Motonovo Finance Claim

Reclaim £1,000s in Compensation Today

Mis-sold MotoNovo car finance? You could be owed up to £4,478.46* in compensation. Use our MotoNovo refund checker to find out if you qualify in just 2 minutes!

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400,000+ Customers helped.

Car finance agreements found in seconds.

100% No Win No Fee1.

Why People Are Filing MotoNovo Finance Claims

Thousands of UK drivers have reported mis-sold MotoNovo car finance, prompting an FCA review into hidden fees and inflated interest rates. If your MotoNovo Finance agreement was unfair, you could be owed a MotoNovo refund. Use our free MotoNovo refund checker today to start your claim.

Widespread mis-selling

Undisclosed commissions and conflicts of interest have led to mis-selling in car finance agreements.

Inflated rates

Discretionary commission models allowed brokers to inflate interest rates for their own gain.

Blind spots

Drivers lacked clarity on how commissions affected their loan costs, and were often unaware of the financial implications. 

You do not need to use a claims management company to make a claim; you can do this yourself for free by contacting the car dealership or finance provider and if that is not successful you can complain to the Financial Ombudsman Service. We may receive a fee for introducing you to a third party/panel solicitor, this does not affect any compensation you may receive. 

Can I claim?

Find out instantly whether you're eligible for a Motonovo compensation claim and how much you could recover!

Historic agreements found in under 2 minutes

100% No Win No Fee* guarantee

400,000+ customers helped

*Where No Win, No Fee is offered - You pay nothing unless your claim is successful. A fee between 18 - 36% applies on successful claims (fee dependant on level of redress secured), and a cancellation fee may apply outside the 14 day cooling-off period.

Here’s How it works

If you’ve been mis-sold a MotoNovo car finance agreement, it’s time to take action. Claiming your MotoNovo Finance refund doesn’t have to be complicated—we’ve made it simple, straightforward, and stress-free. No complex forms or legal jargon—just a clear process to help you reclaim the MotoNovo compensation you deserve. Use our MotoNovo Finance claim checker today and start taking back what’s rightfully yours.

wE'll FIND ALL YOUR AGREEMENTS

Our system connects with major credit reference agencies and vehicle registration databases, allowing us to identify all car finance agreements linked to you, even if you have changed your name or moved to a different address.

WE TAKE THE WHEEL

Once you provide your basic details, our system gets to work. Within seconds, we’ll pull together your historic car finance agreements, even those dating back before 2007, which are often difficult for individuals to locate.

THE REAL WORK BEGINS

Your claim is passed to our specialist legal partners, who review all your agreements individually. They gather evidence, negotiate directly with lenders, and work to maximise your compensation — all on a no-win, no-fee basis. Meanwhile, you don’t have to lift a finger.

You do not need to use a claims management company to make a claim; you can do this yourself for free by contacting the car dealership or finance provider and if that is not successful you can complain to the Financial Ombudsman Service. We may receive a fee for introducing you to a third party/panel solicitor, this does not affect any compensation you may receive.

What Happens When I Start a Motonovo Claim?

We’ll provide you with an instant answer to check if you’re eligible for a MotoNovo claim and how much MotoNovo Finance compensation you could receive. If your MotoNovo refund claim qualifies, here’s what happens next:

Day 1-2

Letter to lender

Our partner solicitors, will contact your lender by letter to make a claim on your behalf.

Day 14

Reply expected

The lender should reply or at least acknowledge your complaint.

Week 8

Delayed reply

Your lender must reply, but can delay as the FCA has allowed firms to pause complaints until 04/12/2025.

4 December 2025 

Deadline

The FCA releases its findings.

Historic agreements found in under 2 minutes

100% No Win No Fee* guarantee

400,000+ customers helped

*Where No Win, No Fee is offered - You pay nothing unless your claim is successful. A fee between 18 - 36% applies on successful claims (fee dependant on level of redress secured), and a cancellation fee may apply outside the 14 day cooling-off period.

Reclaim What’s Rightfully Yours

Were you impacted by hidden fees or inflated interest rates on your Motonovo finance agreement? You could be owed thousands in Motonovo finance compensation.

