Honda Finance Claim
Mis-sold Honda car finance? You could be one of the 14 million drivers owed compensation. Check your eligibility in 60 seconds with our Honda refund checker.
| Car finance agreements found in seconds |
| 400,000+ Customers Helped |
| 100% No Win, No Fee1. |
Why People Are Claiming Against Honda Finance UK
More drivers are uncovering hidden commissions and unfair charges in their Honda Finance agreements, leading to FCA investigations. Many are filing Honda complaints to reclaim compensation for mis-sold finance. If your Honda car finance was affected, you could be owed Honda finance compensation. Start your Honda car finance claim today and reclaim what’s rightfully yours.
You’ve got the green light!
If you were mis-sold a Honda Finance agreement, now is the time to take action. Hidden fees, inflated interest rates, and undisclosed commissions may have cost you more than you think. Filing your Honda car finance claim is fast and hassle-free—no confusing paperwork, no legal stress. Just a simple process to help you reclaim the Honda finance refund you deserve and put your money back where it belongs.
We find your agreements
Our system connects with major credit reference agencies and vehicle registration databases, allowing us to identify all car finance agreements linked to you, even if you have changed your name or moved to a different address.
We take the wheel
Once you provide your basic details, our system get’s to work. Within seconds we’ll pull together your historic car finance agreements, even those dating back before 2007, which are often difficult for individuals to locate.
The real work begins
Your claim is passed to our partner law firms, who review all your agreements individually. They gather evidence. Negotiate directly with lenders and work to maximise your compensation all on a no-win, no-fee basis, meanwhile, you don’t have to lift a finger.
What Happens When I Start a Honda PCP Claims?
We’ll quickly search for relevant car finance agreements in your name, flagging any that may relate to Black Horse Finance. If potentially eligible agreements are found and you choose to proceed, here’s the updated process timeline:
Letter to lender
Our partner, solicitors, will contact your lender by letter to make a claim on your behalf.
Reply expected
The lender should reply or at least acknowledge your complaint.
Delayed reply possible
Delayed reply possible
The FCA has paused firms from issuing final responses until 4 December 2025.
FCA consultation
The regulator will launch a formal consultation on an industry-wide redress scheme, exploring how compensation will be structured, including whether it should be opt-in or opt-out.
Important: Timeframes shown are indicative and may vary. Eligibility and potential refunds depend on factors like interest rates, commission structure, and loan terms. Reclaim247 is a claims management company and works with regulated solicitors who handle claims on a no-win, no-fee basis.
good to know
No Win No Fee Promise
1Where No Win, No Fee is offered - You pay nothing unless your claim is successful. A fee between 18 - 36% including VAT applies on successful claims (fee dependant on level of redress secured), and a cancellation fee may apply outside the 14 day cooling-off period. We may receive a fee for introducing you to a third party/panel solicitor, this does not affect any compensation you may receive.
About Your Choices
Please note that you have the right to pursue your motor finance mis selling claim with the lender directly, through the Financial Ombudsman Service or any public compensation scheme, including any industry wide redress scheme that the FCA will introduce. Whilst we will always strive to get you the maximum amount of compensation possible, there is no guarantee that we will recover any more than you may achieve if you pursued the claim on your own.
FCA Updates
The FCA has extended the deadline for motor finance firms to respond to complaints about discretionary commission arrangements until 4 December 2025.
The FCA is likely to introduce a redress scheme to deal with complaints around discretionary commission arrangements in car finance agreements. You can find more information and official updates from the FCA at the following link:
FCA Motor Finance Review - Latest UpdateMis-Sold PCP Car Finance Claims
If you have an Honda Finance agreement potentially mis-sold or by another finance provider, our PCP experts are here to help you reclaim what’s rightfully yours. Start your claim today with Reclaim247.
Finance sold by
Black Horse
If you’ve had car finance with Black Horse you could have a claim worth:
Finance sold by
Close Brothers
If you’ve had car finance with Close Brothers you could have a claim worth:
Finance sold by
Motonovo
If you’ve had car finance with Motonovo you could have a claim worth:
FAQs about Honda Finance Claims
A Honda PCP claim is when a Personal Contract Purchase (PCP) finance agreement may have been mis-sold due to hidden commissions, inflated interest rates, or unfair charges. Many Honda customers were unaware that dealers could increase their interest rates to earn extra commission, making their loan more expensive. If this happened to you, you could be eligible for a Honda finance refund.
You may have a Honda car finance claim if:
- Your interest rate was higher than expected
- You were not told about dealer commissions
- Extra fees were added without clear explanation
- The loan terms weren’t properly disclosed to you
If any of these apply, you could be owed Honda finance compensation.
The Honda finance refind or compensation amount varies based on:
- How much you borrowed
- The interest rate you were charged
- Whether a discretionary commission arrangement (DCA) was involved
Many drivers have reclaimed thousands of pounds through Honda PCP claims.
Your Honda claims may be valid if:
- Your interest rate changed for no clear reason
- Your dealer was allowed to increase the rate
- You weren’t informed about commission payments
If you’re unsure, use our secure Honda finance PCP claim checker to see if you're eligible.