Close Brothers Finance Claim

Reclaim £1,000s in Compensation Today

Mis-sold Close Brothers car finance? You could be owed up to £2,449.65* in compensation. Use our Close Brothers refund checker to see if you qualify in just 2 minutes!

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400,000+ Customers helped.

Car finance agreements found in seconds.

100% No Win No Fee1.

Why People Are Claiming Against Close Brothers Finance

Many drivers are now questioning whether their Close Brothers finance agreement was mis-sold, with the FCA investigating hidden commissions and inflated interest rates. If you unknowingly overpaid on your Close Brothers car finance, you could be entitled to compensation. Use our Close Brothers refund checker today and find out what you’re owed.

Widespread mis-selling

Undisclosed commissions and conflicts of interest have led to mis-selling in car finance agreements.

Inflated rates

Discretionary commission models allowed brokers to inflate interest rates for their own gain.

Blind spots

Drivers lacked clarity on how commissions affected their loan costs, and were often unaware of the financial implications. 

You do not need to use a claims management company to make a claim; you can do this yourself for free by contacting the car dealership or finance provider and if that is not successful you can complain to the Financial Ombudsman Service. We may receive a fee for introducing you to a third party/panel solicitor, this does not affect any compensation you may receive. 

Can I claim?

Find out instantly whether you're eligible for a Close Brothers compensation claim and how much you could recover!

Historic agreements found in under 2 minutes

100% No Win No Fee* guarantee

400,000+ customers helped

*Where No Win, No Fee is offered - You pay nothing unless your claim is successful. A fee between 18 - 36% applies on successful claims (fee dependant on level of redress secured), and a cancellation fee may apply outside the 14 day cooling-off period.

Here’s How it works

If you’ve been mis-sold a Close Brothers car finance agreement, it’s time to take action. We’ve made claiming your Close Brothers Finance refund simple and stress-free. No complicated paperwork or confusing terms—just a straightforward process designed to help you reclaim the Close Brothers compensation you deserve and put money back where it belongs: in your pocket.

wE'll FIND ALL YOUR AGREEMENTS

Our system connects with major credit reference agencies and vehicle registration databases, allowing us to identify all car finance agreements linked to you, even if you have changed your name or moved to a different address.

WE TAKE THE WHEEL

Once you provide your basic details, our system gets to work. Within seconds, we’ll pull together your historic car finance agreements, even those dating back before 2007, which are often difficult for individuals to locate.

THE REAL WORK BEGINS

Your claim is passed to our specialist legal partners, who review all your agreements individually. They gather evidence, negotiate directly with lenders, and work to maximise your compensation — all on a no-win, no-fee basis. Meanwhile, you don’t have to lift a finger.

You do not need to use a claims management company to make a claim; you can do this yourself for free by contacting the car dealership or finance provider and if that is not successful you can complain to the Financial Ombudsman Service. We may receive a fee for introducing you to a third party/panel solicitor, this does not affect any compensation you may receive.

What Happens When I Start a Close Brothers Claim?

We’ll provide you with an instant answer about whether you’re eligible for a Close Brothers finance claim and how much Close Brothers compensation you may be entitled to. If you choose to move forward, here’s what happens next:

Day 1-2

Letter to lender

Our partner solicitors, will contact your lender by letter to make a claim on your behalf.

Day 14

Reply expected

The lender should reply or at least acknowledge your complaint.

Week 8

Delayed reply

Your lender must reply, but can delay as the FCA has allowed firms to pause complaints until 04/12/2025.

4 December 2025 

Deadline

The FCA releases its findings.

Historic agreements found in under 2 minutes

100% No Win No Fee* guarantee

400,000+ customers helped

*Where No Win, No Fee is offered - You pay nothing unless your claim is successful. A fee between 18 - 36% applies on successful claims (fee dependant on level of redress secured), and a cancellation fee may apply outside the 14 day cooling-off period.

Reclaim What’s Rightfully Yours

Were you impacted by hidden fees or inflated interest rates on your Close Brothers finance agreement? You could be owed thousands in Close Brothers finance compensation.

