Close Brothers Finance Claim
Mis-sold Close Brothers car finance? You could be one of the 14 million drivers owed compensation. Check your eligibility in 60 seconds with our Close Brothers refund checker.
| Car finance agreements found in seconds |
| 400,000+ Customers Helped |
| 100% No Win, No Fee1. |
Why People Are Claiming Against Close Brothers Finance
Many drivers are now questioning whether their Close Brothers finance agreement was mis-sold, with the FCA investigating hidden commissions and inflated interest rates. If you unknowingly overpaid on your Close Brothers car finance, you could be entitled to compensation. Use our Close Brothers refund checker today and find out what you’re owed.
You’ve got the green light!
If you’ve been mis-sold a Close Brothers car finance agreement, it’s time to take action. We’ve made claiming your Close Brothers Finance refund simple and stress-free. No complicated paperwork or confusing terms—just a straightforward process designed to help you reclaim the Close Brothers compensation you deserve and put money back where it belongs: in your pocket.
We find your agreements
Our system connects with major credit reference agencies and vehicle registration databases, allowing us to identify all car finance agreements linked to you, even if you have changed your name or moved to a different address.
We take the wheel
Once you provide your basic details, our system get’s to work. Within seconds we’ll pull together your historic car finance agreements, even those dating back before 2007, which are often difficult for individuals to locate.
The real work begins
Your claim is passed to our partner law firms, who review all your agreements individually. They gather evidence. Negotiate directly with lenders and work to maximise your compensation all on a no-win, no-fee basis, meanwhile, you don’t have to lift a finger.
What Happens When I Start a Close Brothers PCP Claims?
We’ll quickly search for relevant car finance agreements in your name, flagging any that may relate to Black Horse Finance. If potentially eligible agreements are found and you choose to proceed, here’s the updated process timeline:
Letter to lender
Our partner, solicitors, will contact your lender by letter to make a claim on your behalf.
Reply expected
The lender should reply or at least acknowledge your complaint.
Delayed reply possible
Delayed reply possible
The FCA has paused firms from issuing final responses until 4 December 2025.
FCA consultation
The regulator will launch a formal consultation on an industry-wide redress scheme, exploring how compensation will be structured, including whether it should be opt-in or opt-out.
Important: Timeframes shown are indicative and may vary. Eligibility and potential refunds depend on factors like interest rates, commission structure, and loan terms. Reclaim247 is a claims management company and works with regulated solicitors who handle claims on a no-win, no-fee basis.
good to know
No Win No Fee Promise
1Where No Win, No Fee is offered - You pay nothing unless your claim is successful. A fee between 18 - 36% including VAT applies on successful claims (fee dependant on level of redress secured), and a cancellation fee may apply outside the 14 day cooling-off period. We may receive a fee for introducing you to a third party/panel solicitor, this does not affect any compensation you may receive.
About Your Choices
Please note that you have the right to pursue your motor finance mis selling claim with the lender directly, through the Financial Ombudsman Service or any public compensation scheme, including any industry wide redress scheme that the FCA will introduce. Whilst we will always strive to get you the maximum amount of compensation possible, there is no guarantee that we will recover any more than you may achieve if you pursued the claim on your own.
FCA Updates
The FCA has extended the deadline for motor finance firms to respond to complaints about discretionary commission arrangements until 4 December 2025.
The FCA is likely to introduce a redress scheme to deal with complaints around discretionary commission arrangements in car finance agreements. You can find more information and official updates from the FCA at the following link:
FCA Motor Finance Review - Latest UpdateMis-Sold PCP Car Finance Claims
If you have an Close Brothers Finance agreement potentially mis-sold or by another finance provider, our PCP experts are here to help you reclaim what’s rightfully yours. Start your claim today with Reclaim247.
Finance sold by
Black Horse
If you’ve had car finance with Black Horse you could have a claim worth:
Finance sold by
Motonovo
If you’ve had car finance with Motonovo you could have a claim worth:
Finance sold by
Santander
If you’ve had car finance with Santander you could have a claim worth:
FAQs about Close Brothers Finance Claims
There are three ways to begin your Close Brothers Finance claim:
- Contact Close Brothers directly: You can reach out to Close Brothers to request a refund. If they reject your claim, you can escalate it to the Financial Ombudsman Service (FOS) for further review.
- Use Reclaim247: Start your Close Brothers claim by completing our simple online form. Our trusted team will handle everything for you, from checking your eligibility to securing your Close Brothers finance refund, all on a 100% No Win, No Fee basis.
- Work with a solicitor: Some choose to hire solicitors specialising in mis sold car finance with Close Brothers. While effective, this route often involves higher costs and longer timelines.
Many drivers have reported being affected by Close Brothers mis sold finance agreements, resulting in overpayments and financial losses. Common issues include hidden commissions that dealers failed to disclose, inflated interest rates that benefitted the dealer rather than the customer, and contracts with unclear terms about fees and repayments. If you’ve experienced any of these problems, you might qualify for a Close Brothers Finance refund.
To start your Close Brothers Finance claim, use our free Close Brothers refund checker to confirm your eligibility in just 2 minutes. If eligible, our team will take over, managing all paperwork and communication on your behalf to ensure a hassle-free process. Once your claim is approved, your Close Brothers compensation will be paid directly to your account. With our No Win, No Fee guarantee, you can begin your claim without any upfront costs or risks.
You could be eligible for a Close Brothers car finance claim back if:
- Your agreement included hidden fees or undisclosed commissions.
- The dealer pressured you into signing without offering alternatives.
- The terms of your Close Brothers PCP claim were unclear or unsuitable for your financial situation.
Even if your Close Brothers Finance agreement has ended, you may still be entitled to claim compensation.