Santander Finance Claim
Reclaim £1,000s in Compensation Today
Hidden commissions and unfair charges could mean you’re owed a Santander car finance refund. Check your eligibility in 2 minutes with our quick and secure claims checker!
400,000+ Customers helped.
Car finance agreements found in seconds.
100% No Win No Fee1.
Why People Are Claiming Against Santander Car Finance
FCA investigations into hidden fees and inflated interest rates have led to rising Santander car finance complaints. If your Santander car finance agreement was mis-sold, you could be owed a Santander finance refund. Use our secure Santander car finance claim online tool to check your eligibility and reclaim the Santander car finance compensation you deserve.
Widespread mis-sellingUndisclosed commissions and conflicts of interest have led to mis-selling in car finance agreements. |
Inflated ratesDiscretionary commission models allowed brokers to inflate interest rates for their own gain. |
Blind spotsDrivers lacked clarity on how commissions affected their loan costs, and were often unaware of the financial implications. |
You do not need to use a claims management company to make a claim; you can do this yourself for free by contacting the car dealership or finance provider and if that is not successful you can complain to the Financial Ombudsman Service. We may receive a fee for introducing you to a third party/panel solicitor, this does not affect any compensation you may receive.
Can I claim?
Find out instantly whether you're eligible for a Santander compensation claim and how much you could recover!
Historic agreements found in under 2 minutes
100% No Win No Fee* guarantee
400,000+ customers helped
*Where No Win, No Fee is offered - You pay nothing unless your claim is successful. A fee between 18 - 36% applies on successful claims (fee dependant on level of redress secured), and a cancellation fee may apply outside the 14 day cooling-off period.
Here’s How it works
If you’ve been mis-sold a Santander car finance agreement, now is the time to act. Claiming your Santander car finance refund is quick and hassle-free—no complicated forms, no legal jargon. Just a simple and secure process to help you reclaim the Santander car finance compensation you deserve and get your money back where it belongs.
wE'll FIND ALL YOUR AGREEMENTS
Our system connects with major credit reference agencies and vehicle registration databases, allowing us to identify all car finance agreements linked to you, even if you have changed your name or moved to a different address.
WE TAKE THE WHEEL
Once you provide your basic details, our system gets to work. Within seconds, we’ll pull together your historic car finance agreements, even those dating back before 2007, which are often difficult for individuals to locate.
THE REAL WORK BEGINS
Your claim is passed to our specialist legal partners, who review all your agreements individually. They gather evidence, negotiate directly with lenders, and work to maximise your compensation — all on a no-win, no-fee basis. Meanwhile, you don’t have to lift a finger.
You do not need to use a claims management company to make a claim; you can do this yourself for free by contacting the car dealership or finance provider and if that is not successful you can complain to the Financial Ombudsman Service. We may receive a fee for introducing you to a third party/panel solicitor, this does not affect any compensation you may receive.
What Happens When I Start a Santander Claim?
We’ll provide you with an instant answer about whether you’re eligible for a Santander mis-sold car finance claim and how much Santander car loan compensation you may be entitled to. If you choose to move forward, here’s what happens next.
Letter to lender
Our partner solicitors, will contact your lender by letter to make a claim on your behalf.
Reply expected
The lender should reply or at least acknowledge your complaint.
Delayed reply
Your lender must reply, but can delay as the FCA has allowed firms to pause complaints until 04/12/2025.
Deadline
The FCA releases its findings.
Historic agreements found in under 2 minutes
100% No Win No Fee* guarantee
400,000+ customers helped
*Where No Win, No Fee is offered - You pay nothing unless your claim is successful. A fee between 18 - 36% applies on successful claims (fee dependant on level of redress secured), and a cancellation fee may apply outside the 14 day cooling-off period.
Reclaim What’s Rightfully Yours
Were you impacted by hidden fees or inflated interest rates on your Santander finance agreement? You could be owed thousands in Santander finance compensation.
Historic agreements found in under 2 minutes
100% No Win No Fee* guarantee
400,000+ customers helped
*Where No Win, No Fee is offered - You pay nothing unless your claim is successful. A fee between 18 - 36% applies on successful claims (fee dependant on level of redress secured), and a cancellation fee may apply outside the 14 day cooling-off period.
Mis-Sold PCP Car Finance Claims
If you have an Santander Finance agreement potentially mis-sold or by another finance provider, our PCP experts are here to help you reclaim what’s rightfully yours. Start your claim today with Reclaim247.
Finance sold by
Black Horse
If you’ve had car finance with Black Horse you could have a claim worth:
£5,4921
Finance sold by
Close Brothers
If you’ve had car finance with Close Brothers you could have a claim worth:
£2,4501
Finance sold by
Motonovo
If you’ve had car finance with Motonovo you could have a claim worth:
£4,4781
Got questions?
Yes, Santander is refunding customers affected by mis-sold car finance Santander agreements. Many drivers have already received compensation for hidden commissions, inflated interest rates, and undisclosed fees. You may be eligible for a Santander car finance refund—check your eligibility today.
If you had a Santander car finance agreement and were not informed about hidden fees, unfair commissions, or excessive interest rates, you could be eligible for a Santander finance claim. Start your Santander car finance claim online today to see if you qualify.
Claiming a Santander car finance refund is simple. Use our secure Santander claim car finance checker to determine your eligibility. If approved, our team will handle everything to ensure you receive the Santander car finance compensation you’re entitled to.
Yes, Santander has made a motor finance compensation provision of £295 million to cover car finance claims Santander customers are filing due to mis-sold agreements, discretionary commission arrangements (DCAs), and inflated interest rates.