Historic agreements found in under 2 minutes

100% No Win No Fee* guarantee

400,000+ customers helped

*Where No Win, No Fee is offered - You pay nothing unless your claim is successful. A fee between 18 - 36% applies on successful claims (fee dependant on level of redress secured), and a cancellation fee may apply outside the 14 day cooling-off period.

Mis-Sold PCP Car Finance Claims

If you have an Motonovo Finance agreement potentially mis-sold or by another finance provider, our PCP experts are here to help you reclaim what’s rightfully yours. Start your claim today with Reclaim247.

Finance sold by

Black Horse

If you’ve had car finance with Black Horse you could have a claim worth:

£5,4921

Finance sold by

Close Brothers

If you’ve had car finance with Close Brothers you could have a claim worth:

£2,4501

Finance sold by

Santander

If you’ve had car finance with Santander you could have a claim worth:

£4,2981

Got questions?

There are three main ways to start your MotoNovo Finance claim:

  • Self-representation: Contact MotoNovo car finance directly and request a refund. If your claim is denied, you can escalate it to the Financial Ombudsman Service (FOS).
  • Using Reclaim247: Start your MotoNovo claim by completing our quick and easy online form. Our trusted team will take care of everything, from checking your eligibility to securing your MotoNovo finance refund, all on a 100% No Win, No Fee basis.
  • Using a solicitor: Work with a solicitor specialising in car finance claims with MotoNovo. While effective, this option may involve higher fees and longer timelines.

Many drivers have filed MotoNovo refund claims due to MotoNovo mis sold finance agreements. Common issues include hidden fees where dealers failed to disclose the commissions they earned, leading to overpayments. In some cases, inflated interest rates were set by dealers to maximise their profits, leaving customers paying more than necessary. Unclear terms in contracts also left many customers unaware of key details about their agreements. If you believe you’ve been affected by any of these issues, you may be eligible for MotoNovo Finance compensation.

Signs of mis sold car finance with MotoNovo include undisclosed commissions that were not communicated during the agreement, higher-than-expected interest rates with no clear justification, and feeling pressured into signing without being offered alternative options. Another common issue is a lack of clarity about repayment terms and additional fees, leaving customers unaware of the true cost of their agreement. If any of these sound familiar, use our MotoNovo Finance claim form today to see if you qualify for a MotoNovo claim back.

You may qualify for a MotoNovo car finance claim if:

  • You signed a MotoNovo PCP claim or HP agreement with hidden fees or undisclosed commissions.
  • The agreement was unsuitable for your financial circumstances.
  • The contract was signed before January 2021, when FCA regulations were updated.

Even if your MotoNovo Finance agreement has ended, you could still be eligible for a MotoNovo claim back.

Reclaim247.co.uk is a trading style of Claimsline Group Ltd, registered in England and Wales, Company registration number 09071409. Registered Office: C/O Burton Varley Ltd, Suite 3, 2nd Floor, Didsbury House, 748 - 754 Wilmslow Road, Manchester, United Kingdom, M20 2DW. VAT registration number 199616255. Registered with the Information Commissioner's Office; registration number ZA059156. You can find our terms of use, privacy policy and our cookie policy here. Claimsline Group Ltd is a claims management company. Any solicitor we recommend you to is an independent professional from whom you will receive impartial and confidential advice. You are free to choose another solicitor. Claimsline Group Ltd is authorised and regulated by the Financial Conduct Authority in respect of regulated claims management activities FRN Number is 831196.

1Where No Win, No Fee is offered - You pay nothing unless your claim is successful. A fee between 18 - 36% applies on successful claims (fee dependant on level of redress secured), and a cancellation fee may apply outside the 14 day cooling-off period.

2£5,492.10 is the figure disclosed to Bott & Co Solicitors by Black Horse. £4,478.46 is the figure disclosed to Bott & Co Solicitors by Motonovo. £2,449.65 is the figure disclosed to Bott & Co Solicitors by Close Brothers. £4,298 is the figure disclosed to Bott & Co Solicitors by Santander.

***All figures disclosed on the results page of our form are based on Bott&co's average compensation payout being over £1,600.

4Free Online Checker refers only to the live soft-credit check completed online to identify your car finance agreements.