Mercedes Finance Claim

Reclaim £1,000s in Compensation Today

Overpaid on your Mercedes Finance agreement? Hidden commissions and unfair charges may mean you're due a Mercedes finance refund. Check your eligibility in under 2 minutes!

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400,000+ Customers helped.

Car finance agreements found in seconds.

100% No Win No Fee1.

Why People Are Claiming Against Mercedes-Benz Finance

FCA investigations into Mercedes-Benz Finance discretionary commissions have exposed hidden charges and unfair practices. Many customers are now reclaiming overpaid money. If your Mercedes car finance agreement was mis-sold, you could be owed compensation. Check your eligibility today and take the first step toward your Mercedes finance refund.

Widespread mis-selling

Undisclosed commissions and conflicts of interest have led to mis-selling in car finance agreements.

Inflated rates

Discretionary commission models allowed brokers to inflate interest rates for their own gain.

Blind spots

Drivers lacked clarity on how commissions affected their loan costs, and were often unaware of the financial implications. 

You do not need to use a claims management company to make a claim; you can do this yourself for free by contacting the car dealership or finance provider and if that is not successful you can complain to the Financial Ombudsman Service. We may receive a fee for introducing you to a third party/panel solicitor, this does not affect any compensation you may receive. 

Can I claim?

Find out instantly whether you're eligible for a Mercedes compensation claim and how much you could recover!

Historic agreements found in under 2 minutes

100% No Win No Fee* guarantee

400,000+ customers helped

*Where No Win, No Fee is offered - You pay nothing unless your claim is successful. A fee between 18 - 36% applies on successful claims (fee dependant on level of redress secured), and a cancellation fee may apply outside the 14 day cooling-off period.

Here’s How it works

Hidden fees, inflated interest rates, and undisclosed commissions in your Mercedes finance agreement may have cost you more than you realise. Now is the time to claim back what you're owed. Filing your Mercedes-Benz finance claim is quick and hassle-free—no complex paperwork, no legal stress. Just a straightforward process designed to help you secure the Mercedes finance refund you deserve and put your money back where it belongs.

wE'll FIND ALL YOUR AGREEMENTS

Our system connects with major credit reference agencies and vehicle registration databases, allowing us to identify all car finance agreements linked to you, even if you have changed your name or moved to a different address.

WE TAKE THE WHEEL

Once you provide your basic details, our system gets to work. Within seconds, we’ll pull together your historic car finance agreements, even those dating back before 2007, which are often difficult for individuals to locate.

THE REAL WORK BEGINS

Your claim is passed to our specialist legal partners, who review all your agreements individually. They gather evidence, negotiate directly with lenders, and work to maximise your compensation — all on a no-win, no-fee basis. Meanwhile, you don’t have to lift a finger.

You do not need to use a claims management company to make a claim; you can do this yourself for free by contacting the car dealership or finance provider and if that is not successful you can complain to the Financial Ombudsman Service. We may receive a fee for introducing you to a third party/panel solicitor, this does not affect any compensation you may receive.

What Happens When I Start a Mercedes Claim?

We’ll provide you with an instant answer about whether you’re eligible for a Mercedes car finance claim and how much Mercedes finance compensation you may be entitled to. If you choose to move forward, here’s what happens next.

Day 1-2

Letter to lender

Our partner solicitors, will contact your lender by letter to make a claim on your behalf.

Day 14

Reply expected

The lender should reply or at least acknowledge your complaint.

Week 8

Delayed reply

Your lender must reply, but can delay as the FCA has allowed firms to pause complaints until 04/12/2025.

4 December 2025 

Deadline

The FCA releases its findings.

Historic agreements found in under 2 minutes

100% No Win No Fee* guarantee

400,000+ customers helped

*Where No Win, No Fee is offered - You pay nothing unless your claim is successful. A fee between 18 - 36% applies on successful claims (fee dependant on level of redress secured), and a cancellation fee may apply outside the 14 day cooling-off period.

