PSA Finance Claim
Mis-sold PSA car finance? You could be one of the 14 million drivers owed compensation. Check your eligibility in 60 seconds with our PSA refund checker.
400,000+ Customers helped.
Car finance agreements found in seconds.
100% No Win No Fee1.
Why People Are Claiming Against PSA Car Finance
FCA investigations into PSA Finance UK have uncovered hidden fees, inflated rates, and undisclosed commissions, leading to rising PSA car finance claims. If your agreement was affected, you could be owed a PSA finance refund. Check your eligibility today with our secure PSA finance claim form and reclaim the PSA finance compensation you deserve.
You’ve got the green light!
If you’ve been mis-sold a PSA Finance agreement, now is the time to take action. Claiming your PSA finance refund is simple and hassle-free. No complicated forms or legal confusion—just a straightforward process designed to help you reclaim the PSA finance compensation you deserve and get your money back where it belongs.
We find your agreements
Our system connects with major credit reference agencies and vehicle registration databases, allowing us to identify all car finance agreements linked to you, even if you have changed your name or moved to a different address.
We take the wheel
Once you provide your basic details, our system get’s to work. Within seconds we’ll pull together your historic car finance agreements, even those dating back before 2007, which are often difficult for individuals to locate.
The real work begins
Your claim is passed to our partner law firms, who review all your agreements individually. They gather evidence. Negotiate directly with lenders and work to maximise your compensation all on a , meanwhile, you don’t have to lift a finger.
What Happens When I Start a PSA PCP Claims?
We’ll quickly search for relevant car finance agreements in your name, flagging any that may relate to a PSA Finance. If potentially eligible agreements are found and you choose to proceed, here’s the updated process timeline:
1
Letter to lender
Our partner, solicitors, will contact your lender by letter to make a claim on your behalf.
2
Reply expected
The lender should reply or at least acknowledge your complaint.
3
Delayed reply possible
Delayed reply possible
The FCA has paused firms from issuing final responses until 4 December 2025.
4
FCA consultation
The regulator will launch a formal consultation in October 2025,, in what could be an industry-wide redress scheme, exploring how compensation will be structured, including whether it should be opt-in or opt-out.
good to know
No Win No Fee Promise
1Where No Win, No Fee is offered - You pay nothing unless your claim is successful. A fee between 18 - 36% including VAT applies on successful claims (fee dependant on level of redress secured), and a cancellation fee may apply outside the 14 day cooling-off period. We may receive a fee for introducing you to a third party/panel solicitor, this does not affect any compensation you may receive.
About Your Choices
Please note that you have the right to pursue your motor finance mis selling claim with the lender directly, through the Financial Ombudsman Service, or via the FCA redress scheme for free. You do not need to use a claims management company. Whilst we will always strive to get you the maximum amount of compensation possible, there is no guarantee that we will recover any more than you may achieve if you pursued the claim on your own.
FCA Updates
The FCA has extended the deadline for motor finance firms to respond to complaints about discretionary commission arrangements until 4 December 2025.
The FCA is likely to introduce a redress scheme in 2026 starting consultation in October 2025 to deal with complaints around hidden commissions in car finance agreements. You can find more information and official updates from the FCA at the following link:
FCA Motor Finance Review - Latest UpdateMis-Sold PCP Car Finance Claims
If you have an PSA Finance agreement potentially mis-sold or by another finance provider, our PCP experts are here to help you reclaim what’s rightfully yours. Start your claim today with Reclaim247.
Finance sold by
Black Horse
If you’ve had car finance with Black Horse you could have a claim worth:
Finance sold by
Close Brothers
If you’ve had car finance with Close Brothers you could have a claim worth:
Finance sold by
Motonovo
If you’ve had car finance with Motonovo you could have a claim worth:
FAQs about PSA Finance Claims
If you were mis-sold a PSA car finance agreement, you could be owed a refund. Many customers were charged hidden fees, high interest rates, or undisclosed commissions without knowing. Check if you’re eligible by using our PSA finance claim online tool today.
The amount varies depending on the loan, but the average payout announced by the FCA is around £950. If you were overcharged on your PSA finance agreement, you could reclaim what’s rightfully yours. Start your PSA finance claim now and see how much you could get back.
If your PSA finance UK agreement was mis-sold, you could be entitled to compensation. Lenders often added hidden commissions and unfair charges without telling customers. If this happened to you, start your PSA finance claim online today.
If you believe your Stellantis Financial Services UK car finance agreement was mis-sold, you can file a claim through one of the following options:
- Submit a complaint directly to Stellantis Financial Services UK. If they do not respond or reject your complaint unfairly, you can escalate it to the Financial Ombudsman Service (FOS) for a free, independent review.
- Use a claims management company (CMC) like Reclaim247 to handle the process on your behalf, including reviewing your finance agreement and preparing your complaint.
- Consult a solicitor for legal support if your case is complex or involves significant financial loss.
Although Stellantis is not required to respond to complaints until after 4th December 2025 due to the FCA’s ongoing investigation, you can still submit your claim now to reserve your place in the queue.
If you were mis-sold a PSA car finance agreement, you could be owed a refund. Many customers were charged hidden fees, high interest rates, or undisclosed commissions without knowing. Check if you’re eligible by using our PSA finance claim online tool today.
The amount varies depending on the loan, but the average payout announced by the FCA is around £950. If you were overcharged on your PSA finance agreement, you could reclaim what’s rightfully yours. Start your PSA finance claim now and see how much you could get back.
If your PSA finance UK agreement was mis-sold, you could be entitled to compensation. Lenders often added hidden commissions and unfair charges without telling customers. If this happened to you, start your PSA finance claim online today.
If you believe your Stellantis Financial Services UK car finance agreement was mis-sold, you can file a claim through one of the following options:
- Submit a complaint directly to Stellantis Financial Services UK. If they do not respond or reject your complaint unfairly, you can escalate it to the Financial Ombudsman Service (FOS) for a free, independent review.
- Use a claims management company (CMC) like Reclaim247 to handle the process on your behalf, including reviewing your finance agreement and preparing your complaint.
- Consult a solicitor for legal support if your case is complex or involves significant financial loss.
Although Stellantis is not required to respond to complaints until after 4th December 2025 due to the FCA’s ongoing investigation, you can still submit your claim now to reserve your place in the queue.