Group watching mis-sold car finance advert together

News 7 May 2025

headshot of Chris Roy, Product and Marketing Director of Reclaim247
Chris Roy

Reclaim247 Intensifies Efforts Against Mis-Sold Car Finance

With the Financial Conduct Authority (FCA) increasing pressure on lenders and dealers, thousands of consumers may be entitled to compensation. Reclaim247 is at the forefront of this movement—helping individuals understand their rights, assess their eligibility, and take action to reclaim what they’re owed.

A woman in white dress holding a gavel and a car key

Guide 5 May 2025

headshot of Andrew Franks, expert in automotive and finance, and co-founder of Reclaim247
Andrew Franks

Legal Grounds for Filing a PCP Finance Claim

Were you mis-sold a PCP finance agreement? Discover the key legal grounds for PCP finance claims in the UK, how to spot mis-sold PCP deals, and the steps to file a complaint. This guide covers your rights under the Consumer Credit Act, FCA regulations, and offers a step-by-step claims process with tips on gathering evidence and seeking support.

Urban street with dense traffic between historic buildings

News 1 May 2025

headshot of Chris Roy, Product and Marketing Director of Reclaim247
Chris Roy

Two million Brits could be owed £1,000s after car finance scandal – check if you’re affected

Millions of UK drivers may be owed compensation after a car finance mis-selling scandal involving hidden dealer commissions. If you bought a vehicle using PCP or HP before January 2021, you could be eligible for a refund worth £1,000s. Find out how to check your claim with Reclaim247 – it’s fast, free, and could lead to a big payout.

FCA logo with men at the back

Guide 28 April 2025

headshot of Andrew Franks, expert in automotive and finance, and co-founder of Reclaim247
Andrew Franks

FCA & The UK’s Car Finance Scandal: What It Means for You

The FCA is cracking down on mis-sold car finance deals. If you took out a loan to buy a car, you could be owed compensation. Here’s everything you need to know about the investigation, affected companies, and how to claim.

A man stressed on his car finance refund with tablet, calculator and laptop on the table.

Guide 26 April 2025

headshot of Andrew Franks, expert in automotive and finance, and co-founder of Reclaim247
Andrew Franks

Understanding the MotoNovo Finance Claim: Can You Get a Refund?

MotoNovo Finance consumers have been filing compensation claims due to complaints of hidden fees, elevated charges, and undisclosed commissions. Eligible customers can file reports with the firm and with the Financial Ombudsman Service if needed.

Closed Santander UK bank branch with shutter down

News 24 April 2025

headshot of Andrew Franks, expert in automotive and finance, and co-founder of Reclaim247
Andrew Franks

Santander Plotting Exit Route as Car Loan Scandal Deepens

Santander is considering a UK exit after separating its scandal-hit car finance unit, amid looming legal battles and a potential £1.9bn compensation bill. Analysts suggest the bank is preparing for a sale.

A Road sign with PPI claims on the left and a car finance claims on the right

News 21 April 2025

headshot of Chris Roy, Product and Marketing Director of Reclaim247
Chris Roy

Assessing the Shift from PPI to Car Finance Claims as the Next Multi-Billion-Pound Compensation Wave in the Payment Industry

The UK financial sector is witnessing a new wave of compensation claims, shifting from PPI to car finance mis-selling. With billions at stake, thousands of consumers are now seeking car finance refunds due to hidden fees, undisclosed commissions, and unfair lending practices. This article explores the scale of car finance claims, the FCA’s investigations, and how banks are responding to growing financial liabilities. Learn how this compensation crisis could reshape the industry and what consumers need to do next.

Couple reviews "Mis-Sold Car Finance?" by Reclaim247 on laptop

News 19 April 2025

headshot of Andrew Franks, expert in automotive and finance, and co-founder of Reclaim247
Andrew Franks

Reclaim247 Sees Surge in Car Finance Claims as FCA Scrutiny Intensifies

Thousands of UK motorists are seeking compensation for mis-sold car finance with Reclaim247. As the FCA investigates unfair lending practices, Reclaim247 is helping drivers understand their rights and file claims—risk-free. Discover how to check your eligibility today.

Man thoughtfully reviews tablet with woman in car dealership

Guide 16 April 2025

headshot of Chris Roy, Product and Marketing Director of Reclaim247
Chris Roy

Consumer Rights 101: Understanding Your Car Finance Agreement

UK law protects you from unfair terms, hidden fees, and mis-selling. Lenders must disclose all costs upfront, and you have 14 days to cancel. Suspect mis-selling? Review your contract, challenge unfair terms, and file a complaint. Stay informed and in control.

Man and woman reviewing documents, symbolizing Transparency in Car Finance

Guide 14 April 2025

headshot of Chris Roy, Product and Marketing Director of Reclaim247
Chris Roy

Why Transparency in Car Financing Matters: How to Hold Car Finance Providers Accountable for Mis-Selling

Have you been mis-sold a car finance agreement? Hidden commissions, inflated interest rates, and misleading terms have led to widespread FCA investigations. This guide walks you through identifying mis-selling, filing complaints with your lender, escalating to the Financial Ombudsman, and exploring legal action to secure compensation. Don’t let unfair lending practices go unchallenged—take action today!

Reclaim247.co.uk is a trading style of Claimsline Group Ltd, registered in England and Wales, Company registration number 09071409. Registered Office: C/O Burton Varley Ltd, Suite 3, 2nd Floor, Didsbury House, 748 - 754 Wilmslow Road, Manchester, United Kingdom, M20 2DW. VAT registration number 199616255. Registered with the Information Commissioner's Office; registration number ZA059156. You can find our terms of use, privacy policy and our cookie policy here. Claimsline Group Ltd is a claims management company. Any solicitor we recommend you to is an independent professional from whom you will receive impartial and confidential advice. You are free to choose another solicitor. Claimsline Group Ltd is authorised and regulated by the Financial Conduct Authority in respect of regulated claims management activities FRN Number is 831196.

1Where No Win, No Fee is offered - You pay nothing unless your claim is successful. A fee between 18 - 36% applies on successful claims (fee dependant on level of redress secured), and a cancellation fee may apply outside the 14 day cooling-off period.

2£5,492.10 is the figure disclosed to Bott & Co Solicitors by Black Horse. £4,478.46 is the figure disclosed to Bott & Co Solicitors by Motonovo. £2,449.65 is the figure disclosed to Bott & Co Solicitors by Close Brothers. £4,298 is the figure disclosed to Bott & Co Solicitors by Santander.

3All figures disclosed on the results page of our form are based on the average a client was overcharged during the FCA’s investigation.

4Free Online Checker refers only to the live soft-credit check completed online to identify your car finance agreements.