Guide 25 February 2026 |  | Chris Roy |
PCP Claims After Refinancing or Changing Lenders: Is It Still Possible?
If you refinanced your PCP agreement or changed lenders, you may be unsure whether you can still raise a car finance claim. Many drivers assume refinancing closes the door, but complaints about mis-sold car finance usually focus on how the deal was originally sold, not how it was later repaid. This guide explains when a PCP claim may still be possible, how refinancing affects timelines, and how a car finance refund check can help you understand your options.
Guide 23 February 2026 |  | Shannon Smith O'Connell |
Why Waiting Could Limit Your Options in Car Finance Claims
Many drivers are aware of mis-sold car finance but have not taken any steps. This guide explains why waiting can create real trade-offs, from lost paperwork to tighter eligibility windows. It also clarifies what “taking action” actually means today, why a car finance refund check is not the same as submitting a claim, and how to approach PCP claims timing without artificial urgency.
News 20 February 2026 |  | Andrew Franks |
Carmakers edge towards reprieve in £11bn car finance redress debate as litigation funder seeks fresh backing
Carmakers are expected to escape direct exposure in a potential £11bn redress scheme linked to the car finance scandal, while a litigation funder hit by recent developments raises fresh capital. Drivers continue to pursue car finance claims, PCP claims and seek car finance refunds over alleged mis-sold car finance.
Guide 18 February 2026 | | Chris Roy |
Can You Make a PCP Claim After Voluntary Termination?
Many drivers assume that voluntary termination ends any chance of making a PCP claim. In reality, VT closes the agreement, but it does not erase what happened at the point of sale. This guide explains how voluntary termination works, why mis-sold car finance complaints can still be assessed afterwards, what documents may still be available, and what matters more than how the agreement ended.
Guide 16 February 2026 | | Shannon Smith O'Connell |
How Car Finance Might Work Post-Scandal
The car finance scandal is reshaping how car finance may work in the UK. This guide explores likely changes to commission, interest rates, transparency, and affordability checks, and explains what car finance after the scandal could look like for future buyers. It also highlights why consumers should still ask questions, even as reforms aim to reduce car finance mis-selling.
News 13 February 2026 | | Andrew Franks |
Barclays triples compensation fund to £325m as car finance scandal deepens
Barclays has more than tripled its compensation fund to £325 million as drivers continue to submit car finance claims and PCP claims linked to mis-sold car finance. The move highlights the growing scale of the car finance scandal and what it could mean for affected motorists.
News 11 February 2026 | | Andrew Franks |
Lloyds flags £1.95bn risk as FCA urges care amid growing car finance scandal
Lloyds has warned that its £1.95bn provision for car finance claims may not be enough as more drivers explore PCP claims linked to mis-sold car finance. The FCA has meanwhile stressed the importance of clear, fair handling as the car finance scandal continues to unfold.
Guide 9 February 2026 | | Chris Roy |
What Rising Complaints Tell Us About Car Finance Mis-Selling
Car finance complaints are increasing, but not because mis-selling suddenly began. This guide explains why awareness has grown, why many complaints relate to older PCP agreements, and what rising complaint volumes reveal about commission, disclosure, and the wider car finance scandal. It also explores what this trend means for drivers considering a PCP claim or car finance claim today.
News 6 February 2026 | | Andrew Franks |
Santander UK boosts motor finance redress fund to £461m
Santander UK has increased its compensation provision to £461 million to cover potential car finance claims tied to mis-sold car finance. The move comes as complaints over historic PCP deals grow and regulators consider wider redress for the car finance scandal.
Guide 4 February 2026 | | Shannon Smith O'Connell |
Red Flags in PCP Agreements Beyond Monthly Payments
Low monthly payments can hide deeper issues in PCP agreements. This guide explains common PCP agreement red flags, including unclear interest rates, commission linked to higher costs, missing disclosures, and pressure to sign. It shows why these warning signs still matter after the sale and how they can relate to PCP claims and wider car finance claims linked to mis-sold car finance and the car finance scandal.