Reclaim What’s Rightfully Yours

Were you impacted by hidden fees or inflated interest rates on your Mercedes finance agreement? You could be owed thousands in Mercedes finance compensation.

Historic agreements found in under 2 minutes

100% No Win No Fee* guarantee

400,000+ customers helped

*Where No Win, No Fee is offered - You pay nothing unless your claim is successful. A fee between 18 - 36% applies on successful claims (fee dependant on level of redress secured), and a cancellation fee may apply outside the 14 day cooling-off period.

Mis-Sold PCP Car Finance Claims

If you have an Mercedes Finance agreement potentially mis-sold or by another finance provider, our PCP experts are here to help you reclaim what’s rightfully yours. Start your claim today with Reclaim247.

Finance sold by

Black Horse

If you’ve had car finance with Black Horse you could have a claim worth:

£5,4921

Finance sold by

Close Brothers

If you’ve had car finance with Close Brothers you could have a claim worth:

£2,4501

Finance sold by

Motonovo

If you’ve had car finance with Motonovo you could have a claim worth:

£4,4781

Got questions?

The Mercedes finance claim surge is growing as more drivers uncover hidden commissions and excessive interest rates in their Mercedes-Benz finance agreements. The FCA is actively investigating Mercedes-Benz Finance discretionary commission arrangements, placing Mercedes-Benz Finance and other lenders at the centre of the car finance scandal.

The latest Mercedes claims update shows an increasing number of affected customers filing claims, with more expected as awareness spreads. If your agreement was mis-sold, you may be entitled to compensation—use our claims checker to find out if you qualify.

Yes, if your Mercedes finance agreement included undisclosed commissions, excessive interest rates, or unfair charges, you may be entitled to a Mercedes finance compensation claim.

You might have a Mercedes-Benz finance claim if:

  • You were charged a higher interest rate than expected
  • Your dealer received an undisclosed commission
  • Your loan terms were unclear or misleading
  • Your Mercedes-Benz finance agreement had unexplained fees

Use our Mercedes finance calculator to check your eligibility.

If your Mercedes finance agreement was taken out between April 2007 and January 28, 2021, you may be eligible for a Mercedes car finance claim. The FCA is investigating finance agreements from this period, particularly those with Mercedes-Benz finance discretionary commission arrangements (DCAs).

Even if your Mercedes-Benz finance settlement is already paid off, you could still be eligible for a refund.

Reclaim247.co.uk is a trading style of Claimsline Group Ltd, registered in England and Wales, Company registration number 09071409. Registered Office: C/O Burton Varley Ltd, Suite 3, 2nd Floor, Didsbury House, 748 - 754 Wilmslow Road, Manchester, United Kingdom, M20 2DW. VAT registration number 199616255. Registered with the Information Commissioner's Office; registration number ZA059156. You can find our terms of use, privacy policy and our cookie policy here. Claimsline Group Ltd is a claims management company. Any solicitor we recommend you to is an independent professional from whom you will receive impartial and confidential advice. You are free to choose another solicitor. Claimsline Group Ltd is authorised and regulated by the Financial Conduct Authority in respect of regulated claims management activities FRN Number is 831196.

1Where No Win, No Fee is offered - You pay nothing unless your claim is successful. A fee between 18 - 36% applies on successful claims (fee dependant on level of redress secured), and a cancellation fee may apply outside the 14 day cooling-off period.

2£5,492.10 is the figure disclosed to Bott & Co Solicitors by Black Horse. £4,478.46 is the figure disclosed to Bott & Co Solicitors by Motonovo. £2,449.65 is the figure disclosed to Bott & Co Solicitors by Close Brothers. £4,298 is the figure disclosed to Bott & Co Solicitors by Santander.

***All figures disclosed on the results page of our form are based on Bott&co's average compensation payout being over £1,600.

4Free Online Checker refers only to the live soft-credit check completed online to identify your car finance agreements.