Historic agreements found in under 2 minutes

100% No Win No Fee* guarantee

400,000+ customers helped

*Where No Win, No Fee is offered - You pay nothing unless your claim is successful. A fee between 18 - 36% applies on successful claims (fee dependant on level of redress secured), and a cancellation fee may apply outside the 14 day cooling-off period.

Mis-Sold PCP Car Finance Claims

If you have an Close Brothers Finance agreement potentially mis-sold or by another finance provider, our PCP experts are here to help you reclaim what’s rightfully yours. Start your claim today with Reclaim247.

Finance sold by

Black Horse

If you’ve had car finance with Black Horse you could have a claim worth:

£5,4921

Finance sold by

Motonovo

If you’ve had car finance with Motonovo you could have a claim worth:

£4,4781

Finance sold by

Santander

If you’ve had car finance with Santander you could have a claim worth:

£4,2981

Got questions?

There are three ways to begin your Close Brothers Finance claim:

  • Contact Close Brothers directly: You can reach out to Close Brothers to request a refund. If they reject your claim, you can escalate it to the Financial Ombudsman Service (FOS) for further review.
  • Use Reclaim247: Start your Close Brothers claim by completing our simple online form. Our trusted team will handle everything for you, from checking your eligibility to securing your Close Brothers finance refund, all on a 100% No Win, No Fee basis.
  • Work with a solicitor: Some choose to hire solicitors specialising in mis sold car finance with Close Brothers. While effective, this route often involves higher costs and longer timelines.

Many drivers have reported being affected by Close Brothers mis sold finance agreements, resulting in overpayments and financial losses. Common issues include hidden commissions that dealers failed to disclose, inflated interest rates that benefitted the dealer rather than the customer, and contracts with unclear terms about fees and repayments. If you’ve experienced any of these problems, you might qualify for a Close Brothers Finance refund.

To start your Close Brothers Finance claim, use our free Close Brothers refund checker to confirm your eligibility in just 2 minutes. If eligible, our team will take over, managing all paperwork and communication on your behalf to ensure a hassle-free process. Once your claim is approved, your Close Brothers compensation will be paid directly to your account. With our No Win, No Fee guarantee, you can begin your claim without any upfront costs or risks.

You could be eligible for a Close Brothers car finance claim back if:

  • Your agreement included hidden fees or undisclosed commissions.
  • The dealer pressured you into signing without offering alternatives.
  • The terms of your Close Brothers PCP claim were unclear or unsuitable for your financial situation.

Even if your Close Brothers Finance agreement has ended, you may still be entitled to claim compensation.

Reclaim247.co.uk is a trading style of Claimsline Group Ltd, registered in England and Wales, Company registration number 09071409. Registered Office: C/O Burton Varley Ltd, Suite 3, 2nd Floor, Didsbury House, 748 - 754 Wilmslow Road, Manchester, United Kingdom, M20 2DW. VAT registration number 199616255. Registered with the Information Commissioner's Office; registration number ZA059156. You can find our terms of use, privacy policy and our cookie policy here. Claimsline Group Ltd is a claims management company. Any solicitor we recommend you to is an independent professional from whom you will receive impartial and confidential advice. You are free to choose another solicitor. Claimsline Group Ltd is authorised and regulated by the Financial Conduct Authority in respect of regulated claims management activities FRN Number is 831196.

1Where No Win, No Fee is offered - You pay nothing unless your claim is successful. A fee between 18 - 36% applies on successful claims (fee dependant on level of redress secured), and a cancellation fee may apply outside the 14 day cooling-off period.

2£5,492.10 is the figure disclosed to Bott & Co Solicitors by Black Horse. £4,478.46 is the figure disclosed to Bott & Co Solicitors by Motonovo. £2,449.65 is the figure disclosed to Bott & Co Solicitors by Close Brothers. £4,298 is the figure disclosed to Bott & Co Solicitors by Santander.

***All figures disclosed on the results page of our form are based on Bott&co's average compensation payout being over £1,600.

4Free Online Checker refers only to the live soft-credit check completed online to identify your car finance agreements.