Moneybarn Finance Claim

Mis-sold Moneybarn car finance? You could be one of the 14 million drivers owed compensation. Check your eligibility in 60 seconds with our Moneybarn refund checker.

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400,000+ Customers helped.

Car finance agreements found in seconds.

100% No Win No Fee1.

Why People Are Claiming Against Moneybarn

More Moneybarn Finance customers are uncovering hidden commissions and unfair charges. With the FCA investigating Moneybarn DCAs, Moneybarn complaints are rising as drivers fight to reclaim overpaid costs. If your Moneybarn car finance was mis-sold, you could be owed Moneybarn compensation. Check your eligibility now to start reclaiming the Moneybarn refund you deserve.

You’ve got the green light!

If your Moneybarn finance agreement included hidden commissions or unfair charges, you could be owed compensation. Many drivers unknowingly paid inflated interest rates on their Moneybarn car finance, costing them more than they should have. Making a Moneybarn claim is quick and hassle-free—no complicated paperwork, no legal jargon. Just a simple process designed to help you reclaim the Moneybarn refund you’re entitled to and put your money back where it belongs.

We find your agreements

Our system connects with major credit reference agencies and vehicle registration databases, allowing us to identify all car finance agreements linked to you, even if you have changed your name or moved to a different address.

We take the wheel

Once you provide your basic details, our system get’s to work. Within seconds we’ll pull together your historic car finance agreements, even those dating back before 2007, which are often difficult for individuals to locate.

The real work begins

Your claim is passed to our partner law firms, who review all your agreements individually. They gather evidence. Negotiate directly with lenders and work to maximise your compensation all on a no-win, no-fee basis, meanwhile, you don’t have to lift a finger.

What Happens When I Start a Moneybarn PCP Claims?

We’ll quickly search for relevant car finance agreements in your name, flagging any that may relate to a Moneybarn Finance. If potentially eligible agreements are found and you choose to proceed, here’s the updated process timeline:

1

Letter to lender

Our partner, solicitors, will contact your lender by letter to make a claim on your behalf.

2

Reply expected

The lender should reply or at least acknowledge your complaint.

3

Delayed reply possible

Delayed reply possible
The FCA has paused firms from issuing final responses until 4 December 2025.

4

FCA consultation

The regulator will launch a formal consultation in October 2025,, in what could be an industry-wide redress scheme, exploring how compensation will be structured, including whether it should be opt-in or opt-out.

good to know

No Win No Fee Promise

1Where No Win, No Fee is offered - You pay nothing unless your claim is successful. A fee between 18 - 36% including VAT applies on successful claims (fee dependant on level of redress secured), and a cancellation fee may apply outside the 14 day cooling-off period. We may receive a fee for introducing you to a third party/panel solicitor, this does not affect any compensation you may receive.

About Your Choices

Please note that you have the right to pursue your motor finance mis selling claim with the lender directly, through the Financial Ombudsman Service, or via the FCA redress scheme due for free. Whilst we will always strive to get you the maximum amount of compensation possible, there is no guarantee that we will recover any more than you may achieve if you pursued the claim on your own.

FCA Updates

The FCA has extended the deadline for motor finance firms to respond to complaints about discretionary commission arrangements until 4 December 2025.

The FCA is likely to introduce a redress scheme in October 2025 to deal with complaints around hidden commissions in car finance agreements. You can find more information and official updates from the FCA at the following link:

FCA Motor Finance Review - Latest Update

Mis-Sold PCP Car Finance Claims

If you have an Moneybarn Finance agreement potentially mis-sold or by another finance provider, our PCP experts are here to help you reclaim what’s rightfully yours. Start your claim today with Reclaim247.

Finance sold by

Black Horse

If you’ve had car finance with Black Horse you could have a claim worth:

Finance sold by

Close Brothers

If you’ve had car finance with Close Brothers you could have a claim worth:

Finance sold by

Motonovo

If you’ve had car finance with Motonovo you could have a claim worth:

FAQs about Moneybarn Finance Claims

Moneybarn may refund customers who were mis-sold car finance agreements involving hidden fees, inflated interest rates, or undisclosed commissions. The Financial Conduct Authority (FCA) investigation revealed that Moneybarn allowed dealers to apply discretionary commission arrangements (DCAs), enabling them to increase interest rates to earn more commission. This left many customers paying more than necessary.

If your Moneybarn car finance claim is valid, you may be entitled to compensation once complaint handling resumes after 4th December 2025.

Yes, Moneybarn Finance is under FCA scrutiny as part of a wider probe into mis-sold car finance agreements. The focus is on whether Moneybarn mis-sold finance through discretionary commission arrangements (DCAs) and unfair lending practices. If your agreement was affected, you may be eligible for a Moneybarn refund.

Due to the Financial Conduct Authority (FCA) investigation, most complaint responses, including approvals and payouts, are currently paused until after 4th December 2025.

If your Moneybarn car finance claim remains unresolved or is unfairly delayed after that date, it can be escalated to the Financial Ombudsman Service (FOS) for independent review.

Yes, Moneybarn DCA agreements enabled dealers to increase interest rates to earn higher commissions, often without informing customers. This practice led many to overpay on their finance deals. If your agreement included a Moneybarn discretionary commission, you may be owed a Moneybarn refund.

Moneybarn may refund customers who were mis-sold car finance agreements involving hidden fees, inflated interest rates, or undisclosed commissions. The Financial Conduct Authority (FCA) investigation revealed that Moneybarn allowed dealers to apply discretionary commission arrangements (DCAs), enabling them to increase interest rates to earn more commission. This left many customers paying more than necessary.

If your Moneybarn car finance claim is valid, you may be entitled to compensation once complaint handling resumes after 4th December 2025.

Yes, Moneybarn Finance is under FCA scrutiny as part of a wider probe into mis-sold car finance agreements. The focus is on whether Moneybarn mis-sold finance through discretionary commission arrangements (DCAs) and unfair lending practices. If your agreement was affected, you may be eligible for a Moneybarn refund.

Due to the Financial Conduct Authority (FCA) investigation, most complaint responses, including approvals and payouts, are currently paused until after 4th December 2025.

If your Moneybarn car finance claim remains unresolved or is unfairly delayed after that date, it can be escalated to the Financial Ombudsman Service (FOS) for independent review.

Yes, Moneybarn DCA agreements enabled dealers to increase interest rates to earn higher commissions, often without informing customers. This practice led many to overpay on their finance deals. If your agreement included a Moneybarn discretionary commission, you may be owed a Moneybarn refund.

See more claim FAQs
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1 Where No Win, No Fee is offered - You pay nothing unless your claim is successful. A fee between 18 - 36%, including VAT applies on successful claims (fee dependent on level of redress secured), and a cancellation fee may apply outside the 14 day cooling-off period.

3 All figures disclosed on the results page of our form are based on the £950 figure the FCA has stated to be the amount that each claim could be worth.

4 Free Online Checker refers only to the live soft-credit check completed online to identify your car finance agreements.

5 All three examples of compensation clients have received are examples from our working partners Bott&Co. These claims were all won before the FCA’s pause on motor finance claims.