Northridge Finance Claim
Mis-sold Northridge car finance? You could be one of the 14 million drivers owed compensation. Check your eligibility in 60 seconds with our Northridge refund checker.
| Car finance agreements found in seconds |
| 400,000+ Customers Helped |
| 100% No Win, No Fee1. |
Why People Are Claiming Against Northridge Car Finance
FCA investigations have uncovered hidden fees, inflated interest rates, and unfair terms in Northridge or NIIB car finance agreements, leading to a rise in NIIB Group complaints. If you were mis-sold, you could be owed a Northridge finance compensation. Check your eligibility today with our quick and secure Northridge finance claim form.
You’ve got the green light!
If you have a Northridge Finance mis-sold car finance, now is the time to act. Hidden fees, inflated interest rates, and undisclosed commissions may have cost you more than you think. Filing your Northridge car finance claim is fast and hassle-free—no confusing paperwork, no legal stress. Just a simple process to help you reclaim the Northridge car finance refund you deserve and put your money back where it belongs.
We find your agreements
Our system connects with major credit reference agencies and vehicle registration databases, allowing us to identify all car finance agreements linked to you, even if you have changed your name or moved to a different address.
We take the wheel
Once you provide your basic details, our system get’s to work. Within seconds we’ll pull together your historic car finance agreements, even those dating back before 2007, which are often difficult for individuals to locate.
The real work begins
Your claim is passed to our partner law firms, who review all your agreements individually. They gather evidence. Negotiate directly with lenders and work to maximise your compensation all on a no-win, no-fee basis, meanwhile, you don’t have to lift a finger.
What Happens When I Start a Northridge PCP Claims?
We’ll quickly search for relevant car finance agreements in your name, flagging any that may relate to a Northridge Finance. If potentially eligible agreements are found and you choose to proceed, here’s the updated process timeline:
Letter to lender
Our partner, solicitors, will contact your lender by letter to make a claim on your behalf.
Reply expected
The lender should reply or at least acknowledge your complaint.
Delayed reply possible
Delayed reply possible
The FCA has paused firms from issuing final responses until 4 December 2025.
FCA consultation
The regulator will launch a formal consultation on an industry-wide redress scheme, exploring how compensation will be structured, including whether it should be opt-in or opt-out.
Important: Timeframes shown are indicative and may vary. Eligibility and potential refunds depend on factors like interest rates, commission structure, and loan terms. Reclaim247 is a claims management company and works with regulated solicitors who handle claims on a no-win, no-fee basis.
good to know
No Win No Fee Promise
1Where No Win, No Fee is offered - You pay nothing unless your claim is successful. A fee between 18 - 36% including VAT applies on successful claims (fee dependant on level of redress secured), and a cancellation fee may apply outside the 14 day cooling-off period. We may receive a fee for introducing you to a third party/panel solicitor, this does not affect any compensation you may receive.
About Your Choices
Please note that you have the right to pursue your motor finance mis selling claim with the lender directly, through the Financial Ombudsman Service, or via the FCA redress scheme due for free. Whilst we will always strive to get you the maximum amount of compensation possible, there is no guarantee that we will recover any more than you may achieve if you pursued the claim on your own.
FCA Updates
The FCA has extended the deadline for motor finance firms to respond to complaints about discretionary commission arrangements until 4 December 2025.
The FCA is likely to introduce a redress scheme in October 2025 to deal with complaints around hidden commissions in car finance agreements. You can find more information and official updates from the FCA at the following link:
FCA Motor Finance Review - Latest UpdateMis-Sold PCP Car Finance Claims
If you have an Northridge Finance agreement potentially mis-sold or by another finance provider, our PCP experts are here to help you reclaim what’s rightfully yours. Start your claim today with Reclaim247.
Finance sold by
Black Horse
If you’ve had car finance with Black Horse you could have a claim worth:
Finance sold by
Close Brothers
If you’ve had car finance with Close Brothers you could have a claim worth:
Finance sold by
Motonovo
If you’ve had car finance with Motonovo you could have a claim worth:
FAQs about Northridge Finance Claims
Yes, if your NIIB car finance agreement included hidden fees, inflated interest rates, or undisclosed commissions, you may be entitled to an NIIB refund. Many customers were unknowingly overcharged due to unfair finance terms. If your loan included a discretionary commission arrangement (DCA), you could be owed compensation. Use our NIIB Finance claim form online to check if you qualify.
The FCA is investigating NIIB Group Limited (Northridge Finance) over concerns about mis-sold car finance, including hidden commissions and discretionary commission arrangements (DCAs). As more customers discover they were overcharged, NIIB Finance claims are on the rise, helping drivers reclaim overpaid interest and fees.
Your NIIB or Northridge finance claim may be valid if:
- Your interest rate changed without explanation.
- The dealer was incentivised to increase your rate.
- You were not informed about commission payments included in your NIIB loan.
If any of these apply, you could be entitled to an NIIB refund. Use our secure NIIB car finance claim form online to check your eligibility.
Yes, if you were mis-sold a Northridge finance agreement, you may be able to reclaim excess interest and fees. The FCA investigation into mis-sold Northridge finance deals means thousands of customers may now be eligible for compensation. Start your Northridge finance claim today.