Motonovo Finance Claim
Mis-sold Motonovo car finance? You could be one of the 14 million drivers owed compensation. Check your eligibility in 60 seconds with our Motonovo refund checker.
| Car finance agreements found in seconds |
| 400,000+ Customers Helped |
| 100% No Win, No Fee1. |
Why People Are Filing MotoNovo Finance Claims
Thousands of UK drivers have reported mis-sold MotoNovo car finance, prompting an FCA review into hidden fees and inflated interest rates. If your MotoNovo Finance agreement was unfair, you could be owed a MotoNovo refund. Use our free MotoNovo refund checker today to start your claim.
You’ve got the green light!
If you’ve been mis-sold a MotoNovo car finance agreement, it’s time to take action. Claiming your MotoNovo Finance refund doesn’t have to be complicated—we’ve made it simple, straightforward, and stress-free. No complex forms or legal jargon—just a clear process to help you reclaim the MotoNovo compensation you deserve. Use our MotoNovo Finance claim checker today and start taking back what’s rightfully yours.
We find your agreements
Our system connects with major credit reference agencies and vehicle registration databases, allowing us to identify all car finance agreements linked to you, even if you have changed your name or moved to a different address.
We take the wheel
Once you provide your basic details, our system get’s to work. Within seconds we’ll pull together your historic car finance agreements, even those dating back before 2007, which are often difficult for individuals to locate.
The real work begins
Your claim is passed to our partner law firms, who review all your agreements individually. They gather evidence. Negotiate directly with lenders and work to maximise your compensation all on a no-win, no-fee basis, meanwhile, you don’t have to lift a finger.
What Happens When I Start a Motonovo PCP Claims?
We’ll quickly search for relevant car finance agreements in your name, flagging any that may relate to a Motonovo Finance. If potentially eligible agreements are found and you choose to proceed, here’s the updated process timeline:
Letter to lender
Our partner, solicitors, will contact your lender by letter to make a claim on your behalf.
Reply expected
The lender should reply or at least acknowledge your complaint.
Delayed reply possible
Delayed reply possible
The FCA has paused firms from issuing final responses until 4 December 2025.
FCA consultation
The regulator will launch a formal consultation on an industry-wide redress scheme, exploring how compensation will be structured, including whether it should be opt-in or opt-out.
Important: Timeframes shown are indicative and may vary. Eligibility and potential refunds depend on factors like interest rates, commission structure, and loan terms. Reclaim247 is a claims management company and works with regulated solicitors who handle claims on a no-win, no-fee basis.
good to know
No Win No Fee Promise
1Where No Win, No Fee is offered - You pay nothing unless your claim is successful. A fee between 18 - 36% including VAT applies on successful claims (fee dependant on level of redress secured), and a cancellation fee may apply outside the 14 day cooling-off period. We may receive a fee for introducing you to a third party/panel solicitor, this does not affect any compensation you may receive.
About Your Choices
Please note that you have the right to pursue your motor finance mis selling claim with the lender directly, through the Financial Ombudsman Service, or via the FCA redress scheme due for free. Whilst we will always strive to get you the maximum amount of compensation possible, there is no guarantee that we will recover any more than you may achieve if you pursued the claim on your own.
FCA Updates
The FCA has extended the deadline for motor finance firms to respond to complaints about discretionary commission arrangements until 4 December 2025.
The FCA is likely to introduce a redress scheme in October 2025 to deal with complaints around hidden commissions in car finance agreements. You can find more information and official updates from the FCA at the following link:
FCA Motor Finance Review - Latest UpdateMis-Sold PCP Car Finance Claims
If you have an Motonovo Finance agreement potentially mis-sold or by another finance provider, our PCP experts are here to help you reclaim what’s rightfully yours. Start your claim today with Reclaim247.
Finance sold by
Black Horse
If you’ve had car finance with Black Horse you could have a claim worth:
Finance sold by
Close Brothers
If you’ve had car finance with Close Brothers you could have a claim worth:
Finance sold by
Santander
If you’ve had car finance with Santander you could have a claim worth:
FAQs about Motonovo Finance Claims
There are three main ways to start your MotoNovo Finance claim:
- Self-representation: Contact MotoNovo car finance directly and request a refund. If your claim is denied, you can escalate it to the Financial Ombudsman Service (FOS).
- Using Reclaim247: Start your MotoNovo claim by completing our quick and easy online form. Our trusted team will take care of everything, from checking your eligibility to securing your MotoNovo finance refund, all on a 100% No Win, No Fee basis.
- Using a solicitor: Work with a solicitor specialising in car finance claims with MotoNovo. While effective, this option may involve higher fees and longer timelines.
Many drivers have filed MotoNovo refund claims due to MotoNovo mis sold finance agreements. Common issues include hidden fees where dealers failed to disclose the commissions they earned, leading to overpayments. In some cases, inflated interest rates were set by dealers to maximise their profits, leaving customers paying more than necessary. Unclear terms in contracts also left many customers unaware of key details about their agreements. If you believe you’ve been affected by any of these issues, you may be eligible for MotoNovo Finance compensation.
Signs of mis sold car finance with MotoNovo include undisclosed commissions that were not communicated during the agreement, higher-than-expected interest rates with no clear justification, and feeling pressured into signing without being offered alternative options. Another common issue is a lack of clarity about repayment terms and additional fees, leaving customers unaware of the true cost of their agreement. If any of these sound familiar, use our MotoNovo Finance claim form today to see if you qualify for a MotoNovo claim back.
You may qualify for a MotoNovo car finance claim if:
- You signed a MotoNovo PCP claim or HP agreement with hidden fees or undisclosed commissions.
- The agreement was unsuitable for your financial circumstances.
- The contract was signed before January 2021, when FCA regulations were updated.
Even if your MotoNovo Finance agreement has ended, you could still be eligible for a MotoNovo claim back.