP Car Finance Claims

If you have an Moneybarn Finance agreement potentially mis-sold or by another finance provider, our PCP experts are here to help you reclaim what’s rightfully yours. Start your claim today with Reclaim247.

Finance sold by

Black Horse

If you’ve had car finance with Black Horse you could have a claim worth:

£5,4921

Finance sold by

Close Brothers

If you’ve had car finance with Close Brothers you could have a claim worth:

£2,4501

Finance sold by

Motonovo

If you’ve had car finance with Motonovo you could have a claim worth:

£4,4781

Got questions?

Moneybarn refunds are being issued because many customers were mis-sold car finance agreements with hidden fees, inflated interest rates, or undisclosed commissions. The FCA investigation revealed that Moneybarn Finance allowed dealers to increase interest rates for higher commissions, leaving customers paying more than they should have. If your Moneybarn car finance claim is valid, you could be owed compensation.

Yes, Moneybarn Finance is under FCA scrutiny as part of a wider probe into mis-sold car finance agreements. The focus is on whether Moneybarn mis-sold finance through discretionary commission arrangements (DCAs) and unfair lending practices. If your agreement was affected, you may be eligible for a Moneybarn refund.

Once a Moneybarn claim is approved, refunds are typically processed within a few weeks. However, FCA regulations allow lenders to delay responses until 4th December 2025, meaning some Moneybarn claims may take longer. If your case is unfairly delayed, it can be escalated to the Financial Ombudsman Service (FOS).

Yes, Moneybarn DCA agreements enabled dealers to increase interest rates to earn higher commissions, often without informing customers. This practice led many to overpay on their finance deals. If your agreement included a Moneybarn discretionary commission, you may be owed a Moneybarn refund.

Reclaim247.co.uk is a trading style of Claimsline Group Ltd, registered in England and Wales, Company registration number 09071409. Registered Office: C/O Burton Varley Ltd, Suite 3, 2nd Floor, Didsbury House, 748 - 754 Wilmslow Road, Manchester, United Kingdom, M20 2DW. VAT registration number 199616255. Registered with the Information Commissioner's Office; registration number ZA059156. You can find our terms of use, privacy policy and our cookie policy here. Claimsline Group Ltd is a claims management company. Any solicitor we recommend you to is an independent professional from whom you will receive impartial and confidential advice. You are free to choose another solicitor. Claimsline Group Ltd is authorised and regulated by the Financial Conduct Authority in respect of regulated claims management activities FRN Number is 831196.

1Where No Win, No Fee is offered - You pay nothing unless your claim is successful. A fee between 18 - 36% applies on successful claims (fee dependant on level of redress secured), and a cancellation fee may apply outside the 14 day cooling-off period.

2£5,492.10 is the figure disclosed to Bott & Co Solicitors by Black Horse. £4,478.46 is the figure disclosed to Bott & Co Solicitors by Motonovo. £2,449.65 is the figure disclosed to Bott & Co Solicitors by Close Brothers. £4,298 is the figure disclosed to Bott & Co Solicitors by Santander.

***All figures disclosed on the results page of our form are based on Bott&co's average compensation payout being over £1,600.

4Free Online Checker refers only to the live soft-credit check completed online to identify your car finance agreements.