PSA Finance Claim
Reclaim £1,000s in Compensation Today
Overpaid on PSA car finance? Hidden fees could mean you're owed a PSA finance refund. Check your eligibility in 2 minutes with our secure PSA claims checker!
400,000+ Customers helped.
Car finance agreements found in seconds.
100% No Win No Fee1.
Why People Are Claiming Against PSA Car Finance
FCA investigations into PSA Finance UK have uncovered hidden fees, inflated rates, and undisclosed commissions, leading to rising PSA car finance claims. If your agreement was affected, you could be owed a PSA finance refund. Check your eligibility today with our secure PSA finance claim form and reclaim the PSA finance compensation you deserve.
Widespread mis-sellingUndisclosed commissions and conflicts of interest have led to mis-selling in car finance agreements. |
Inflated ratesDiscretionary commission models allowed brokers to inflate interest rates for their own gain. |
Blind spotsDrivers lacked clarity on how commissions affected their loan costs, and were often unaware of the financial implications. |
You do not need to use a claims management company to make a claim; you can do this yourself for free by contacting the car dealership or finance provider and if that is not successful you can complain to the Financial Ombudsman Service. We may receive a fee for introducing you to a third party/panel solicitor, this does not affect any compensation you may receive.
Can I claim?
Find out instantly whether you're eligible for a PSA compensation claim and how much you could recover!
Historic agreements found in under 2 minutes
100% No Win No Fee* guarantee
400,000+ customers helped
*Where No Win, No Fee is offered - You pay nothing unless your claim is successful. A fee between 18 - 36% applies on successful claims (fee dependant on level of redress secured), and a cancellation fee may apply outside the 14 day cooling-off period.
Here’s How it works
If you’ve been mis-sold a PSA Finance agreement, now is the time to take action. Claiming your PSA finance refund is simple and hassle-free. No complicated forms or legal confusion—just a straightforward process designed to help you reclaim the PSA finance compensation you deserve and get your money back where it belongs.
wE'll FIND ALL YOUR AGREEMENTS
Our system connects with major credit reference agencies and vehicle registration databases, allowing us to identify all car finance agreements linked to you, even if you have changed your name or moved to a different address.
WE TAKE THE WHEEL
Once you provide your basic details, our system gets to work. Within seconds, we’ll pull together your historic car finance agreements, even those dating back before 2007, which are often difficult for individuals to locate.
THE REAL WORK BEGINS
Your claim is passed to our specialist legal partners, who review all your agreements individually. They gather evidence, negotiate directly with lenders, and work to maximise your compensation — all on a no-win, no-fee basis. Meanwhile, you don’t have to lift a finger.
You do not need to use a claims management company to make a claim; you can do this yourself for free by contacting the car dealership or finance provider and if that is not successful you can complain to the Financial Ombudsman Service. We may receive a fee for introducing you to a third party/panel solicitor, this does not affect any compensation you may receive.
What Happens When I Start a PSA Claim?
We’ll provide you with an instant answer about whether you’re eligible for a PSA car finance PCP claim and how much PSA finance compensation you may be entitled to. If you choose to move forward, here’s what happens next.
Letter to lender
Our partner solicitors, will contact your lender by letter to make a claim on your behalf.
Reply expected
The lender should reply or at least acknowledge your complaint.
Delayed reply
Your lender must reply, but can delay as the FCA has allowed firms to pause complaints until 04/12/2025.
Deadline
The FCA releases its findings.
Historic agreements found in under 2 minutes
100% No Win No Fee* guarantee
400,000+ customers helped
*Where No Win, No Fee is offered - You pay nothing unless your claim is successful. A fee between 18 - 36% applies on successful claims (fee dependant on level of redress secured), and a cancellation fee may apply outside the 14 day cooling-off period.
Reclaim What’s Rightfully Yours
Were you impacted by hidden fees or inflated interest rates on your PSA finance agreement? You could be owed thousands in PSA finance compensation.
Historic agreements found in under 2 minutes
100% No Win No Fee* guarantee
400,000+ customers helped
*Where No Win, No Fee is offered - You pay nothing unless your claim is successful. A fee between 18 - 36% applies on successful claims (fee dependant on level of redress secured), and a cancellation fee may apply outside the 14 day cooling-off period.
Mis-Sold PCP Car Finance Claims
If you have an PSA Finance agreement potentially mis-sold or by another finance provider, our PCP experts are here to help you reclaim what’s rightfully yours. Start your claim today with Reclaim247.
Finance sold by
Black Horse
If you’ve had car finance with Black Horse you could have a claim worth:
£5,4921
Finance sold by
Close Brothers
If you’ve had car finance with Close Brothers you could have a claim worth:
£2,4501
Finance sold by
Motonovo
If you’ve had car finance with Motonovo you could have a claim worth:
£4,4781
Got questions?
If you were mis-sold a PSA car finance agreement, you could be owed a refund. Many customers were charged hidden fees, high interest rates, or undisclosed commissions without knowing. Check if you’re eligible by using our PSA finance claim online tool today.
The amount varies, but many people have received thousands of pounds in refunds. If you were overcharged on your PSA finance agreement, you could reclaim what’s rightfully yours. Start your PSA finance claim now and see how much you could get back.
If your PSA finance UK agreement was mis-sold, you could be entitled to compensation. Lenders often added hidden commissions and unfair charges without telling customers. If this happened to you, start your PSA finance claim online today.
PSA Finance is now known as Stellantis Financial Services UK, but the mis-selling issues remain. Many customers were unknowingly charged extra due to PSA Finance discretionary commission arrangements (DCAs). If you had a finance deal with PSA Finance UK, you may have a claim.