Vauxhall Finance Claim
Mis-sold Vauxhall car finance? You could be one of the 14 million drivers owed compensation. Check your eligibility in 60 seconds with our Vauxhall refund checker.
400,000+ Customers helped.
Car finance agreements found in seconds.
100% No Win No Fee1.
Why People Are Claiming Against Vauxhall Finance
Thousands of drivers have raised concerns over Vauxhall car finance agreements, with FCA investigations uncovering hidden fees, inflated interest rates, and unfair terms. If your Vauxhall finance was mis-sold, you could be owed a Vauxhall finance refund. Check your eligibility today with our online tool and reclaim the Vauxhall finance compensation you deserve.
You’ve got the green light!
If you’ve been mis-sold a Vauxhall car finance agreement, it’s time to take control. Claiming your Vauxhall finance refund has never been easier. Forget the stress of complicated forms or unclear jargon—our straightforward process is designed to help you secure the Vauxhall finance compensation you’re entitled to and get your hard-earned money back where it belongs.
We find your agreements
Our system connects with major credit reference agencies and vehicle registration databases, allowing us to identify all car finance agreements linked to you, even if you have changed your name or moved to a different address.
We take the wheel
Once you provide your basic details, our system get’s to work. Within seconds we’ll pull together your historic car finance agreements, even those dating back before 2007, which are often difficult for individuals to locate.
The real work begins
Your claim is passed to our partner law firms, who review all your agreements individually. They gather evidence. Negotiate directly with lenders and work to maximise your compensation all on a , meanwhile, you don’t have to lift a finger.
What Happens When I Start a Vauxhall PCP Claims?
We’ll quickly search for relevant car finance agreements in your name, flagging any that may relate to a Vauxhall Finance. If potentially eligible agreements are found and you choose to proceed, here’s the updated process timeline:
1
Letter to lender
Our partner, solicitors, will contact your lender by letter to make a claim on your behalf.
2
Reply expected
The lender should reply or at least acknowledge your complaint.
3
Delayed reply possible
Delayed reply possible
The FCA has paused firms from issuing final responses until 4 December 2025.
4
FCA consultation
The FCA has published its consultation (October 2025) on an industry-wide motor finance compensation scheme, covering April 2007 to November 2024. It proposes average payments around £700 per agreement and an opt-in process for most customers.
good to know
No Win No Fee Promise
1Where No Win, No Fee is offered - You pay nothing unless your claim is successful. A fee between 18 - 36% including VAT applies on successful claims (fee dependant on level of redress secured), and a cancellation fee may apply outside the 14 day cooling-off period. We may receive a fee for introducing you to a third party/panel solicitor, this does not affect any compensation you may receive.
About Your Choices
Please note that you have the right to pursue your motor finance mis selling claim with the lender directly, through the Financial Ombudsman Service or any public compensation scheme, including any industry wide redress scheme that the FCA will introduce in 2026. Whilst we will always strive to get you the maximum amount of compensation possible, there is no guarantee that we will recover any more than you may achieve if you pursued the claim on your own.
FCA Updates
The FCA has extended the deadline for motor finance firms to respond to complaints about discretionary commission arrangements until 4 December 2025.
The FCA has confirmed plans for an industry-wide motor finance compensation scheme expected in 2026.
It will cover car finance agreements taken out between April 2007 and November 2024, with average payouts estimated at around £700 per agreement.
FCA Motor Finance Review - Latest UpdateMis-Sold PCP Car Finance Claims
If you have an Vauxhall Finance agreement potentially mis-sold or by another finance provider, our PCP experts are here to help you reclaim what’s rightfully yours. Start your claim today with Reclaim247.
Finance sold by
Black Horse
If you’ve had car finance with Black Horse you could have a claim worth:
Finance sold by
Close Brothers
If you’ve had car finance with Close Brothers you could have a claim worth:
Finance sold by
Motonovo
If you’ve had car finance with Motonovo you could have a claim worth:
FAQs about Vauxhall Finance Claims
Yes, you can. If your Vauxhall finance agreement was mis-sold, you might be entitled to compensation. Common issues include hidden fees, inflated interest rates, or terms that weren’t properly explained. It’s quick and easy to check your eligibility with our secure Vauxhall finance claim online tool.
If you believe your Vauxhall Finance agreement was mis-sold, there are three main ways to make a claim:
- Submit a complaint directly to Vauxhall Finance: You can raise concerns such as hidden commissions, inflated interest rates, or unclear terms. If your complaint is not resolved fairly, you can escalate it to the Financial Ombudsman Service (FOS) for a free, independent review.
- Use a claims management company (CMC): A regulated CMC can handle your Vauxhall car finance claim for you, including reviewing your agreement, gathering evidence, and preparing the complaint for submission. This is a hassle-free option, especially if you prefer not to deal with the paperwork yourself.
- Consult a solicitor: For more complex or high-value cases, legal support may be appropriate. A solicitor can advise you and manage the claim, though this route may involve higher costs.
While responses are paused until after 4th December 2025 due to the FCA investigation, you can still start your claim now to secure your place in the queue.
The amount of Vauxhall finance compensation depends on factors such as your loan size, the interest rate charged, and whether hidden commissions or fees were involved in your agreement. While some Vauxhall car finance claims may result in significant refunds, most complaint responses are currently paused due to the Financial Conduct Authority’s (FCA) investigation. You can still use our tool to estimate your potential refund and check your eligibility today.
A Vauxhall finance settlement is the total amount needed to pay off your car finance agreement early or in full. If your agreement included hidden fees, inflated interest rates, or undisclosed commissions, you may also be entitled to Vauxhall finance compensation for mis-sold car finance. Contact us today to check your eligibility and learn more.