FCA Battles Claims Firms Over Car Finance Claims

News 2 October 2025

headshot of Andrew Franks, expert in automotive and finance, and co-founder of Reclaim247 Andrew Franks

FCA Clashes with Claims Firms Amid Growing Car Finance Scandal

The FCA’s dispute with claims companies comes as the car finance scandal widens, with the Supreme Court confirming millions were mis-sold finance. With average redress of £950 per claim and an FCA consultation due to start this October, drivers face tough choices. This article explores the ruling, the regulator’s plans, and whether working with a trusted claims management company could help secure a fair car finance refund.

FCA £1m Ad Battle: Latest Updates on Car Finance Claims

News 1 October 2025

headshot of Andrew Franks, expert in automotive and finance, and co-founder of Reclaim247 Andrew Franks

FCA Faces Battle Over £1m Ad Campaign as Car Finance Claims Scandal Deepens

The FCA’s £1m ad campaign against claims firms has ignited controversy amid the growing car finance scandal. With the Supreme Court ruling that 14 million drivers were mis-sold finance, compensation averaging £950 per agreement is expected next year. This article explores the ruling, FCA consultation plans, and whether working with a claims management company like Reclaim247 could help motorists secure fair redress.

The PCP Claims Timeline: Key Events in the UK Car Finance Scandal

News 1 October 2025

headshot of Andrew Franks, expert in automotive and finance, and co-founder of Reclaim247 Andrew Franks

The Timeline of PCP Complaints & Claims: Key Developments in Consumer Rights

The UK car finance scandal has left thousands of drivers paying hidden commissions and inflated interest on PCP and HP agreements. This guide explains the full PCP claims timeline, from early mis-selling to the FCA’s 2021 ban, the surge in car finance claims in 2024, and the Supreme Court’s 2025 ruling. With a redress scheme consultation planned for October 2025 and compensation payments expected in 2026, now is the time to check if your agreement was mis-sold. A PCP claim check could show if you are eligible for car loan compensation.

Choosing the Best PCP Claims Company in the UK

Guide 29 September 2025

headshot of Chris Roy, Product and Marketing Director of Reclaim247 Chris Roy

Trusted Help Starts Here: Finding the Best PCP Claims Company in the UK

Millions of UK drivers may have been mis-sold PCP or HP car finance between 2007 and 2021. Choosing the best PCP claims company ensures you get expert support, transparent no-win no-fee terms, and a clear path to car finance compensation. Find out what makes a trustworthy car finance claims company and why thousands have already registered with finance claims experts like Reclaim247.

Claim Car Finance in 2025 | Step-by-Step Guide to Car Finance Compensation

Guide 27 September 2025

headshot of Shannon Smith O'Connell, Operations Director at  Reclaim247 Shannon Smith O'Connell

Claim Car Finance: A Step-by-Step Guide to Filing a Car Finance Complaint

Car finance mis-selling has become one of the UK’s largest consumer scandals, with millions of PCP and HP agreements under review. This 2025 guide explains how to claim car finance compensation, who qualifies, and what redress you could recover. Learn how PCP finance claims, undisclosed commissions, and discretionary commission arrangements are being tackled by regulators, and why finance claims experts can help manage your complaint from start to finish. With billions at stake, now is the time to protect your rights and file your claim.

Car Finance Issues and Mis-Sold Car Finance Claims | Consumer Rights 2025

Guide 24 September 2025

headshot of Shannon Smith O'Connell, Operations Director at  Reclaim247 Shannon Smith O'Connell

Car Finance Issues: Common Challenges Faced by Consumers in Complaints

The UK car finance scandal has revealed widespread problems with mis-sold car finance, from hidden commissions to inflated interest rates. Thousands of drivers are now exploring car finance claims and using a PCP claim check to see if they could be due car loan compensation. This guide explains the most common car finance issues, the latest updates for 2025, and what steps to take if you believe your agreement was mis-sold.

Car Finance Claims: BMW Faces £207m Scandal Fallout

News 23 September 2025

headshot of Andrew Franks, expert in automotive and finance, and co-founder of Reclaim247 Andrew Franks

Car Finance Claims: BMW Faces £207m Fallout as Scandal Deepens

BMW’s UK finance arm has earmarked £207m as the car finance scandal widens, with the FCA preparing a mass redress scheme. Discover what the Supreme Court ruling means for millions of drivers, how compensation will be handled, and why seeking expert help with car finance claims could protect your refund.

Tips for Gathering Evidence for Your Car Finance Complaint

Guide 22 September 2025

headshot of Shannon Smith O'Connell, Operations Director at  Reclaim247 Shannon Smith O'Connell

Tips for Gathering Evidence for Your Car Finance Complaint

This article offers an essential guide for gathering and organising evidence to support car finance claims. It provides important steps like collecting files, documenting communications, and proper storage to strengthen your complaint.

PCP Claims FAQs 2025 | Mis-Sold PCP Claims & Compensation Explained

Guide 20 September 2025

headshot of Chris Roy, Product and Marketing Director of Reclaim247 Chris Roy

PCP Claims FAQs: Your Most Common Questions Answered

The rise in mis-sold PCP claims has revealed just how many drivers may have overpaid on their car finance agreements. With hidden commissions, inflated interest rates, and unclear terms at the centre of the scandal, thousands of customers are now exploring compensation. This FAQ guide explains everything you need to know about PCP finance claims: from eligibility and evidence to average payouts and what the latest 2025 changes mean for your case.

FCA Issues New Notices as Car Finance Claims Grow

News 18 September 2025

headshot of Andrew Franks, expert in automotive and finance, and co-founder of Reclaim247 Andrew Franks

FCA Decision Notices Shine Light on Car Finance Claims Amid Ongoing Scandal

The FCA has published new decision notices against motor-finance firms, adding momentum to the unfolding car finance scandal. With a Supreme Court ruling confirming widespread mis-selling and an FCA consultation due in October, millions could be owed compensation. Discover what today’s actions mean, how PCP claims are progressing, and why considering a claims management company may help you secure your car finance refund.

© Claimsline Group Ltd 2025

Reclaim247.co.uk is a trading style of Claimsline Group Ltd, registered in England and Wales, Company registration number 09071409. Registered Office: C/O Burton Varley Ltd, Suite 3, 2nd Floor, Didsbury House, 748 - 754 Wilmslow Road, Manchester, United Kingdom, M20 2DW. VAT registration number 217654795. Registered with the Information Commissioner's Office; registration number ZA059156. You can find our terms of use, privacy policy and our cookie policy here. Claimsline Group Ltd is a claims management company. Any solicitor we recommend you to is an independent professional from whom you will receive impartial and confidential advice. You are free to choose another solicitor. Claimsline Group Ltd is authorised and regulated by the Financial Conduct Authority in respect of regulated claims management activities FRN Number is 831196.

1 Where No Win, No Fee is offered - You pay nothing unless your claim is successful. A fee between 18 - 36%, including VAT applies on successful claims (fee dependent on level of redress secured), and a cancellation fee may apply outside the 14 day cooling-off period.

3 All figures disclosed on the results page of our form are based on the £950 figure the FCA has stated to be the amount that each claim could be worth.

4 Free Online Checker refers only to the live soft-credit check completed online to identify your car finance agreements.

5 All three examples of compensation clients have received are examples from our working partners Bott&Co. These claims were all won before the FCA’s pause on motor finance claims.