Northridge Finance Claim
Reclaim £1,000s in Compensation Today
Overpaid on your Northridge car finance (NIIB)? Hidden fees and mis-sold agreements could mean you’re owed compensation. Check your eligibility in 2 minutes with our Northridge car finance claims checker!
400,000+ Customers helped.
Car finance agreements found in seconds.
100% No Win No Fee1.
Why People Are Claiming Against Northridge Car Finance
FCA investigations have uncovered hidden fees, inflated interest rates, and unfair terms in Northridge or NIIB car finance agreements, leading to a rise in NIIB Group complaints. If you were mis-sold, you could be owed a Northridge finance compensation. Check your eligibility today with our quick and secure Northridge finance claim form.
Widespread mis-sellingUndisclosed commissions and conflicts of interest have led to mis-selling in car finance agreements. |
Inflated ratesDiscretionary commission models allowed brokers to inflate interest rates for their own gain. |
Blind spotsDrivers lacked clarity on how commissions affected their loan costs, and were often unaware of the financial implications. |
You do not need to use a claims management company to make a claim; you can do this yourself for free by contacting the car dealership or finance provider and if that is not successful you can complain to the Financial Ombudsman Service. We may receive a fee for introducing you to a third party/panel solicitor, this does not affect any compensation you may receive.
Can I claim?
Find out instantly whether you're eligible for a Northridge compensation claim and how much you could recover!
Historic agreements found in under 2 minutes
100% No Win No Fee* guarantee
400,000+ customers helped
*Where No Win, No Fee is offered - You pay nothing unless your claim is successful. A fee between 18 - 36% applies on successful claims (fee dependant on level of redress secured), and a cancellation fee may apply outside the 14 day cooling-off period.
Here’s How it works
If you have a Northridge Finance mis-sold car finance, now is the time to act. Hidden fees, inflated interest rates, and undisclosed commissions may have cost you more than you think. Filing your Northridge car finance claim is fast and hassle-free—no confusing paperwork, no legal stress. Just a simple process to help you reclaim the Northridge car finance refund you deserve and put your money back where it belongs.
wE'll FIND ALL YOUR AGREEMENTS
Our system connects with major credit reference agencies and vehicle registration databases, allowing us to identify all car finance agreements linked to you, even if you have changed your name or moved to a different address.
WE TAKE THE WHEEL
Once you provide your basic details, our system gets to work. Within seconds, we’ll pull together your historic car finance agreements, even those dating back before 2007, which are often difficult for individuals to locate.
THE REAL WORK BEGINS
Your claim is passed to our specialist legal partners, who review all your agreements individually. They gather evidence, negotiate directly with lenders, and work to maximise your compensation — all on a no-win, no-fee basis. Meanwhile, you don’t have to lift a finger.
You do not need to use a claims management company to make a claim; you can do this yourself for free by contacting the car dealership or finance provider and if that is not successful you can complain to the Financial Ombudsman Service. We may receive a fee for introducing you to a third party/panel solicitor, this does not affect any compensation you may receive.
What Happens When I Start a Northridge Claim?
We’ll provide you with an instant answer about whether you’re eligible for a Northridge Finance PCP claim and how much Northridge finance compensation you may be entitled to. If you choose to move forward, here’s what happens next.
Letter to lender
Our partner solicitors, will contact your lender by letter to make a claim on your behalf.
Reply expected
The lender should reply or at least acknowledge your complaint.
Delayed reply
Your lender must reply, but can delay as the FCA has allowed firms to pause complaints until 04/12/2025.
Deadline
The FCA releases its findings.
Historic agreements found in under 2 minutes
100% No Win No Fee* guarantee
400,000+ customers helped
*Where No Win, No Fee is offered - You pay nothing unless your claim is successful. A fee between 18 - 36% applies on successful claims (fee dependant on level of redress secured), and a cancellation fee may apply outside the 14 day cooling-off period.
Reclaim What’s Rightfully Yours
Were you impacted by hidden fees or inflated interest rates on your Northridge finance agreement? You could be owed thousands in Northridge finance compensation.
Historic agreements found in under 2 minutes
100% No Win No Fee* guarantee
400,000+ customers helped
*Where No Win, No Fee is offered - You pay nothing unless your claim is successful. A fee between 18 - 36% applies on successful claims (fee dependant on level of redress secured), and a cancellation fee may apply outside the 14 day cooling-off period.
Mis-Sold PCP Car Finance Claims
If you have an Northridge Finance agreement potentially mis-sold or by another finance provider, our PCP experts are here to help you reclaim what’s rightfully yours. Start your claim today with Reclaim247.
Finance sold by
Black Horse
If you’ve had car finance with Black Horse you could have a claim worth:
£5,4921
Finance sold by
Close Brothers
If you’ve had car finance with Close Brothers you could have a claim worth:
£2,4501
Finance sold by
Motonovo
If you’ve had car finance with Motonovo you could have a claim worth:
£4,4781
Got questions?
Yes, if your NIIB car finance agreement included hidden fees, inflated interest rates, or undisclosed commissions, you may be entitled to an NIIB refund. Many customers were unknowingly overcharged due to unfair finance terms. If your loan included a discretionary commission arrangement (DCA), you could be owed compensation. Use our NIIB Finance claim form online to check if you qualify.
The FCA is investigating NIIB Group Limited (Northridge Finance) over concerns about mis-sold car finance, including hidden commissions and discretionary commission arrangements (DCAs). As more customers discover they were overcharged, NIIB Finance claims are on the rise, helping drivers reclaim overpaid interest and fees.
Your NIIB or Northridge finance claim may be valid if:
- Your interest rate changed without explanation.
- The dealer was incentivised to increase your rate.
- You were not informed about commission payments included in your NIIB loan.
If any of these apply, you could be entitled to an NIIB refund. Use our secure NIIB car finance claim form online to check your eligibility.
Yes, if you were mis-sold a Northridge finance agreement, you may be able to reclaim excess interest and fees. The FCA investigation into mis-sold Northridge finance deals means thousands of customers may now be eligible for compensation. Start your Northridge finance claim today.