Toyota Finance Claim
Reclaim £1,000s in Compensation Today
Owed money from Toyota Finance? Mis-sold car finance agreements could mean you're due compensation. Check your eligibility in just 2 minutes with our secure Toyota finance claim tool.
400,000+ Customers helped.
Car finance agreements found in seconds.
100% No Win No Fee1.
Why Drivers Are Filing Toyota Car Finance Claims
Thousands of drivers have filed Toyota Finance complaints, with FCA investigations uncovering hidden commissions, inflated interest rates, and unfair charges in car finance agreements. If you were mis-sold car finance by Toyota, you could be owed a Toyota finance compensation. Check your eligibility today with our secure online Toyota claims tool and reclaim the Toyota refund you deserve.
Widespread mis-sellingUndisclosed commissions and conflicts of interest have led to mis-selling in car finance agreements. |
Inflated ratesDiscretionary commission models allowed brokers to inflate interest rates for their own gain. |
Blind spotsDrivers lacked clarity on how commissions affected their loan costs, and were often unaware of the financial implications. |
You do not need to use a claims management company to make a claim; you can do this yourself for free by contacting the car dealership or finance provider and if that is not successful you can complain to the Financial Ombudsman Service. We may receive a fee for introducing you to a third party/panel solicitor, this does not affect any compensation you may receive.
Can I claim?
Find out instantly whether you're eligible for a Toyota compensation claim and how much you could recover!
Historic agreements found in under 2 minutes
100% No Win No Fee* guarantee
400,000+ customers helped
*Where No Win, No Fee is offered - You pay nothing unless your claim is successful. A fee between 18 - 36% applies on successful claims (fee dependant on level of redress secured), and a cancellation fee may apply outside the 14 day cooling-off period.
Here’s How it works
If you have a Toyota mis-sold car finance agreement, now is the time to act. Unfair charges, hidden fees, and inflated interest rates may have led you to overpay without realising. Filing your Toyota car finance claim is quick and stress-free—no complicated forms, no legal hassle. Just a simple process to help you secure the Toyota finance refund you deserve and get your money back where it belongs: in your pocket.
wE'll FIND ALL YOUR AGREEMENTS
Our system connects with major credit reference agencies and vehicle registration databases, allowing us to identify all car finance agreements linked to you, even if you have changed your name or moved to a different address.
WE TAKE THE WHEEL
Once you provide your basic details, our system gets to work. Within seconds, we’ll pull together your historic car finance agreements, even those dating back before 2007, which are often difficult for individuals to locate.
THE REAL WORK BEGINS
Your claim is passed to our specialist legal partners, who review all your agreements individually. They gather evidence, negotiate directly with lenders, and work to maximise your compensation — all on a no-win, no-fee basis. Meanwhile, you don’t have to lift a finger.
You do not need to use a claims management company to make a claim; you can do this yourself for free by contacting the car dealership or finance provider and if that is not successful you can complain to the Financial Ombudsman Service. We may receive a fee for introducing you to a third party/panel solicitor, this does not affect any compensation you may receive.
What Happens When I Start a Toyota Claim?
We’ll provide you with an instant answer about whether you’re eligible for a Toyota Finance PCP claim and how much Toyota Finance compensation you may be entitled to. If you choose to move forward, here’s what happens next.
Letter to lender
Our partner solicitors, will contact your lender by letter to make a claim on your behalf.
Reply expected
The lender should reply or at least acknowledge your complaint.
Delayed reply
Your lender must reply, but can delay as the FCA has allowed firms to pause complaints until 04/12/2025.
Deadline
The FCA releases its findings.
Historic agreements found in under 2 minutes
100% No Win No Fee* guarantee
400,000+ customers helped
*Where No Win, No Fee is offered - You pay nothing unless your claim is successful. A fee between 18 - 36% applies on successful claims (fee dependant on level of redress secured), and a cancellation fee may apply outside the 14 day cooling-off period.
Reclaim What’s Rightfully Yours
Were you impacted by hidden fees or inflated interest rates on your Toyota finance agreement? You could be owed thousands in Toyota finance compensation.
Historic agreements found in under 2 minutes
100% No Win No Fee* guarantee
400,000+ customers helped
*Where No Win, No Fee is offered - You pay nothing unless your claim is successful. A fee between 18 - 36% applies on successful claims (fee dependant on level of redress secured), and a cancellation fee may apply outside the 14 day cooling-off period.
Mis-Sold PCP Car Finance Claims
If you have an Toyota Finance agreement potentially mis-sold or by another finance provider, our PCP experts are here to help you reclaim what’s rightfully yours. Start your claim today with Reclaim247.
Finance sold by
Black Horse
If you’ve had car finance with Black Horse you could have a claim worth:
£5,4921
Finance sold by
Close Brothers
If you’ve had car finance with Close Brothers you could have a claim worth:
£2,4501
Finance sold by
Motonovo
If you’ve had car finance with Motonovo you could have a claim worth:
£4,4781
Got questions?
The FCA is investigating Toyota Finance over concerns of mis-sold car finance, hidden commissions, and unfair interest rates. Many drivers unknowingly overpaid due to discretionary commission arrangements (DCAs), where dealers increased interest rates to earn extra commission. As more customers become aware, Toyota finance complaints and compensation claims are rising. If you think your Toyota finance PCP claim was unfair, you may be eligible for a Toyota finance refund.
Yes, if your Toyota car finance claim involves undisclosed commissions, inflated interest rates, or extra fees, you could be entitled to a Toyota finance refund. Many customers have successfully reclaimed thousands of pounds after discovering their Toyota finance PCP claims were mis-sold.
Filing a Toyota finance claim is simple and risk-free with our No Win, No Fee service. We handle everything for you, from checking your eligibility and gathering evidence to submitting your Toyota finance claim form and escalating it to the Financial Ombudsman Service (FOS) if necessary.
Yes, Toyota finance DCA agreements allowed dealers to raise interest rates without informing customers, causing many drivers to overpay without realising. If your agreement included a Toyota finance DCA or any hidden fees and charges, you may be entitled to Toyota finance compensation.