Moneybarn Finance Claim
Mis-sold Moneybarn car finance? You could be one of the 14 million drivers owed compensation. Check your eligibility in 60 seconds with our Moneybarn refund checker.
400,000+ Customers helped.
Car finance agreements found in seconds.
100% No Win No Fee1.
Why Drivers Are Claiming Against Moneybarn Car Finance
FCA investigations have uncovered hidden fees, inflated interest rates, and unfair terms in Moneybarn car finance agreements, leading to a rise in Moneybarn Finance complaints. If you were mis-sold, you could be owed a Moneybarn finance refund. Check your eligibility today with our quick and secure Moneybarn finance claim form.
You’ve got the green light!
If you’ve been affected by Moneybarn mis sold finance, now is the time to take action. Claiming your Moneybarn finance refund has never been easier. No confusing terms or lengthy paperwork—just a simple and efficient process designed to help you reclaim the Moneybarn car finance compensation you deserve and get your money back where it belongs. Use our secure Moneybarn finance claim form today to start your Moneybarn claim.
We find your agreements
Our system connects with major credit reference agencies and vehicle registration databases, allowing us to identify all car finance agreements linked to you, even if you have changed your name or moved to a different address.
We take the wheel
Once you provide your basic details, our system get’s to work. Within seconds we’ll pull together your historic car finance agreements, even those dating back before 2007, which are often difficult for individuals to locate.
The real work begins
Your claim is passed to our partner law firms, who review all your agreements individually. They gather evidence. Negotiate directly with lenders and work to maximise your compensation all on a , meanwhile, you don’t have to lift a finger.
What Happens When I Start a Moneybarn PCP Claims?
We’ll quickly search for relevant car finance agreements in your name, flagging any that may relate to a Moneybarn Finance. If potentially eligible agreements are found and you choose to proceed, here’s the updated process timeline:
1
Letter to lender
Our partner, solicitors, will contact your lender by letter to make a claim on your behalf.
2
Reply expected
The lender should reply or at least acknowledge your complaint.
3
Delayed reply possible
Delayed reply possible
The FCA has paused firms from issuing final responses until 4 December 2025.
4
FCA consultation
The FCA has published its consultation (October 2025) on an industry-wide motor finance compensation scheme, covering April 2007 to November 2024. It proposes average payments around £700 per agreement and an opt-in process for most customers.
good to know
Where No Win, No Fee1 is offered - You pay nothing unless your claim is successful. A fee between 18 - 36% including VAT applies on successful claims (fee dependant on level of redress secured), and a cancellation fee may apply outside the 14 day cooling-off period. We may receive a fee for introducing you to a third party/panel solicitor, this does not affect any compensation you may receive.
Please note that you have the right to pursue your motor finance mis selling claim with the lender directly, through the Financial Ombudsman Service or any public compensation scheme, including any industry wide redress scheme that the FCA will introduce in 2026. Whilst we will always strive to get you the maximum amount of compensation possible, there is no guarantee that we will recover any more than you may achieve if you pursued the claim on your own.
The FCA has extended the deadline for motor finance firms to respond to complaints about discretionary commission arrangements until 4 December 2025.
The FCA has confirmed plans for an industry-wide motor finance compensation scheme expected in 2026. It will cover car finance agreements taken out between April 2007 and November 2024, with average payouts estimated at around £700 per agreement.
FCA Motor Finance Review - Latest UpdateMis-Sold PCP Car Finance Claims
If you have an Moneybarn Finance agreement potentially mis-sold or by another finance provider, our PCP experts are here to help you reclaim what’s rightfully yours. Start your claim today with Reclaim247.
Finance sold by
Black Horse
If you’ve had car finance with Black Horse you could have a claim worth:
Finance sold by
Close Brothers
If you’ve had car finance with Close Brothers you could have a claim worth:
Finance sold by
Motonovo
If you’ve had car finance with Motonovo you could have a claim worth:
FAQs about Moneybarn Finance Claims
Moneybarn may refund customers who were mis-sold car finance agreements involving hidden fees, inflated interest rates, or undisclosed commissions. The Financial Conduct Authority (FCA) investigation revealed that Moneybarn allowed dealers to apply discretionary commission arrangements (DCAs), enabling them to increase interest rates to earn more commission. This left many customers paying more than necessary.
If your Moneybarn car finance claim is valid, you may be entitled to compensation once complaint handling resumes after 4th December 2025.
Yes, Moneybarn Finance is under FCA scrutiny as part of a wider probe into mis-sold car finance agreements. The focus is on whether Moneybarn mis-sold finance through discretionary commission arrangements (DCAs) and unfair lending practices. If your agreement was affected, you may be eligible for a Moneybarn refund.
Due to the Financial Conduct Authority (FCA) investigation, most complaint responses, including approvals and payouts, are currently paused until after 4th December 2025.
If your Moneybarn car finance claim remains unresolved or is unfairly delayed after that date, it can be escalated to the Financial Ombudsman Service (FOS) for independent review.
Yes, Moneybarn DCA agreements enabled dealers to increase interest rates to earn higher commissions, often without informing customers. This practice led many to overpay on their finance deals. If your agreement included a Moneybarn discretionary commission, you may be owed a Moneybarn refund.